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Yaphank, NY Cost Of Living

The latest cost of living statistics for Yaphank. Includes statistics on rent, mortgages, healthcare, and other costs for Yaphank compared to the state and national averages.

Chris Kolmar
Written by
HomeSnacks
Last updated
2026-06-20

Cost of living in Yaphank, New York

Cost of living in Yaphank research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Yaphank is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

137 Cost of living index 1.4x higher vs US
#171 Cheapest in New York (of 336)
#5,273 Cheapest in the U.S. (of 6,489)
$551,635 Median home value
$2,976 Median rent
$108,971 Median income
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What is the cost of living in Yaphank, NY?

According to the most recent data on the cost of living, Yaphank has an overall cost of living index of 137, which is 1.4x higher than the national index of 100.

Compared to New York, Yaphank has a cost of living index that's 1.1x higher than New York's index of 121.

The standard of living in Yaphank ranks as #171 most affordable out of the 336 places we measured in New York. By definition, that implies Yaphank ranks as the #165 most expensive place in the Empire State.

For more reading on life in Yaphank, check out:

Yaphank Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Yaphank. Here is how it fares on each of the criteria:

  • The Services index in Yaphank is 104.

  • The Groceries index in Yaphank is 109.

  • The Health index in Yaphank is 199.

  • The Housing index in Yaphank is 112.

  • The Transportation index in Yaphank is 110.

  • The Utilities index in Yaphank is 110.

Living Expense Yaphank New York National Average
Overall 137 121 100
Services 104 105 100
Groceries 109 108 100
Health 199 143 100
Housing 112 112 100
Transportation 110 114 100
Utilities 110 111 100

Yaphank Cost Of Living Compared To New York Averages

Services
Yaphank 104
New York avg 105
Groceries
Yaphank 109
New York avg 108
Health
Yaphank 199
New York avg 143
Housing
Yaphank 112
New York avg 112
Transportation
Yaphank 110
New York avg 114
Utilities
Yaphank 110
New York avg 111

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around New York, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Yaphank, NY Housing Cost Breakdown

$551,635Median Home Value
$2,976Median Rent
$108,971Median Income

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Yaphank is $551,635.

  • The Median Rent in Yaphank is $2,976.

  • The Median Income in Yaphank is $108,971.

  • The Home Value To Income in Yaphank is 5.1x.

  • The Rent To Monthly Income in Yaphank is 0.33x.

Statistic Yaphank New York United States
Median Home Value $551,635 $507,794 $332,700
Median Rent $2,976 $1,621 $1,413
Median Income $108,971 $85,974 $80,734
Home Value To Income 5.1x 5.9x 4.1x
Rent To Monthly Income 0.33x 0.23x 0.21x

Yaphank, NY Costs By Category

Detailed Yaphank Services costs vs. New York
Item Yaphank New York
Shampoo $1.47 $1.28
Movie $15.07 $12.13
Bowling $24.0 $18
Haircut $39.78 $24.26
Beauty Salon $69.0 $45.56
Detailed Yaphank Groceries costs vs. New York
Item Yaphank New York
Ground Beef $6.28 $5.84
Fried Chicken $1.59 $1.57
Milk $4.83 $4.67
Potatoes $5.03 $4.93
Pizza $13.21 $12.09
Beer $10.53 $10.41
Toothpaste $3.86 $3.7
Detailed Yaphank Health costs vs. New York
Item Yaphank New York
Optometrist $134.7 $125.68
Doctor $162.26 $135.78
Dentist $136.03 $113.29
Detailed Yaphank Transportation costs vs. New York
Item Yaphank New York
Gasoline $3.47 $3.46
Tire Balancing $63.33 $59.92
Detailed Yaphank Utilities costs vs. New York
Item Yaphank New York
All Electricity $296.64 $193.99
Phone $185.16 $192.25

Yaphank SnackAbility

6Overall SnackAbility
Jobs 9/10
Housing 9/10
Affordability 5/10
Diversity 8/10
SafetyN/A
Amenities 6/10
Education 8.5/10
Commute 3/10

Cost Of Living In Cities Around Yaphank

The cost of living varies in the cities and towns around Yaphank. Here's a quick look at the cost of living in the most populous nearby places:

  • Coram, NY has a cost of living index of 134, 1.0x Yaphank.

  • Commack, NY has a cost of living index of 154, 1.1x Yaphank.

  • Shirley, NY has a cost of living index of 128, 0.9x Yaphank.

City Population Cost Of Living Vs. Yaphank
Coram, NY 39,539 134 1.0x
Commack, NY 36,558 154 1.1x
Shirley, NY 28,375 128 0.9x
Medford, NY 24,796 134 1.0x
Smithtown, NY 24,375 152 1.1x
East Patchogue, NY 21,673 131 1.0x
Farmingville, NY 16,160 140 1.0x
Mastic, NY 15,708 125 0.9x
Nesconset, NY 13,833 154 1.1x
East Islip, NY 13,573 145 1.1x
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