What is the cost of living in DeSoto, TX?
According to the most recent data on the cost of living, DeSoto has an overall cost of living index of 102, which is 1.0x higher than the national index of 100.
Compared to Texas, DeSoto has a cost of living index that's 1.1x higher than Texas's index of 93.
The standard of living in DeSoto ranks as #264 most affordable out of the 419 places we measured in Texas. By definition, that implies DeSoto ranks as the #155 most expensive place in the Lone Star State.
For more reading on life in DeSoto, check out:
DeSoto Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in DeSoto. Here is how it fares on each of the criteria:
The Services index in DeSoto is 99.
The Groceries index in DeSoto is 101.
The Health index in DeSoto is 112.
The Housing index in DeSoto is 100.
The Transportation index in DeSoto is 101.
The Utilities index in DeSoto is 93.
| Living Expense | DeSoto | Texas | National Average |
|---|---|---|---|
| Overall | 102 | 93 | 100 |
| Services | 99 | 100 | 100 |
| Groceries | 101 | 99 | 100 |
| Health | 112 | 81 | 100 |
| Housing | 100 | 97 | 100 |
| Transportation | 101 | 103 | 100 |
| Utilities | 93 | 100 | 100 |
DeSoto Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in DeSoto Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
DeSoto, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in DeSoto is $338,709.
The Median Rent in DeSoto is $1,666.
The Median Income in DeSoto is $82,782.
The Home Value To Income in DeSoto is 4.1x.
The Rent To Monthly Income in DeSoto is 0.24x.
DeSoto, TX Costs By Category
Detailed DeSoto Services costs vs. Texas
Detailed DeSoto Groceries costs vs. Texas
Detailed DeSoto Health costs vs. Texas
Detailed DeSoto Transportation costs vs. Texas
Desoto SnackAbility
Cost Of Living In Cities Around DeSoto
The cost of living varies in the cities and towns around DeSoto. Here's a quick look at the cost of living in the most populous nearby places:
Arlington, TX has a cost of living index of 99, 1.0x DeSoto.
Irving, TX has a cost of living index of 101, 1.0x DeSoto.
Grand Prairie, TX has a cost of living index of 101, 1.0x DeSoto.
| City | Population | Cost Of Living | Vs. DeSoto |
|---|---|---|---|
| Arlington, TX | 397,742 | 99 | 1.0x |
| Irving, TX | 256,492 | 101 | 1.0x |
| Grand Prairie, TX | 201,883 | 101 | 1.0x |
| Mansfield, TX | 77,510 | 113 | 1.1x |
| Cedar Hill, TX | 48,879 | 107 | 1.0x |
| Waxahachie, TX | 45,347 | 102 | 1.0x |
| Lancaster, TX | 40,820 | 97 | 1.0x |
| Duncanville, TX | 39,683 | 100 | 1.0x |
| Midlothian, TX | 39,356 | 109 | 1.1x |
| University Park, TX | 25,155 | 245 | 2.4x |
