What is the cost of living in Middle Island, NY?
According to the most recent data on the cost of living, Middle Island has an overall cost of living index of 125, which is 1.2x higher than the national index of 100.
Compared to New York, Middle Island has a cost of living index that's 1.0x higher than New York's index of 121.
The standard of living in Middle Island ranks as #130 most affordable out of the 336 places we measured in New York. By definition, that implies Middle Island ranks as the #206 most expensive place in the Empire State.
For more reading on life in Middle Island, check out:
Middle Island Cost Of Living Vs. New York
Six factors go into calculating the cost of living index in Middle Island. Here is how it fares on each of the criteria:
The Services index in Middle Island is 102.
The Groceries index in Middle Island is 107.
The Health index in Middle Island is 160.
The Housing index in Middle Island is 110.
The Transportation index in Middle Island is 114.
The Utilities index in Middle Island is 109.
| Living Expense | Middle Island | New York | National Average |
|---|---|---|---|
| Overall | 125 | 121 | 100 |
| Services | 102 | 105 | 100 |
| Groceries | 107 | 108 | 100 |
| Health | 160 | 143 | 100 |
| Housing | 110 | 112 | 100 |
| Transportation | 114 | 114 | 100 |
| Utilities | 109 | 111 | 100 |
Middle Island Cost Of Living Compared To New York Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New York, check out:
Protect your home budget Compare home warranties in Middle Island Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Middle Island, NY Housing Cost Breakdown
Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Middle Island is $495,340.
The Median Rent in Middle Island is $1,868.
The Median Income in Middle Island is $85,480.
The Home Value To Income in Middle Island is 5.8x.
The Rent To Monthly Income in Middle Island is 0.26x.
| Statistic | Middle Island | New York | United States |
|---|---|---|---|
| Median Home Value | $495,340 | $507,794 | $332,700 |
| Median Rent | $1,868 | $1,621 | $1,413 |
| Median Income | $85,480 | $85,974 | $80,734 |
| Home Value To Income | 5.8x | 5.9x | 4.1x |
| Rent To Monthly Income | 0.26x | 0.23x | 0.21x |
Middle Island, NY Costs By Category
Detailed Middle Island Services costs vs. New York
| Item | Middle Island | New York |
|---|---|---|
| Shampoo | $1.47 | $1.28 |
| Movie | $15.07 | $12.13 |
| Bowling | $24.0 | $18 |
| Haircut | $39.78 | $24.26 |
| Beauty Salon | $69.0 | $45.56 |
Detailed Middle Island Groceries costs vs. New York
| Item | Middle Island | New York |
|---|---|---|
| Ground Beef | $6.28 | $5.84 |
| Fried Chicken | $1.59 | $1.57 |
| Milk | $4.83 | $4.67 |
| Potatoes | $5.03 | $4.93 |
| Pizza | $13.21 | $12.09 |
| Beer | $10.53 | $10.41 |
| Toothpaste | $3.86 | $3.7 |
Detailed Middle Island Health costs vs. New York
| Item | Middle Island | New York |
|---|---|---|
| Optometrist | $134.7 | $125.68 |
| Doctor | $162.26 | $135.78 |
| Dentist | $136.03 | $113.29 |
Detailed Middle Island Transportation costs vs. New York
| Item | Middle Island | New York |
|---|---|---|
| Gasoline | $3.47 | $3.46 |
| Tire Balancing | $63.33 | $59.92 |
Detailed Middle Island Utilities costs vs. New York
| Item | Middle Island | New York |
|---|---|---|
| All Electricity | $296.64 | $193.99 |
| Phone | $185.16 | $192.25 |
Middle Island SnackAbility
Cost Of Living In Cities Around Middle Island
The cost of living varies in the cities and towns around Middle Island. Here's a quick look at the cost of living in the most populous nearby places:
Coram, NY has a cost of living index of 134, 1.1x Middle Island.
Commack, NY has a cost of living index of 154, 1.2x Middle Island.
Smithtown, NY has a cost of living index of 152, 1.2x Middle Island.
| City | Population | Cost Of Living | Vs. Middle Island |
|---|---|---|---|
| Coram, NY | 39,539 | 134 | 1.1x |
| Commack, NY | 36,558 | 154 | 1.2x |
| Smithtown, NY | 24,375 | 152 | 1.2x |
| Farmingville, NY | 16,160 | 140 | 1.1x |
| Nesconset, NY | 13,833 | 154 | 1.2x |
| East Islip, NY | 13,573 | 145 | 1.2x |
| Rocky Point, NY | 13,356 | 129 | 1.0x |
| St. James, NY | 13,244 | 149 | 1.2x |
| Stony Brook, NY | 12,868 | 153 | 1.2x |
| Ridge, NY | 12,503 | 127 | 1.0x |
