Findlay, OH Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Findlay, OH Summary

Cost of living in Findlay research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Findlay is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Ohio, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Findlay is 92, with 100 being the average.

  • The cost of living index in Findlay is 0.9x lower than the national average.

  • Findlay ranks as the #123 cheapest in Ohio out of 289.

  • Findlay ranks as the #1,501 cheapest out of 6,489 in the US.

  • The median home value in Findlay is $237,572.

  • The median income in Findlay is $57,344.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
92
Findlay's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Findlay, OH?

According to the most recent data on the cost of living, Findlay has an overall cost of living index of 92, which is 0.9x lower than the national index of 100.

Compared to Ohio, Findlay has a cost of living index that's 1.0x lower than Ohio's index of 93.

The standard of living in Findlay ranks as #123 most affordable out of the 289 places we measured in Ohio. By definition, that implies Findlay ranks as the #166 most expensive place in the Buckeye State.

For more reading on life in Findlay, check out:

123 out of 289
In Ohio
1,501 out of 6,489
In America

Findlay Cost Of Living Vs. Ohio

Six factors go into calculating the cost of living index in Findlay. Here is how it fairs on each of the criteria:

  • The Services index in Findlay is 105.

  • The Groceries index in Findlay is 98.

  • The Health index in Findlay is 86.

  • The Housing index in Findlay is 75.

  • The Transportation index in Findlay is 102.

  • The Utilities index in Findlay is 95.

Living Expense Findlay Ohio National Average
Overall 92 93 100
Services 105 101 100
Groceries 98 103 100
Health 86 97 100
Housing 75 74 100
Transportation 102 102 100
Utilities 95 100 100
For more reading on cost of living around Ohio, check out:
Findlay Cost of Living Vs. OH

Findlay, OH Housing Cost Breakdown

Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Findlay is $237,572.

  • The Median Rent in Findlay is $917.

  • The Median Income in Findlay is $57,344.

  • The Home Value To Income in Findlay is 4.1x.

  • The Rent To Monthly Income in Findlay is 0.19x.

Statistic Findlay Ohio United States
Median Home Value $237,572 $240,287 $303,400
Median Rent $917 $988 $1,348
Median Income $57,344 $69,680 $78,538
Home Value To Income 4.1x 3.4x 3.9x
Rent To Monthly Income 0.19x 0.17x 0.21x
$237,572
Median Home Value
$917
Median Rent
$57,344
Median Income

Findlay, OH Costs By Category

Detailed Findlay Services Costs Vs. Ohio

Item Findlay Ohio
Shampoo $1.21 $1.28
Movie $11.62 $12.13
Bowling $11.78 $18
Haircut $23.45 $24.26
Beauty Salon $39.83 $45.56

Detailed Findlay Groceries Costs Vs. Ohio

Item Findlay Ohio
Ground Beef $6.28 $5.84
Fried Chicken $1.39 $1.57
Milk $4.55 $4.67
Potatoes $4.83 $4.93
Pizza $11.74 $12.09
Beer $10.79 $10.41
Toothpaste $3.75 $3.7

Detailed Findlay Health Costs Vs. Ohio

Item Findlay Ohio
Optometrist $82.43 $125.68
Doctor $123.67 $135.78
Dentist $92.0 $113.29

Detailed Findlay Transportation Costs Vs. Ohio

Item Findlay Ohio
Gasoline $3.38 $3.46
Tire Balancing $64.21 $59.92

Detailed Findlay Utilities Costs Vs. Ohio

Item Findlay Ohio
All Electricity $180.12 $193.99
Phone $184.9 $192.25

Findlay SnackAbility

8
/10
Overall SnackAbility
Jobs
6/10
Housing
6
Affordability
8
Diversity
6
Safety
7
Amenities
9
Education
8
Commute
9.5

Cost Of Living In Cities Around Findlay

The cost of living varies in the cities and towns around Findlay. Here's a quick look at the cost of living in the most populous nearby places:

  • Bowling Green, OH has a cost of living index of 95, 1.0x Findlay.

  • Perrysburg, OH has a cost of living index of 107, 1.2x Findlay.

  • Sylvania, OH has a cost of living index of 98, 1.1x Findlay.

City Population Cost Of Living Vs. Findlay
Bowling Green, OH 30,051 95 1.0x
Perrysburg, OH 25,065 107 1.2x
Sylvania, OH 19,038 98 1.1x
Maumee, OH 13,765 97 1.1x
Wapakoneta, OH 9,867 92 1.0x
Rossford, OH 6,315 94 1.0x
Port Clinton, OH 5,999 89 1.0x
Waterville, OH 5,997 106 1.2x

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