What is the cost of living in Fate, TX?
According to the most recent data on the cost of living, Fate has an overall cost of living index of 119, which is 1.2x higher than the national index of 100.
Compared to Texas, Fate has a cost of living index that's 1.3x higher than Texas's index of 93.
The standard of living in Fate ranks as #367 most affordable out of the 419 places we measured in Texas. By definition, that implies Fate ranks as the #52 most expensive place in the Lone Star State.
For more reading on life in Fate, check out:
Fate Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Fate. Here is how it fares on each of the criteria:
The Services index in Fate is 100.
The Groceries index in Fate is 101.
The Health index in Fate is 172.
The Housing index in Fate is 95.
The Transportation index in Fate is 103.
The Utilities index in Fate is 100.
| Living Expense | Fate | Texas | National Average |
|---|---|---|---|
| Overall | 119 | 93 | 100 |
| Services | 100 | 100 | 100 |
| Groceries | 101 | 99 | 100 |
| Health | 172 | 81 | 100 |
| Housing | 95 | 97 | 100 |
| Transportation | 103 | 103 | 100 |
| Utilities | 100 | 100 | 100 |
Fate Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Fate Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Fate, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Fate is $361,761.
The Median Rent in Fate is $2,500.
The Median Income in Fate is $132,752.
The Home Value To Income in Fate is 2.7x.
The Rent To Monthly Income in Fate is 0.23x.
Fate, TX Costs By Category
Detailed Fate Services costs vs. Texas
Detailed Fate Groceries costs vs. Texas
Detailed Fate Health costs vs. Texas
Detailed Fate Transportation costs vs. Texas
Fate SnackAbility
Cost Of Living In Cities Around Fate
The cost of living varies in the cities and towns around Fate. Here's a quick look at the cost of living in the most populous nearby places:
Garland, TX has a cost of living index of 100, 0.8x Fate.
Richardson, TX has a cost of living index of 116, 1.0x Fate.
Rowlett, TX has a cost of living index of 111, 0.9x Fate.
| City | Population | Cost Of Living | Vs. Fate |
|---|---|---|---|
| Garland, TX | 246,844 | 100 | 0.8x |
| Richardson, TX | 118,731 | 116 | 1.0x |
| Rowlett, TX | 65,463 | 111 | 0.9x |
| Rockwall, TX | 51,168 | 111 | 0.9x |
| Forney, TX | 31,532 | 106 | 0.9x |
| Sachse, TX | 30,491 | 112 | 0.9x |
| Murphy, TX | 21,188 | 131 | 1.1x |
| Terrell, TX | 20,366 | 95 | 0.8x |
| Heath, TX | 10,777 | 147 | 1.2x |
| Lavon, TX | 6,498 | 112 | 0.9x |








