Garland, TX Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Garland, TX Summary

Cost of living in Garland research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Garland is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Texas, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Garland is 110, with 100 being the average.

  • The cost of living index in Garland is 1.1x higher than the national average.

  • Garland ranks as the #313 cheapest in Texas out of 414.

  • Garland ranks as the #3,657 cheapest out of 6,489 in the US.

  • The median home value in Garland is $285,590.

  • The median income in Garland is $74,717.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
110
Garland's Overall Cost Of Living
1.1x
Higher Than The National Average

What is the cost of living in Garland, TX?

According to the most recent data on the cost of living, Garland has an overall cost of living index of 110, which is 1.1x higher than the national index of 100.

Compared to Texas, Garland has a cost of living index that's 1.2x higher than Texas's index of 92.

The standard of living in Garland ranks as #313 most affordable out of the 414 places we measured in Texas. By definition, that implies Garland ranks as the #101 most expensive place in the Lone Star State.

For more reading on life in Garland, check out:

313 out of 414
In Texas
3,657 out of 6,489
In America

Garland Cost Of Living Vs. Texas

Six factors go into calculating the cost of living index in Garland. Here is how it fairs on each of the criteria:

  • The Services index in Garland is 122.

  • The Groceries index in Garland is 97.

  • The Health index in Garland is 108.

  • The Housing index in Garland is 104.

  • The Transportation index in Garland is 93.

  • The Utilities index in Garland is 117.

Living Expense Garland Texas National Average
Overall 110 92 100
Services 122 97 100
Groceries 97 97 100
Health 108 93 100
Housing 104 82 100
Transportation 93 94 100
Utilities 117 104 100
For more reading on cost of living around Texas, check out:
Garland Cost of Living Vs. TX

Garland, TX Housing Cost Breakdown

Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Garland is $285,590.

  • The Median Rent in Garland is $1,525.

  • The Median Income in Garland is $74,717.

  • The Home Value To Income in Garland is 3.8x.

  • The Rent To Monthly Income in Garland is 0.24x.

Statistic Garland Texas United States
Median Home Value $285,590 $298,905 $303,400
Median Rent $1,525 $1,339 $1,348
Median Income $74,717 $76,292 $78,538
Home Value To Income 3.8x 3.9x 3.9x
Rent To Monthly Income 0.24x 0.21x 0.21x
$285,590
Median Home Value
$1,525
Median Rent
$74,717
Median Income

Garland, TX Costs By Category

Detailed Garland Services Costs Vs. Texas

Item Garland Texas
Shampoo $1.22 $1.28
Movie $11.85 $12.13
Bowling $16.96 $18
Haircut $23.57 $24.26
Beauty Salon $35.11 $45.56

Detailed Garland Groceries Costs Vs. Texas

Item Garland Texas
Ground Beef $5.44 $5.84
Fried Chicken $1.32 $1.57
Milk $4.63 $4.67
Potatoes $4.15 $4.93
Pizza $11.96 $12.09
Beer $10.27 $10.41
Toothpaste $3.51 $3.7

Detailed Garland Health Costs Vs. Texas

Item Garland Texas
Optometrist $96.63 $125.68
Doctor $131.0 $135.78
Dentist $86.73 $113.29

Detailed Garland Transportation Costs Vs. Texas

Item Garland Texas
Gasoline $3.47 $3.46
Tire Balancing $66.47 $59.92

Detailed Garland Utilities Costs Vs. Texas

Item Garland Texas
All Electricity $145.64 $193.99
Phone $208.71 $192.25

Garland SnackAbility

6
/10
Overall SnackAbility
Jobs
7/10
Housing
8
Affordability
6
Diversity
10
Safety
5
Amenities
9.5
Education
5
Commute
5

Cost Of Living In Cities Around Garland

The cost of living varies in the cities and towns around Garland. Here's a quick look at the cost of living in the most populous nearby places:

  • Plano, TX has a cost of living index of 129, 1.2x Garland.

  • Mesquite, TX has a cost of living index of 102, 0.9x Garland.

  • Carrollton, TX has a cost of living index of 120, 1.1x Garland.

City Population Cost Of Living Vs. Garland
Plano, TX 287,339 129 1.2x
Mesquite, TX 148,848 102 0.9x
Carrollton, TX 132,741 120 1.1x
Richardson, TX 118,269 123 1.1x
Allen, TX 107,684 129 1.2x
Rowlett, TX 64,139 121 1.1x
Rockwall, TX 49,605 121 1.1x
Farmers Branch, TX 36,254 111 1.0x
Sachse, TX 29,075 122 1.1x
University Park, TX 25,104 248 2.3x

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