What is the cost of living in Live Oak, TX?
According to the most recent data on the cost of living, Live Oak has an overall cost of living index of 101, which is 1.0x higher than the national index of 100.
Compared to Texas, Live Oak has a cost of living index that's 1.1x higher than Texas's index of 93.
The standard of living in Live Oak ranks as #254 most affordable out of the 419 places we measured in Texas. By definition, that implies Live Oak ranks as the #165 most expensive place in the Lone Star State.
For more reading on life in Live Oak, check out:
Live Oak Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Live Oak. Here is how it fares on each of the criteria:
The Services index in Live Oak is 99.
The Groceries index in Live Oak is 96.
The Health index in Live Oak is 105.
The Housing index in Live Oak is 96.
The Transportation index in Live Oak is 99.
The Utilities index in Live Oak is 100.
| Living Expense | Live Oak | Texas | National Average |
|---|---|---|---|
| Overall | 101 | 93 | 100 |
| Services | 99 | 100 | 100 |
| Groceries | 96 | 99 | 100 |
| Health | 105 | 81 | 100 |
| Housing | 96 | 97 | 100 |
| Transportation | 99 | 103 | 100 |
| Utilities | 100 | 100 | 100 |
Live Oak Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Live Oak Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Live Oak, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Live Oak is $247,029.
The Median Rent in Live Oak is $1,634.
The Median Income in Live Oak is $79,696.
The Home Value To Income in Live Oak is 3.1x.
The Rent To Monthly Income in Live Oak is 0.25x.
Live Oak, TX Costs By Category
Detailed Live Oak Services costs vs. Texas
Detailed Live Oak Groceries costs vs. Texas
Detailed Live Oak Health costs vs. Texas
Detailed Live Oak Transportation costs vs. Texas
Live Oak SnackAbility
Cost Of Living In Cities Around Live Oak
The cost of living varies in the cities and towns around Live Oak. Here's a quick look at the cost of living in the most populous nearby places:
San Antonio, TX has a cost of living index of 98, 1.0x Live Oak.
New Braunfels, TX has a cost of living index of 108, 1.1x Live Oak.
Schertz, TX has a cost of living index of 108, 1.1x Live Oak.
| City | Population | Cost Of Living | Vs. Live Oak |
|---|---|---|---|
| San Antonio, TX | 1,479,835 | 98 | 1.0x |
| New Braunfels, TX | 104,643 | 108 | 1.1x |
| Schertz, TX | 44,050 | 108 | 1.1x |
| Timberwood Park, TX | 35,413 | 127 | 1.3x |
| Cibolo, TX | 35,109 | 113 | 1.1x |
| Converse, TX | 29,607 | 100 | 1.0x |
| Selma, TX | 11,503 | 109 | 1.1x |
| Leon Valley, TX | 11,446 | 101 | 1.0x |
| Kirby, TX | 8,117 | 95 | 0.9x |
| Windcrest, TX | 5,820 | 106 | 1.0x |
