What is the cost of living in Kettering, OH?
According to the most recent data on the cost of living, Kettering has an overall cost of living index of 92, which is 0.9x lower than the national index of 100.
Compared to Ohio, Kettering has a cost of living index that's 1.0x higher than Ohio's index of 90.
The standard of living in Kettering ranks as #155 most affordable out of the 284 places we measured in Ohio. By definition, that implies Kettering ranks as the #129 most expensive place in the Buckeye State.
For more reading on life in Kettering, check out:
Kettering Cost Of Living Vs. Ohio
Six factors go into calculating the cost of living index in Kettering. Here is how it fares on each of the criteria:
The Services index in Kettering is 95.
The Groceries index in Kettering is 94.
The Health index in Kettering is 82.
The Housing index in Kettering is 97.
The Transportation index in Kettering is 96.
The Utilities index in Kettering is 91.
| Living Expense | Kettering | Ohio | National Average |
|---|---|---|---|
| Overall | 92 | 90 | 100 |
| Services | 95 | 97 | 100 |
| Groceries | 94 | 97 | 100 |
| Health | 82 | 75 | 100 |
| Housing | 97 | 97 | 100 |
| Transportation | 96 | 95 | 100 |
| Utilities | 91 | 97 | 100 |
Kettering Cost Of Living Compared To Ohio Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Ohio, check out:
Protect your home budget Compare home warranties in Kettering Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Kettering, OH Housing Cost Breakdown
Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Kettering is $243,732.
The Median Rent in Kettering is $1,051.
The Median Income in Kettering is $74,681.
The Home Value To Income in Kettering is 3.3x.
The Rent To Monthly Income in Kettering is 0.17x.
Kettering, OH Costs By Category
Detailed Kettering Services costs vs. Ohio
Detailed Kettering Groceries costs vs. Ohio
Detailed Kettering Health costs vs. Ohio
Detailed Kettering Transportation costs vs. Ohio
Kettering SnackAbility
Cost Of Living In Cities Around Kettering
The cost of living varies in the cities and towns around Kettering. Here's a quick look at the cost of living in the most populous nearby places:
Dayton, OH has a cost of living index of 81, 0.9x Kettering.
Beavercreek, OH has a cost of living index of 101, 1.1x Kettering.
Centerville, OH has a cost of living index of 96, 1.0x Kettering.
| City | Population | Cost Of Living | Vs. Kettering |
|---|---|---|---|
| Dayton, OH | 136,579 | 81 | 0.9x |
| Beavercreek, OH | 47,126 | 101 | 1.1x |
| Centerville, OH | 25,205 | 96 | 1.0x |
| Riverside, OH | 24,435 | 84 | 0.9x |
| Lebanon, OH | 21,501 | 95 | 1.0x |
| Springboro, OH | 19,980 | 109 | 1.2x |
| Miamisburg, OH | 19,948 | 94 | 1.0x |
| Vandalia, OH | 15,053 | 89 | 1.0x |
| Clayton, OH | 13,277 | 93 | 1.0x |
| West Carrollton, OH | 12,976 | 85 | 0.9x |
