Trotwood, OH Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Trotwood, OH Summary

Cost of living in Trotwood research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Trotwood is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Ohio, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Trotwood is 87, with 100 being the average.

  • The cost of living index in Trotwood is 0.9x lower than the national average.

  • Trotwood ranks as the #56 cheapest in Ohio out of 289.

  • Trotwood ranks as the #777 cheapest out of 6,489 in the US.

  • The median home value in Trotwood is $132,108.

  • The median income in Trotwood is $49,082.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
87
Trotwood's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Trotwood, OH?

According to the most recent data on the cost of living, Trotwood has an overall cost of living index of 87, which is 0.9x lower than the national index of 100.

Compared to Ohio, Trotwood has a cost of living index that's 0.9x lower than Ohio's index of 93.

The standard of living in Trotwood ranks as #56 most affordable out of the 289 places we measured in Ohio. By definition, that implies Trotwood ranks as the #233 most expensive place in the Buckeye State.

For more reading on life in Trotwood, check out:

56 out of 289
In Ohio
777 out of 6,489
In America

Trotwood Cost Of Living Vs. Ohio

Six factors go into calculating the cost of living index in Trotwood. Here is how it fairs on each of the criteria:

  • The Services index in Trotwood is 100.

  • The Groceries index in Trotwood is 102.

  • The Health index in Trotwood is 106.

  • The Housing index in Trotwood is 55.

  • The Transportation index in Trotwood is 96.

  • The Utilities index in Trotwood is 103.

Living Expense Trotwood Ohio National Average
Overall 87 93 100
Services 100 101 100
Groceries 102 103 100
Health 106 97 100
Housing 55 74 100
Transportation 96 102 100
Utilities 103 100 100
For more reading on cost of living around Ohio, check out:
Trotwood Cost of Living Vs. OH

Trotwood, OH Housing Cost Breakdown

Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Trotwood is $132,108.

  • The Median Rent in Trotwood is $974.

  • The Median Income in Trotwood is $49,082.

  • The Home Value To Income in Trotwood is 2.7x.

  • The Rent To Monthly Income in Trotwood is 0.24x.

Statistic Trotwood Ohio United States
Median Home Value $132,108 $240,287 $303,400
Median Rent $974 $988 $1,348
Median Income $49,082 $69,680 $78,538
Home Value To Income 2.7x 3.4x 3.9x
Rent To Monthly Income 0.24x 0.17x 0.21x
$132,108
Median Home Value
$974
Median Rent
$49,082
Median Income

Trotwood, OH Costs By Category

Detailed Trotwood Services Costs Vs. Ohio

Item Trotwood Ohio
Shampoo $1.3 $1.28
Movie $12.84 $12.13
Bowling $16.32 $18
Haircut $21.0 $24.26
Beauty Salon $43.31 $45.56

Detailed Trotwood Groceries Costs Vs. Ohio

Item Trotwood Ohio
Ground Beef $6.04 $5.84
Fried Chicken $1.69 $1.57
Milk $4.78 $4.67
Potatoes $5.19 $4.93
Pizza $13.11 $12.09
Beer $10.57 $10.41
Toothpaste $3.57 $3.7

Detailed Trotwood Health Costs Vs. Ohio

Item Trotwood Ohio
Optometrist $108.5 $125.68
Doctor $152.25 $135.78
Dentist $122.07 $113.29

Detailed Trotwood Transportation Costs Vs. Ohio

Item Trotwood Ohio
Gasoline $3.24 $3.46
Tire Balancing $58.06 $59.92

Detailed Trotwood Utilities Costs Vs. Ohio

Item Trotwood Ohio
All Electricity $202.76 $193.99
Phone $186.57 $192.25

Trotwood SnackAbility

3
/10
Overall SnackAbility
Jobs
5/10
Housing
5
Affordability
8
Diversity
8.5
Safety
4
Amenities
8
Education
6
Commute
6

Cost Of Living In Cities Around Trotwood

The cost of living varies in the cities and towns around Trotwood. Here's a quick look at the cost of living in the most populous nearby places:

  • Dayton, OH has a cost of living index of 83, 1.0x Trotwood.

  • Kettering, OH has a cost of living index of 95, 1.1x Trotwood.

  • Beavercreek, OH has a cost of living index of 104, 1.2x Trotwood.

City Population Cost Of Living Vs. Trotwood
Dayton, OH 136,741 83 1.0x
Kettering, OH 57,442 95 1.1x
Beavercreek, OH 46,787 104 1.2x
Centerville, OH 24,815 101 1.2x
Springboro, OH 19,577 110 1.3x
Vandalia, OH 15,100 94 1.1x
Englewood, OH 13,388 92 1.1x
Clayton, OH 13,269 96 1.1x
Bellbrook, OH 7,344 101 1.2x
Union, OH 6,930 93 1.1x

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