Holtsville, NY Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Holtsville, NY Summary

Cost of living in Holtsville research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Holtsville is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Holtsville is 139, with 100 being the average.

  • The cost of living index in Holtsville is 1.4x higher than the national average.

  • Holtsville ranks as the #177 cheapest in New York out of 341.

  • Holtsville ranks as the #5,366 cheapest out of 6,489 in the US.

  • The median home value in Holtsville is $633,537.

  • The median income in Holtsville is $130,851.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
139
Holtsville's Overall Cost Of Living
1.4x
Higher Than The National Average

What is the cost of living in Holtsville, NY?

According to the most recent data on the cost of living, Holtsville has an overall cost of living index of 139, which is 1.4x higher than the national index of 100.

Compared to New York, Holtsville has a cost of living index that's 1.2x higher than New York's index of 119.

The standard of living in Holtsville ranks as #177 most affordable out of the 341 places we measured in New York. By definition, that implies Holtsville ranks as the #164 most expensive place in the Empire State.

For more reading on life in Holtsville, check out:

177 out of 341
In New York
5,366 out of 6,489
In America

Holtsville Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Holtsville. Here is how it fairs on each of the criteria:

  • The Services index in Holtsville is 114.

  • The Groceries index in Holtsville is 104.

  • The Health index in Holtsville is 109.

  • The Housing index in Holtsville is 196.

  • The Transportation index in Holtsville is 101.

  • The Utilities index in Holtsville is 129.

Living Expense Holtsville New York National Average
Overall 139 119 100
Services 114 110 100
Groceries 104 103 100
Health 109 101 100
Housing 196 145 100
Transportation 101 105 100
Utilities 129 99 100
For more reading on cost of living around New York, check out:
Holtsville Cost of Living Vs. NY

Holtsville, NY Housing Cost Breakdown

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Holtsville is $633,537.

  • The Median Rent in Holtsville is $2,192.

  • The Median Income in Holtsville is $130,851.

  • The Home Value To Income in Holtsville is 4.8x.

  • The Rent To Monthly Income in Holtsville is 0.2x.

Statistic Holtsville New York United States
Median Home Value $633,537 $508,764 $303,400
Median Rent $2,192 $1,576 $1,348
Median Income $130,851 $84,578 $78,538
Home Value To Income 4.8x 6.0x 3.9x
Rent To Monthly Income 0.2x 0.22x 0.21x
$633,537
Median Home Value
$2,192
Median Rent
$130,851
Median Income

Holtsville, NY Costs By Category

Detailed Holtsville Services Costs Vs. New York

Item Holtsville New York
Shampoo $1.5 $1.28
Movie $13.76 $12.13
Bowling $19.63 $18
Haircut $32.33 $24.26
Beauty Salon $48.56 $45.56

Detailed Holtsville Groceries Costs Vs. New York

Item Holtsville New York
Ground Beef $6.34 $5.84
Fried Chicken $1.61 $1.57
Milk $4.73 $4.67
Potatoes $5.03 $4.93
Pizza $10.07 $12.09
Beer $10.62 $10.41
Toothpaste $3.66 $3.7

Detailed Holtsville Health Costs Vs. New York

Item Holtsville New York
Optometrist $140.1 $125.68
Doctor $143.23 $135.78
Dentist $123.0 $113.29

Detailed Holtsville Transportation Costs Vs. New York

Item Holtsville New York
Gasoline $3.33 $3.46
Tire Balancing $57.68 $59.92

Detailed Holtsville Utilities Costs Vs. New York

Item Holtsville New York
All Electricity $281.67 $193.99
Phone $185.16 $192.25

Holtsville SnackAbility

7
/10
Overall SnackAbility
Jobs
8.5/10
Housing
9
Affordability
7
Diversity
8
Safety
N/A
Amenities
9
Education
8.5
Commute
4

Cost Of Living In Cities Around Holtsville

The cost of living varies in the cities and towns around Holtsville. Here's a quick look at the cost of living in the most populous nearby places:

  • Commack, NY has a cost of living index of 154, 1.1x Holtsville.

  • Centereach, NY has a cost of living index of 138, 1.0x Holtsville.

  • West Islip, NY has a cost of living index of 151, 1.1x Holtsville.

City Population Cost Of Living Vs. Holtsville
Commack, NY 36,353 154 1.1x
Centereach, NY 31,501 138 1.0x
West Islip, NY 26,559 151 1.1x
Holbrook, NY 26,256 143 1.0x
Medford, NY 25,681 134 1.0x
Smithtown, NY 24,940 157 1.1x
Selden, NY 21,707 137 1.0x
Huntington, NY 20,117 169 1.2x
Ronkonkoma, NY 18,368 138 1.0x
Lake Ronkonkoma, NY 18,289 138 1.0x

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