What is the cost of living in White Oak, TX?
According to the most recent data on the cost of living, White Oak has an overall cost of living index of 100, which is 1.0x lower than the national index of 100.
Compared to Texas, White Oak has a cost of living index that's 1.1x higher than Texas's index of 93.
The standard of living in White Oak ranks as #244 most affordable out of the 419 places we measured in Texas. By definition, that implies White Oak ranks as the #175 most expensive place in the Lone Star State.
For more reading on life in White Oak, check out:
White Oak Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in White Oak. Here is how it fares on each of the criteria:
The Services index in White Oak is 97.
The Groceries index in White Oak is 102.
The Health index in White Oak is 97.
The Housing index in White Oak is 102.
The Transportation index in White Oak is 106.
The Utilities index in White Oak is 96.
| Living Expense | White Oak | Texas | National Average |
|---|---|---|---|
| Overall | 100 | 93 | 100 |
| Services | 97 | 100 | 100 |
| Groceries | 102 | 99 | 100 |
| Health | 97 | 81 | 100 |
| Housing | 102 | 97 | 100 |
| Transportation | 106 | 103 | 100 |
| Utilities | 96 | 100 | 100 |
White Oak Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in White Oak Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
White Oak, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in White Oak is $244,808.
The Median Rent in White Oak is $1,194.
The Median Income in White Oak is $101,027.
The Home Value To Income in White Oak is 2.4x.
The Rent To Monthly Income in White Oak is 0.14x.
White Oak, TX Costs By Category
Detailed White Oak Services costs vs. Texas
Detailed White Oak Groceries costs vs. Texas
Detailed White Oak Health costs vs. Texas
Detailed White Oak Transportation costs vs. Texas
White Oak SnackAbility
Cost Of Living In Cities Around White Oak
The cost of living varies in the cities and towns around White Oak. Here's a quick look at the cost of living in the most populous nearby places:
Tyler, TX has a cost of living index of 97, 1.0x White Oak.
Longview, TX has a cost of living index of 95, 0.9x White Oak.
Marshall, TX has a cost of living index of 87, 0.9x White Oak.
| City | Population | Cost Of Living | Vs. White Oak |
|---|---|---|---|
| Tyler, TX | 109,215 | 97 | 1.0x |
| Longview, TX | 82,923 | 95 | 0.9x |
| Marshall, TX | 23,825 | 87 | 0.9x |
| Mount Pleasant, TX | 16,136 | 91 | 0.9x |
| Jacksonville, TX | 14,325 | 89 | 0.9x |
| Kilgore, TX | 13,470 | 93 | 0.9x |
| Henderson, TX | 13,385 | 92 | 0.9x |
| Liberty, TX | 8,650 | 95 | 0.9x |
| Gladewater, TX | 6,227 | 90 | 0.9x |
