What is the cost of living in Ardmore, OK?
According to the most recent data on the cost of living, Ardmore has an overall cost of living index of 92, which is 0.9x lower than the national index of 100.
Compared to Oklahoma, Ardmore has a cost of living index that's 1.0x higher than Oklahoma's index of 88.
The standard of living in Ardmore ranks as #49 most affordable out of the 74 places we measured in Oklahoma. By definition, that implies Ardmore ranks as the #25 most expensive place in the Sooner State.
For more reading on life in Ardmore, check out:
Ardmore Cost Of Living Vs. Oklahoma
Six factors go into calculating the cost of living index in Ardmore. Here is how it fares on each of the criteria:
The Services index in Ardmore is 99.
The Groceries index in Ardmore is 100.
The Health index in Ardmore is 70.
The Housing index in Ardmore is 97.
The Transportation index in Ardmore is 98.
The Utilities index in Ardmore is 99.
| Living Expense | Ardmore | Oklahoma | National Average |
|---|---|---|---|
| Overall | 92 | 88 | 100 |
| Services | 99 | 96 | 100 |
| Groceries | 100 | 95 | 100 |
| Health | 70 | 69 | 100 |
| Housing | 97 | 98 | 100 |
| Transportation | 98 | 96 | 100 |
| Utilities | 99 | 92 | 100 |
Ardmore Cost Of Living Compared To Oklahoma Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Oklahoma, check out:
Protect your home budget Compare home warranties in Ardmore Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Ardmore, OK Housing Cost Breakdown
Housing swings affordability the most between places in Oklahoma, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Ardmore is $152,584.
The Median Rent in Ardmore is $1,006.
The Median Income in Ardmore is $53,900.
The Home Value To Income in Ardmore is 2.8x.
The Rent To Monthly Income in Ardmore is 0.22x.
Ardmore, OK Costs By Category
Detailed Ardmore Services costs vs. Oklahoma
Detailed Ardmore Groceries costs vs. Oklahoma
Detailed Ardmore Health costs vs. Oklahoma
Detailed Ardmore Transportation costs vs. Oklahoma
Ardmore SnackAbility
Cost Of Living In Cities Around Ardmore
The cost of living varies in the cities and towns around Ardmore. Here's a quick look at the cost of living in the most populous nearby places:
Sherman, TX has a cost of living index of 93, 1.0x Ardmore.
Denison, TX has a cost of living index of 91, 1.0x Ardmore.
Durant, OK has a cost of living index of 89, 1.0x Ardmore.
| City | Population | Cost Of Living | Vs. Ardmore |
|---|---|---|---|
| Sherman, TX | 46,397 | 93 | 1.0x |
| Denison, TX | 25,778 | 91 | 1.0x |
| Durant, OK | 19,746 | 89 | 1.0x |
| Gainesville, TX | 17,883 | 88 | 1.0x |
| Ada, OK | 16,575 | 85 | 0.9x |
| Pauls Valley, OK | 6,062 | 83 | 0.9x |
| Lone Grove, OK | 5,125 | 94 | 1.0x |
