What is the cost of living in Pelham, NY?
According to the most recent data on the cost of living, Pelham has an overall cost of living index of 175, which is 1.8x higher than the national index of 100.
Compared to New York, Pelham has a cost of living index that's 1.4x higher than New York's index of 121.
The standard of living in Pelham ranks as #303 most affordable out of the 336 places we measured in New York. By definition, that implies Pelham ranks as the #33 most expensive place in the Empire State.
For more reading on life in Pelham, check out:
Pelham Cost Of Living Vs. New York
Six factors go into calculating the cost of living index in Pelham. Here is how it fares on each of the criteria:
The Services index in Pelham is 110.
The Groceries index in Pelham is 108.
The Health index in Pelham is 323.
The Housing index in Pelham is 116.
The Transportation index in Pelham is 112.
The Utilities index in Pelham is 107.
| Living Expense | Pelham | New York | National Average |
|---|---|---|---|
| Overall | 175 | 121 | 100 |
| Services | 110 | 105 | 100 |
| Groceries | 108 | 108 | 100 |
| Health | 323 | 143 | 100 |
| Housing | 116 | 112 | 100 |
| Transportation | 112 | 114 | 100 |
| Utilities | 107 | 111 | 100 |
Pelham Cost Of Living Compared To New York Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New York, check out:
Protect your home budget Compare home warranties in Pelham Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Pelham, NY Housing Cost Breakdown
Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Pelham is $1,360,404.
The Median Rent in Pelham is $2,299.
The Median Income in Pelham is $184,375.
The Home Value To Income in Pelham is 7.4x.
The Rent To Monthly Income in Pelham is 0.15x.
Pelham, NY Costs By Category
Detailed Pelham Services costs vs. New York
Detailed Pelham Groceries costs vs. New York
Detailed Pelham Health costs vs. New York
Detailed Pelham Transportation costs vs. New York
Pelham SnackAbility
Cost Of Living In Cities Around Pelham
The cost of living varies in the cities and towns around Pelham. Here's a quick look at the cost of living in the most populous nearby places:
Yonkers, NY has a cost of living index of 142, 0.8x Pelham.
New Rochelle, NY has a cost of living index of 160, 0.9x Pelham.
Mount Vernon, NY has a cost of living index of 132, 0.8x Pelham.
| City | Population | Cost Of Living | Vs. Pelham |
|---|---|---|---|
| Yonkers, NY | 209,978 | 142 | 0.8x |
| New Rochelle, NY | 82,769 | 160 | 0.9x |
| Mount Vernon, NY | 72,427 | 132 | 0.8x |
| Plainview, NY | 25,982 | 166 | 0.9x |
| Eastchester, NY | 20,491 | 168 | 1.0x |
| Mamaroneck, NY | 19,826 | 165 | 0.9x |
| Syosset, NY | 18,433 | 180 | 1.0x |
| Woodmere, NY | 18,061 | 186 | 1.1x |
| Scarsdale, NY | 18,010 | 280 | 1.6x |
| North New Hyde Park, NY | 14,159 | 169 | 1.0x |
