Urbana, OH Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Urbana, OH Summary

Cost of living in Urbana research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Urbana is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Ohio, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Urbana is 87, with 100 being the average.

  • The cost of living index in Urbana is 0.9x lower than the national average.

  • Urbana ranks as the #56 cheapest in Ohio out of 289.

  • Urbana ranks as the #777 cheapest out of 6,489 in the US.

  • The median home value in Urbana is $200,425.

  • The median income in Urbana is $66,768.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
87
Urbana's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Urbana, OH?

According to the most recent data on the cost of living, Urbana has an overall cost of living index of 87, which is 0.9x lower than the national index of 100.

Compared to Ohio, Urbana has a cost of living index that's 0.9x lower than Ohio's index of 93.

The standard of living in Urbana ranks as #56 most affordable out of the 289 places we measured in Ohio. By definition, that implies Urbana ranks as the #233 most expensive place in the Buckeye State.

For more reading on life in Urbana, check out:

56 out of 289
In Ohio
777 out of 6,489
In America

Urbana Cost Of Living Vs. Ohio

Six factors go into calculating the cost of living index in Urbana. Here is how it fairs on each of the criteria:

  • The Services index in Urbana is 102.

  • The Groceries index in Urbana is 102.

  • The Health index in Urbana is 105.

  • The Housing index in Urbana is 62.

  • The Transportation index in Urbana is 96.

  • The Utilities index in Urbana is 100.

Living Expense Urbana Ohio National Average
Overall 87 93 100
Services 102 101 100
Groceries 102 103 100
Health 105 97 100
Housing 62 74 100
Transportation 96 102 100
Utilities 100 100 100
For more reading on cost of living around Ohio, check out:
Urbana Cost of Living Vs. OH

Urbana, OH Housing Cost Breakdown

Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Urbana is $200,425.

  • The Median Rent in Urbana is $911.

  • The Median Income in Urbana is $66,768.

  • The Home Value To Income in Urbana is 3.0x.

  • The Rent To Monthly Income in Urbana is 0.16x.

Statistic Urbana Ohio United States
Median Home Value $200,425 $240,287 $303,400
Median Rent $911 $988 $1,348
Median Income $66,768 $69,680 $78,538
Home Value To Income 3.0x 3.4x 3.9x
Rent To Monthly Income 0.16x 0.17x 0.21x
$200,425
Median Home Value
$911
Median Rent
$66,768
Median Income

Urbana, OH Costs By Category

Detailed Urbana Services Costs Vs. Ohio

Item Urbana Ohio
Shampoo $1.3 $1.28
Movie $12.84 $12.13
Bowling $16.32 $18
Haircut $21.0 $24.26
Beauty Salon $43.31 $45.56

Detailed Urbana Groceries Costs Vs. Ohio

Item Urbana Ohio
Ground Beef $6.04 $5.84
Fried Chicken $1.69 $1.57
Milk $4.78 $4.67
Potatoes $5.19 $4.93
Pizza $13.11 $12.09
Beer $10.57 $10.41
Toothpaste $3.57 $3.7

Detailed Urbana Health Costs Vs. Ohio

Item Urbana Ohio
Optometrist $108.5 $125.68
Doctor $152.25 $135.78
Dentist $122.07 $113.29

Detailed Urbana Transportation Costs Vs. Ohio

Item Urbana Ohio
Gasoline $3.24 $3.46
Tire Balancing $58.06 $59.92

Detailed Urbana Utilities Costs Vs. Ohio

Item Urbana Ohio
All Electricity $202.76 $193.99
Phone $186.57 $192.25

Urbana SnackAbility

5
/10
Overall SnackAbility
Jobs
5/10
Housing
5
Affordability
8.5
Diversity
6
Safety
6
Amenities
8.5
Education
6
Commute
8.5

Cost Of Living In Cities Around Urbana

The cost of living varies in the cities and towns around Urbana. Here's a quick look at the cost of living in the most populous nearby places:

  • Springfield, OH has a cost of living index of 87, 1.0x Urbana.

  • Dublin, OH has a cost of living index of 126, 1.4x Urbana.

  • Westerville, OH has a cost of living index of 106, 1.2x Urbana.

City Population Cost Of Living Vs. Urbana
Springfield, OH 58,410 87 1.0x
Dublin, OH 49,031 126 1.4x
Westerville, OH 38,543 106 1.2x
Hilliard, OH 36,560 110 1.3x
Upper Arlington, OH 36,319 126 1.4x
Gahanna, OH 35,438 102 1.2x
Springboro, OH 19,577 110 1.3x
Worthington, OH 14,754 111 1.3x
Powell, OH 14,229 127 1.5x
Bexley, OH 13,324 122 1.4x

Articles About Ohio

Enjoy The Snack?