Findlay, OH Cost Of Living

The latest cost of living statistics for Findlay. Includes statistics on rent, mortgages, healthcare, and other costs for Findlay compared to the state and national averages.

Cost of living in Findlay, Ohio

Cost of living in Findlay research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Findlay is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Ohio, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

92 Cost of living index 0.9x lower vs US
#155 Cheapest in Ohio (of 284)
#1,359 Cheapest in the U.S. (of 6,489)
$240,718 Median home value
$975 Median rent
$61,423 Median income
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What is the cost of living in Findlay, OH?

According to the most recent data on the cost of living, Findlay has an overall cost of living index of 92, which is 0.9x lower than the national index of 100.

Compared to Ohio, Findlay has a cost of living index that's 1.0x higher than Ohio's index of 90.

The standard of living in Findlay ranks as #155 most affordable out of the 284 places we measured in Ohio. By definition, that implies Findlay ranks as the #129 most expensive place in the Buckeye State.

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Findlay Cost Of Living Vs. Ohio

Six factors go into calculating the cost of living index in Findlay. Here is how it fares on each of the criteria:

  • The Services index in Findlay is 98.

  • The Groceries index in Findlay is 96.

  • The Health index in Findlay is 76.

  • The Housing index in Findlay is 96.

  • The Transportation index in Findlay is 91.

  • The Utilities index in Findlay is 102.

Living Expense Findlay Ohio National Average
Overall 92 90 100
Services 98 97 100
Groceries 96 97 100
Health 76 75 100
Housing 96 97 100
Transportation 91 95 100
Utilities 102 97 100

Findlay Cost Of Living Compared To Ohio Averages

Services
Findlay 98
Ohio avg 97
Groceries
Findlay 96
Ohio avg 97
Health
Findlay 76
Ohio avg 75
Housing
Findlay 96
Ohio avg 97
Transportation
Findlay 91
Ohio avg 95
Utilities
Findlay 102
Ohio avg 97

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Ohio, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Findlay, OH Housing Cost Breakdown

$240,718Median Home Value
$975Median Rent
$61,423Median Income

Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Findlay is $240,718.

  • The Median Rent in Findlay is $975.

  • The Median Income in Findlay is $61,423.

  • The Home Value To Income in Findlay is 3.9x.

  • The Rent To Monthly Income in Findlay is 0.19x.

Statistic Findlay Ohio United States
Median Home Value $240,718 $242,141 $332,700
Median Rent $975 $1,034 $1,413
Median Income $61,423 $71,389 $80,734
Home Value To Income 3.9x 3.4x 4.1x
Rent To Monthly Income 0.19x 0.17x 0.21x

Findlay, OH Costs By Category

Detailed Findlay Services costs vs. Ohio
Item Findlay Ohio
Shampoo $1.21 $1.28
Movie $11.62 $12.13
Bowling $11.78 $18
Haircut $23.45 $24.26
Beauty Salon $39.83 $45.56
Detailed Findlay Groceries costs vs. Ohio
Item Findlay Ohio
Ground Beef $6.28 $5.84
Fried Chicken $1.39 $1.57
Milk $4.55 $4.67
Potatoes $4.83 $4.93
Pizza $11.74 $12.09
Beer $10.79 $10.41
Toothpaste $3.75 $3.7
Detailed Findlay Health costs vs. Ohio
Item Findlay Ohio
Optometrist $82.43 $125.68
Doctor $123.67 $135.78
Dentist $92.0 $113.29
Detailed Findlay Transportation costs vs. Ohio
Item Findlay Ohio
Gasoline $3.38 $3.46
Tire Balancing $64.21 $59.92
Detailed Findlay Utilities costs vs. Ohio
Item Findlay Ohio
All Electricity $180.12 $193.99
Phone $184.9 $192.25

Findlay SnackAbility

8Overall SnackAbility
Jobs 6/10
Housing 6/10
Affordability 8/10
Diversity 6/10
Safety 7/10
Amenities 9/10
Education 8/10
Commute 9.5/10

Cost Of Living In Cities Around Findlay

The cost of living varies in the cities and towns around Findlay. Here's a quick look at the cost of living in the most populous nearby places:

  • Bowling Green, OH has a cost of living index of 95, 1.0x Findlay.

  • Perrysburg, OH has a cost of living index of 101, 1.1x Findlay.

  • Sylvania, OH has a cost of living index of 96, 1.0x Findlay.

City Population Cost Of Living Vs. Findlay
Bowling Green, OH 29,983 95 1.0x
Perrysburg, OH 25,181 101 1.1x
Sylvania, OH 19,055 96 1.0x
Maumee, OH 13,715 93 1.0x
Wapakoneta, OH 9,894 85 0.9x
Rossford, OH 6,323 88 1.0x
Waterville, OH 6,017 100 1.1x
Port Clinton, OH 5,970 86 0.9x