Middle Island, NY Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Middle Island, NY Summary

Cost of living in Middle Island research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Middle Island is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Middle Island is 125, with 100 being the average.

  • The cost of living index in Middle Island is 1.2x higher than the national average.

  • Middle Island ranks as the #134 cheapest in New York out of 341.

  • Middle Island ranks as the #4,715 cheapest out of 6,489 in the US.

  • The median home value in Middle Island is $498,672.

  • The median income in Middle Island is $89,702.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
125
Middle Island's Overall Cost Of Living
1.2x
Higher Than The National Average

What is the cost of living in Middle Island, NY?

According to the most recent data on the cost of living, Middle Island has an overall cost of living index of 125, which is 1.2x higher than the national index of 100.

Compared to New York, Middle Island has a cost of living index that's 1.1x higher than New York's index of 119.

The standard of living in Middle Island ranks as #134 most affordable out of the 341 places we measured in New York. By definition, that implies Middle Island ranks as the #207 most expensive place in the Empire State.

For more reading on life in Middle Island, check out:

134 out of 341
In New York
4,715 out of 6,489
In America

Middle Island Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Middle Island. Here is how it fairs on each of the criteria:

  • The Services index in Middle Island is 109.

  • The Groceries index in Middle Island is 99.

  • The Health index in Middle Island is 114.

  • The Housing index in Middle Island is 157.

  • The Transportation index in Middle Island is 104.

  • The Utilities index in Middle Island is 134.

Living Expense Middle Island New York National Average
Overall 125 119 100
Services 109 110 100
Groceries 99 103 100
Health 114 101 100
Housing 157 145 100
Transportation 104 105 100
Utilities 134 99 100
For more reading on cost of living around New York, check out:
Middle Island Cost of Living Vs. NY

Middle Island, NY Housing Cost Breakdown

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Middle Island is $498,672.

  • The Median Rent in Middle Island is $1,774.

  • The Median Income in Middle Island is $89,702.

  • The Home Value To Income in Middle Island is 5.6x.

  • The Rent To Monthly Income in Middle Island is 0.24x.

Statistic Middle Island New York United States
Median Home Value $498,672 $508,764 $303,400
Median Rent $1,774 $1,576 $1,348
Median Income $89,702 $84,578 $78,538
Home Value To Income 5.6x 6.0x 3.9x
Rent To Monthly Income 0.24x 0.22x 0.21x
$498,672
Median Home Value
$1,774
Median Rent
$89,702
Median Income

Middle Island, NY Costs By Category

Detailed Middle Island Services Costs Vs. New York

Item Middle Island New York
Shampoo $1.47 $1.28
Movie $15.07 $12.13
Bowling $24.0 $18
Haircut $39.78 $24.26
Beauty Salon $69.0 $45.56

Detailed Middle Island Groceries Costs Vs. New York

Item Middle Island New York
Ground Beef $6.28 $5.84
Fried Chicken $1.59 $1.57
Milk $4.83 $4.67
Potatoes $5.03 $4.93
Pizza $13.21 $12.09
Beer $10.53 $10.41
Toothpaste $3.86 $3.7

Detailed Middle Island Health Costs Vs. New York

Item Middle Island New York
Optometrist $134.7 $125.68
Doctor $162.26 $135.78
Dentist $136.03 $113.29

Detailed Middle Island Transportation Costs Vs. New York

Item Middle Island New York
Gasoline $3.47 $3.46
Tire Balancing $63.33 $59.92

Detailed Middle Island Utilities Costs Vs. New York

Item Middle Island New York
All Electricity $296.64 $193.99
Phone $185.16 $192.25

Middle Island SnackAbility

6
/10
Overall SnackAbility
Jobs
8/10
Housing
9
Affordability
4
Diversity
8
Safety
N/A
Amenities
8
Education
8
Commute
5

Cost Of Living In Cities Around Middle Island

The cost of living varies in the cities and towns around Middle Island. Here's a quick look at the cost of living in the most populous nearby places:

  • Coram, NY has a cost of living index of 133, 1.1x Middle Island.

  • Commack, NY has a cost of living index of 154, 1.2x Middle Island.

  • Smithtown, NY has a cost of living index of 157, 1.3x Middle Island.

City Population Cost Of Living Vs. Middle Island
Coram, NY 41,527 133 1.1x
Commack, NY 36,353 154 1.2x
Smithtown, NY 24,940 157 1.3x
Farmingville, NY 16,605 139 1.1x
Rocky Point, NY 13,931 127 1.0x
East Islip, NY 13,687 148 1.2x
St. James, NY 13,680 151 1.2x
Nesconset, NY 13,344 159 1.3x
Stony Brook, NY 12,827 152 1.2x
Ridge, NY 12,506 126 1.0x

Articles About New York

Enjoy The Snack?