Clayton, OH Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Clayton, OH Summary

Cost of living in Clayton research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Clayton is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Ohio, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Clayton is 96, with 100 being the average.

  • The cost of living index in Clayton is 1.0x lower than the national average.

  • Clayton ranks as the #191 cheapest in Ohio out of 289.

  • Clayton ranks as the #2,104 cheapest out of 6,489 in the US.

  • The median home value in Clayton is $247,362.

  • The median income in Clayton is $90,886.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
96
Clayton's Overall Cost Of Living
1.0x
Lower Than The National Average

What is the cost of living in Clayton, OH?

According to the most recent data on the cost of living, Clayton has an overall cost of living index of 96, which is 1.0x lower than the national index of 100.

Compared to Ohio, Clayton has a cost of living index that's 1.0x higher than Ohio's index of 93.

The standard of living in Clayton ranks as #191 most affordable out of the 289 places we measured in Ohio. By definition, that implies Clayton ranks as the #98 most expensive place in the Buckeye State.

For more reading on life in Clayton, check out:

191 out of 289
In Ohio
2,104 out of 6,489
In America

Clayton Cost Of Living Vs. Ohio

Six factors go into calculating the cost of living index in Clayton. Here is how it fairs on each of the criteria:

  • The Services index in Clayton is 101.

  • The Groceries index in Clayton is 102.

  • The Health index in Clayton is 105.

  • The Housing index in Clayton is 82.

  • The Transportation index in Clayton is 95.

  • The Utilities index in Clayton is 103.

Living Expense Clayton Ohio National Average
Overall 96 93 100
Services 101 101 100
Groceries 102 103 100
Health 105 97 100
Housing 82 74 100
Transportation 95 102 100
Utilities 103 100 100
For more reading on cost of living around Ohio, check out:
Clayton Cost of Living Vs. OH

Clayton, OH Housing Cost Breakdown

Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Clayton is $247,362.

  • The Median Rent in Clayton is $1,069.

  • The Median Income in Clayton is $90,886.

  • The Home Value To Income in Clayton is 2.7x.

  • The Rent To Monthly Income in Clayton is 0.14x.

Statistic Clayton Ohio United States
Median Home Value $247,362 $240,287 $303,400
Median Rent $1,069 $988 $1,348
Median Income $90,886 $69,680 $78,538
Home Value To Income 2.7x 3.4x 3.9x
Rent To Monthly Income 0.14x 0.17x 0.21x
$247,362
Median Home Value
$1,069
Median Rent
$90,886
Median Income

Clayton, OH Costs By Category

Detailed Clayton Services Costs Vs. Ohio

Item Clayton Ohio
Shampoo $1.3 $1.28
Movie $12.84 $12.13
Bowling $16.32 $18
Haircut $21.0 $24.26
Beauty Salon $43.31 $45.56

Detailed Clayton Groceries Costs Vs. Ohio

Item Clayton Ohio
Ground Beef $6.04 $5.84
Fried Chicken $1.69 $1.57
Milk $4.78 $4.67
Potatoes $5.19 $4.93
Pizza $13.11 $12.09
Beer $10.57 $10.41
Toothpaste $3.57 $3.7

Detailed Clayton Health Costs Vs. Ohio

Item Clayton Ohio
Optometrist $108.5 $125.68
Doctor $152.25 $135.78
Dentist $122.07 $113.29

Detailed Clayton Transportation Costs Vs. Ohio

Item Clayton Ohio
Gasoline $3.24 $3.46
Tire Balancing $58.06 $59.92

Detailed Clayton Utilities Costs Vs. Ohio

Item Clayton Ohio
All Electricity $202.76 $193.99
Phone $186.57 $192.25

Clayton SnackAbility

7
/10
Overall SnackAbility
Jobs
8/10
Housing
7
Affordability
9
Diversity
8.5
Safety
9
Amenities
8
Education
8.5
Commute
7

Cost Of Living In Cities Around Clayton

The cost of living varies in the cities and towns around Clayton. Here's a quick look at the cost of living in the most populous nearby places:

  • Dayton, OH has a cost of living index of 83, 0.9x Clayton.

  • Kettering, OH has a cost of living index of 95, 1.0x Clayton.

  • Beavercreek, OH has a cost of living index of 104, 1.1x Clayton.

City Population Cost Of Living Vs. Clayton
Dayton, OH 136,741 83 0.9x
Kettering, OH 57,442 95 1.0x
Beavercreek, OH 46,787 104 1.1x
Huber Heights, OH 43,266 92 1.0x
Centerville, OH 24,815 101 1.1x
Trotwood, OH 23,041 87 0.9x
Miamisburg, OH 19,859 97 1.0x
Vandalia, OH 15,100 94 1.0x
Englewood, OH 13,388 92 1.0x
Union, OH 6,930 93 1.0x

Articles About Ohio

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