What is the cost of living in Urbana, OH?
According to the most recent data on the cost of living, Urbana has an overall cost of living index of 88, which is 0.9x lower than the national index of 100.
Compared to Ohio, Urbana has a cost of living index that's 1.0x lower than Ohio's index of 90.
The standard of living in Urbana ranks as #95 most affordable out of the 284 places we measured in Ohio. By definition, that implies Urbana ranks as the #189 most expensive place in the Buckeye State.
For more reading on life in Urbana, check out:
Urbana Cost Of Living Vs. Ohio
Six factors go into calculating the cost of living index in Urbana. Here is how it fares on each of the criteria:
The Services index in Urbana is 98.
The Groceries index in Urbana is 100.
The Health index in Urbana is 65.
The Housing index in Urbana is 96.
The Transportation index in Urbana is 91.
The Utilities index in Urbana is 95.
| Living Expense | Urbana | Ohio | National Average |
|---|---|---|---|
| Overall | 88 | 90 | 100 |
| Services | 98 | 97 | 100 |
| Groceries | 100 | 97 | 100 |
| Health | 65 | 75 | 100 |
| Housing | 96 | 97 | 100 |
| Transportation | 91 | 95 | 100 |
| Utilities | 95 | 97 | 100 |
Urbana Cost Of Living Compared To Ohio Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Ohio, check out:
Protect your home budget Compare home warranties in Urbana Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Urbana, OH Housing Cost Breakdown
Housing swings affordability the most between places in Ohio, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Urbana is $201,188.
The Median Rent in Urbana is $935.
The Median Income in Urbana is $68,003.
The Home Value To Income in Urbana is 3.0x.
The Rent To Monthly Income in Urbana is 0.16x.
Urbana, OH Costs By Category
Detailed Urbana Services costs vs. Ohio
Detailed Urbana Groceries costs vs. Ohio
Detailed Urbana Health costs vs. Ohio
Detailed Urbana Transportation costs vs. Ohio
Urbana SnackAbility
Cost Of Living In Cities Around Urbana
The cost of living varies in the cities and towns around Urbana. Here's a quick look at the cost of living in the most populous nearby places:
Springfield, OH has a cost of living index of 85, 1.0x Urbana.
Dublin, OH has a cost of living index of 125, 1.4x Urbana.
Westerville, OH has a cost of living index of 108, 1.2x Urbana.
| City | Population | Cost Of Living | Vs. Urbana |
|---|---|---|---|
| Springfield, OH | 58,190 | 85 | 1.0x |
| Dublin, OH | 49,294 | 125 | 1.4x |
| Westerville, OH | 38,645 | 108 | 1.2x |
| Hilliard, OH | 38,033 | 109 | 1.2x |
| Upper Arlington, OH | 36,293 | 132 | 1.5x |
| Gahanna, OH | 35,486 | 104 | 1.2x |
| Springboro, OH | 19,980 | 109 | 1.2x |
| Worthington, OH | 14,938 | 111 | 1.3x |
| Powell, OH | 14,451 | 125 | 1.4x |
| Bexley, OH | 13,114 | 126 | 1.4x |
