What is the cost of living in Trotwood, OH?
According to the most recent data on the cost of living, Trotwood has an overall cost of living index of 82, which is 0.8x lower than the national index of 100.
Compared to Ohio, Trotwood has a cost of living index that's 0.9x lower than Ohio's index of 90.
The standard of living in Trotwood ranks as #15 most affordable out of the 284 places we measured in Ohio. By definition, that implies Trotwood ranks as the #269 most expensive place in the Buckeye State.
For more reading on life in Trotwood, check out:
Trotwood Cost Of Living Vs. Ohio
Six factors go into calculating the cost of living index in Trotwood. Here is how it fares on each of the criteria:
The Services index in Trotwood is 100.
The Groceries index in Trotwood is 97.
The Health index in Trotwood is 54.
The Housing index in Trotwood is 95.
The Transportation index in Trotwood is 92.
The Utilities index in Trotwood is 92.
| Living Expense | Trotwood | Ohio | National Average |
|---|---|---|---|
| Overall | 82 | 90 | 100 |
| Services | 100 | 97 | 100 |
| Groceries | 97 | 97 | 100 |
| Health | 54 | 75 | 100 |
| Housing | 95 | 97 | 100 |
| Transportation | 92 | 95 | 100 |
| Utilities | 92 | 97 | 100 |
Trotwood Cost Of Living Compared To Ohio Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Ohio, check out:
Protect your home budget Compare home warranties in Trotwood Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Trotwood, OH Housing Cost Breakdown
Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Trotwood is $135,963.
The Median Rent in Trotwood is $1,031.
The Median Income in Trotwood is $50,113.
The Home Value To Income in Trotwood is 2.7x.
The Rent To Monthly Income in Trotwood is 0.25x.
Trotwood, OH Costs By Category
Detailed Trotwood Services costs vs. Ohio
Detailed Trotwood Groceries costs vs. Ohio
Detailed Trotwood Health costs vs. Ohio
Detailed Trotwood Transportation costs vs. Ohio
Trotwood SnackAbility
Cost Of Living In Cities Around Trotwood
The cost of living varies in the cities and towns around Trotwood. Here's a quick look at the cost of living in the most populous nearby places:
Dayton, OH has a cost of living index of 81, 1.0x Trotwood.
Kettering, OH has a cost of living index of 92, 1.1x Trotwood.
Beavercreek, OH has a cost of living index of 101, 1.2x Trotwood.
| City | Population | Cost Of Living | Vs. Trotwood |
|---|---|---|---|
| Dayton, OH | 136,579 | 81 | 1.0x |
| Kettering, OH | 57,206 | 92 | 1.1x |
| Beavercreek, OH | 47,126 | 101 | 1.2x |
| Centerville, OH | 25,205 | 96 | 1.2x |
| Springboro, OH | 19,980 | 109 | 1.3x |
| Vandalia, OH | 15,053 | 89 | 1.1x |
| Englewood, OH | 13,356 | 88 | 1.1x |
| Clayton, OH | 13,277 | 93 | 1.1x |
| Bellbrook, OH | 7,394 | 96 | 1.2x |
| Union, OH | 7,037 | 91 | 1.1x |
