Kettering, OH Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Kettering, OH Summary

Cost of living in Kettering research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Kettering is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Ohio, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Kettering is 95, with 100 being the average.

  • The cost of living index in Kettering is 0.9x lower than the national average.

  • Kettering ranks as the #175 cheapest in Ohio out of 289.

  • Kettering ranks as the #1,954 cheapest out of 6,489 in the US.

  • The median home value in Kettering is $240,264.

  • The median income in Kettering is $71,619.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
95
Kettering's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Kettering, OH?

According to the most recent data on the cost of living, Kettering has an overall cost of living index of 95, which is 0.9x lower than the national index of 100.

Compared to Ohio, Kettering has a cost of living index that's 1.0x higher than Ohio's index of 93.

The standard of living in Kettering ranks as #175 most affordable out of the 289 places we measured in Ohio. By definition, that implies Kettering ranks as the #114 most expensive place in the Buckeye State.

For more reading on life in Kettering, check out:

175 out of 289
In Ohio
1,954 out of 6,489
In America

Kettering Cost Of Living Vs. Ohio

Six factors go into calculating the cost of living index in Kettering. Here is how it fairs on each of the criteria:

  • The Services index in Kettering is 99.

  • The Groceries index in Kettering is 100.

  • The Health index in Kettering is 107.

  • The Housing index in Kettering is 82.

  • The Transportation index in Kettering is 93.

  • The Utilities index in Kettering is 102.

Living Expense Kettering Ohio National Average
Overall 95 93 100
Services 99 101 100
Groceries 100 103 100
Health 107 97 100
Housing 82 74 100
Transportation 93 102 100
Utilities 102 100 100
For more reading on cost of living around Ohio, check out:
Kettering Cost of Living Vs. OH

Kettering, OH Housing Cost Breakdown

Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Kettering is $240,264.

  • The Median Rent in Kettering is $983.

  • The Median Income in Kettering is $71,619.

  • The Home Value To Income in Kettering is 3.4x.

  • The Rent To Monthly Income in Kettering is 0.16x.

Statistic Kettering Ohio United States
Median Home Value $240,264 $240,287 $303,400
Median Rent $983 $988 $1,348
Median Income $71,619 $69,680 $78,538
Home Value To Income 3.4x 3.4x 3.9x
Rent To Monthly Income 0.16x 0.17x 0.21x
$240,264
Median Home Value
$983
Median Rent
$71,619
Median Income

Kettering, OH Costs By Category

Detailed Kettering Services Costs Vs. Ohio

Item Kettering Ohio
Shampoo $1.3 $1.28
Movie $12.84 $12.13
Bowling $16.32 $18
Haircut $21.0 $24.26
Beauty Salon $43.31 $45.56

Detailed Kettering Groceries Costs Vs. Ohio

Item Kettering Ohio
Ground Beef $6.04 $5.84
Fried Chicken $1.69 $1.57
Milk $4.78 $4.67
Potatoes $5.19 $4.93
Pizza $13.11 $12.09
Beer $10.57 $10.41
Toothpaste $3.57 $3.7

Detailed Kettering Health Costs Vs. Ohio

Item Kettering Ohio
Optometrist $108.5 $125.68
Doctor $152.25 $135.78
Dentist $122.07 $113.29

Detailed Kettering Transportation Costs Vs. Ohio

Item Kettering Ohio
Gasoline $3.24 $3.46
Tire Balancing $58.06 $59.92

Detailed Kettering Utilities Costs Vs. Ohio

Item Kettering Ohio
All Electricity $202.76 $193.99
Phone $186.57 $192.25

Kettering SnackAbility

6
/10
Overall SnackAbility
Jobs
8/10
Housing
6
Affordability
8.5
Diversity
6
Safety
N/A
Amenities
9
Education
8.5
Commute
8.5

Cost Of Living In Cities Around Kettering

The cost of living varies in the cities and towns around Kettering. Here's a quick look at the cost of living in the most populous nearby places:

  • Dayton, OH has a cost of living index of 83, 0.9x Kettering.

  • Beavercreek, OH has a cost of living index of 104, 1.1x Kettering.

  • Centerville, OH has a cost of living index of 101, 1.1x Kettering.

City Population Cost Of Living Vs. Kettering
Dayton, OH 136,741 83 0.9x
Beavercreek, OH 46,787 104 1.1x
Centerville, OH 24,815 101 1.1x
Riverside, OH 24,432 91 1.0x
Lebanon, OH 21,216 102 1.1x
Miamisburg, OH 19,859 97 1.0x
Springboro, OH 19,577 110 1.2x
Vandalia, OH 15,100 94 1.0x
Clayton, OH 13,269 96 1.0x
West Carrollton, OH 13,008 92 1.0x

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