Wading River, NY Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Wading River, NY Summary

Cost of living in Wading River research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Wading River is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Wading River is 152, with 100 being the average.

  • The cost of living index in Wading River is 1.5x higher than the national average.

  • Wading River ranks as the #239 cheapest in New York out of 341.

  • Wading River ranks as the #5,746 cheapest out of 6,489 in the US.

  • The median home value in Wading River is $734,133.

  • The median income in Wading River is $132,213.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
152
Wading River's Overall Cost Of Living
1.5x
Higher Than The National Average

What is the cost of living in Wading River, NY?

According to the most recent data on the cost of living, Wading River has an overall cost of living index of 152, which is 1.5x higher than the national index of 100.

Compared to New York, Wading River has a cost of living index that's 1.3x higher than New York's index of 119.

The standard of living in Wading River ranks as #239 most affordable out of the 341 places we measured in New York. By definition, that implies Wading River ranks as the #102 most expensive place in the Empire State.

For more reading on life in Wading River, check out:

239 out of 341
In New York
5,746 out of 6,489
In America

Wading River Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Wading River. Here is how it fairs on each of the criteria:

  • The Services index in Wading River is 107.

  • The Groceries index in Wading River is 100.

  • The Health index in Wading River is 114.

  • The Housing index in Wading River is 244.

  • The Transportation index in Wading River is 102.

  • The Utilities index in Wading River is 131.

Living Expense Wading River New York National Average
Overall 152 119 100
Services 107 110 100
Groceries 100 103 100
Health 114 101 100
Housing 244 145 100
Transportation 102 105 100
Utilities 131 99 100
For more reading on cost of living around New York, check out:
Wading River Cost of Living Vs. NY

Wading River, NY Housing Cost Breakdown

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Wading River is $734,133.

  • The Median Rent in Wading River is -.

  • The Median Income in Wading River is $132,213.

  • The Home Value To Income in Wading River is 5.6x.

  • The Rent To Monthly Income in Wading River is nanx.

Statistic Wading River New York United States
Median Home Value $734,133 $508,764 $303,400
Median Rent - $1,576 $1,348
Median Income $132,213 $84,578 $78,538
Home Value To Income 5.6x 6.0x 3.9x
Rent To Monthly Income nanx 0.22x 0.21x
$734,133
Median Home Value
-
Median Rent
$132,213
Median Income

Wading River, NY Costs By Category

Detailed Wading River Services Costs Vs. New York

Item Wading River New York
Shampoo $1.47 $1.28
Movie $15.07 $12.13
Bowling $24.0 $18
Haircut $39.78 $24.26
Beauty Salon $69.0 $45.56

Detailed Wading River Groceries Costs Vs. New York

Item Wading River New York
Ground Beef $6.28 $5.84
Fried Chicken $1.59 $1.57
Milk $4.83 $4.67
Potatoes $5.03 $4.93
Pizza $13.21 $12.09
Beer $10.53 $10.41
Toothpaste $3.86 $3.7

Detailed Wading River Health Costs Vs. New York

Item Wading River New York
Optometrist $134.7 $125.68
Doctor $162.26 $135.78
Dentist $136.03 $113.29

Detailed Wading River Transportation Costs Vs. New York

Item Wading River New York
Gasoline $3.47 $3.46
Tire Balancing $63.33 $59.92

Detailed Wading River Utilities Costs Vs. New York

Item Wading River New York
All Electricity $296.64 $193.99
Phone $185.16 $192.25

Wading River SnackAbility

6
/10
Overall SnackAbility
Jobs
9/10
Housing
9.5
Affordability
5
Diversity
6
Safety
N/A
Amenities
7
Education
8.5
Commute
5

Cost Of Living In Cities Around Wading River

The cost of living varies in the cities and towns around Wading River. Here's a quick look at the cost of living in the most populous nearby places:

  • Medford, NY has a cost of living index of 134, 0.9x Wading River.

  • Selden, NY has a cost of living index of 137, 0.9x Wading River.

  • Farmingville, NY has a cost of living index of 139, 0.9x Wading River.

City Population Cost Of Living Vs. Wading River
Medford, NY 25,681 134 0.9x
Selden, NY 21,707 137 0.9x
Farmingville, NY 16,605 139 0.9x
Riverhead, NY 15,073 129 0.8x
Rocky Point, NY 13,931 127 0.8x
St. James, NY 13,680 151 1.0x
Nesconset, NY 13,344 159 1.0x
Stony Brook, NY 12,827 152 1.0x
Manorville, NY 12,737 140 0.9x
Ridge, NY 12,506 126 0.8x

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