Cost of living in Middle Island research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Middle Island is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Middle Island is 125, with 100 being the average.
The cost of living index in Middle Island is 1.2x higher than the national average.
Middle Island ranks as the #134 cheapest in New York out of 341.
Middle Island ranks as the #4,715 cheapest out of 6,489 in the US.
The median home value in Middle Island is $498,672.
The median income in Middle Island is $89,702.
According to the most recent data on the cost of living, Middle Island has an overall cost of living index of 125, which is 1.2x higher than the national index of 100.
Compared to New York, Middle Island has a cost of living index that's 1.1x higher than New York's index of 119.
The standard of living in Middle Island ranks as #134 most affordable out of the 341 places we measured in New York. By definition, that implies Middle Island ranks as the #207 most expensive place in the Empire State.
For more reading on life in Middle Island, check out:
Six factors go into calculating the cost of living index in Middle Island. Here is how it fairs on each of the criteria:
The Services index in Middle Island is 109.
The Groceries index in Middle Island is 99.
The Health index in Middle Island is 114.
The Housing index in Middle Island is 157.
The Transportation index in Middle Island is 104.
The Utilities index in Middle Island is 134.
| Living Expense | Middle Island | New York | National Average | |
|---|---|---|---|---|
| Overall | 125 | 119 | 100 | |
| Services | 109 | 110 | 100 | |
| Groceries | 99 | 103 | 100 | |
| Health | 114 | 101 | 100 | |
| Housing | 157 | 145 | 100 | |
| Transportation | 104 | 105 | 100 | |
| Utilities | 134 | 99 | 100 | |
Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Middle Island is $498,672.
The Median Rent in Middle Island is $1,774.
The Median Income in Middle Island is $89,702.
The Home Value To Income in Middle Island is 5.6x.
The Rent To Monthly Income in Middle Island is 0.24x.
| Statistic | Middle Island | New York | United States |
|---|---|---|---|
| Median Home Value | $498,672 | $508,764 | $303,400 |
| Median Rent | $1,774 | $1,576 | $1,348 |
| Median Income | $89,702 | $84,578 | $78,538 |
| Home Value To Income | 5.6x | 6.0x | 3.9x |
| Rent To Monthly Income | 0.24x | 0.22x | 0.21x |
| Item | Middle Island | New York |
|---|---|---|
| Shampoo | $1.47 | $1.28 |
| Movie | $15.07 | $12.13 |
| Bowling | $24.0 | $18 |
| Haircut | $39.78 | $24.26 |
| Beauty Salon | $69.0 | $45.56 |
| Item | Middle Island | New York |
|---|---|---|
| Ground Beef | $6.28 | $5.84 |
| Fried Chicken | $1.59 | $1.57 |
| Milk | $4.83 | $4.67 |
| Potatoes | $5.03 | $4.93 |
| Pizza | $13.21 | $12.09 |
| Beer | $10.53 | $10.41 |
| Toothpaste | $3.86 | $3.7 |
| Item | Middle Island | New York |
|---|---|---|
| Optometrist | $134.7 | $125.68 |
| Doctor | $162.26 | $135.78 |
| Dentist | $136.03 | $113.29 |
| Item | Middle Island | New York |
|---|---|---|
| Gasoline | $3.47 | $3.46 |
| Tire Balancing | $63.33 | $59.92 |
| Item | Middle Island | New York |
|---|---|---|
| All Electricity | $296.64 | $193.99 |
| Phone | $185.16 | $192.25 |
The cost of living varies in the cities and towns around Middle Island. Here's a quick look at the cost of living in the most populous nearby places:
Coram, NY has a cost of living index of 133, 1.1x Middle Island.
Commack, NY has a cost of living index of 154, 1.2x Middle Island.
Smithtown, NY has a cost of living index of 157, 1.3x Middle Island.
| City | Population | Cost Of Living | Vs. Middle Island |
|---|---|---|---|
| Coram, NY | 41,527 | 133 | 1.1x |
| Commack, NY | 36,353 | 154 | 1.2x |
| Smithtown, NY | 24,940 | 157 | 1.3x |
| Farmingville, NY | 16,605 | 139 | 1.1x |
| Rocky Point, NY | 13,931 | 127 | 1.0x |
| East Islip, NY | 13,687 | 148 | 1.2x |
| St. James, NY | 13,680 | 151 | 1.2x |
| Nesconset, NY | 13,344 | 159 | 1.3x |
| Stony Brook, NY | 12,827 | 152 | 1.2x |
| Ridge, NY | 12,506 | 126 | 1.0x |