St. Marys, OH Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In St. Marys, OH Summary

Cost of living in St. Marys research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means St. Marys is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Ohio, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in St. Marys is 94, with 100 being the average.

  • The cost of living index in St. Marys is 0.9x lower than the national average.

  • St. Marys ranks as the #158 cheapest in Ohio out of 289.

  • St. Marys ranks as the #1,806 cheapest out of 6,489 in the US.

  • The median home value in St. Marys is $199,290.

  • The median income in St. Marys is $72,056.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
94
St. Marys's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in St. Marys, OH?

According to the most recent data on the cost of living, St. Marys has an overall cost of living index of 94, which is 0.9x lower than the national index of 100.

Compared to Ohio, St. Marys has a cost of living index that's 1.0x higher than Ohio's index of 93.

The standard of living in St. Marys ranks as #158 most affordable out of the 289 places we measured in Ohio. By definition, that implies St. Marys ranks as the #131 most expensive place in the Buckeye State.

For more reading on life in St. Marys, check out:

158 out of 289
In Ohio
1,806 out of 6,489
In America

St. Marys Cost Of Living Vs. Ohio

Six factors go into calculating the cost of living index in St. Marys. Here is how it fairs on each of the criteria:

  • The Services index in St. Marys is 106.

  • The Groceries index in St. Marys is 103.

  • The Health index in St. Marys is 110.

  • The Housing index in St. Marys is 67.

  • The Transportation index in St. Marys is 118.

  • The Utilities index in St. Marys is 100.

Living Expense St. Marys Ohio National Average
Overall 94 93 100
Services 106 101 100
Groceries 103 103 100
Health 110 97 100
Housing 67 74 100
Transportation 118 102 100
Utilities 100 100 100
For more reading on cost of living around Ohio, check out:
St. Marys Cost of Living Vs. OH

St. Marys, OH Housing Cost Breakdown

Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in St. Marys is $199,290.

  • The Median Rent in St. Marys is $835.

  • The Median Income in St. Marys is $72,056.

  • The Home Value To Income in St. Marys is 2.8x.

  • The Rent To Monthly Income in St. Marys is 0.14x.

Statistic St. Marys Ohio United States
Median Home Value $199,290 $240,287 $303,400
Median Rent $835 $988 $1,348
Median Income $72,056 $69,680 $78,538
Home Value To Income 2.8x 3.4x 3.9x
Rent To Monthly Income 0.14x 0.17x 0.21x
$199,290
Median Home Value
$835
Median Rent
$72,056
Median Income

St. Marys, OH Costs By Category

Detailed St. Marys Services Costs Vs. Ohio

Item St. Marys Ohio
Shampoo $1.38 $1.28
Movie $13.39 $12.13
Bowling $16.98 $18
Haircut $30.92 $24.26
Beauty Salon $47.35 $45.56

Detailed St. Marys Groceries Costs Vs. Ohio

Item St. Marys Ohio
Ground Beef $4.95 $5.84
Fried Chicken $1.73 $1.57
Milk $4.62 $4.67
Potatoes $5.06 $4.93
Pizza $12.96 $12.09
Beer $10.31 $10.41
Toothpaste $3.76 $3.7

Detailed St. Marys Health Costs Vs. Ohio

Item St. Marys Ohio
Optometrist $98.91 $125.68
Doctor $195.55 $135.78
Dentist $109.86 $113.29

Detailed St. Marys Transportation Costs Vs. Ohio

Item St. Marys Ohio
Gasoline $3.48 $3.46
Tire Balancing $93.87 $59.92

Detailed St. Marys Utilities Costs Vs. Ohio

Item St. Marys Ohio
All Electricity $200.81 $193.99
Phone $185.74 $192.25

St. Marys SnackAbility

6
/10
Overall SnackAbility
Jobs
8.5/10
Housing
6
Affordability
9
Diversity
4
Safety
8.5
Amenities
8.5
Education
6
Commute
9

Cost Of Living In Cities Around St. Marys

The cost of living varies in the cities and towns around St. Marys. Here's a quick look at the cost of living in the most populous nearby places:

  • Huber Heights, OH has a cost of living index of 92, 1.0x St. Marys.

  • Vandalia, OH has a cost of living index of 94, 1.0x St. Marys.

  • Englewood, OH has a cost of living index of 92, 1.0x St. Marys.

City Population Cost Of Living Vs. St. Marys
Huber Heights, OH 43,266 92 1.0x
Vandalia, OH 15,100 94 1.0x
Englewood, OH 13,388 92 1.0x
Clayton, OH 13,269 96 1.0x
Celina, OH 11,017 94 1.0x
Wapakoneta, OH 9,867 92 1.0x
Northridge, OH 7,546 95 1.0x
Brookville, OH 6,234 93 1.0x

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