What is the cost of living in Gig Harbor, WA?
According to the most recent data on the cost of living, Gig Harbor has an overall cost of living index of 151, which is 1.5x higher than the national index of 100.
Compared to Washington, Gig Harbor has a cost of living index that's 1.3x higher than Washington's index of 120.
The standard of living in Gig Harbor ranks as #156 most affordable out of the 191 places we measured in Washington. By definition, that implies Gig Harbor ranks as the #35 most expensive place in the Evergreen State.
For more reading on life in Gig Harbor, check out:
Gig Harbor Cost Of Living Vs. Washington
Six factors go into calculating the cost of living index in Gig Harbor. Here is how it fares on each of the criteria:
The Services index in Gig Harbor is 106.
The Groceries index in Gig Harbor is 105.
The Health index in Gig Harbor is 248.
The Housing index in Gig Harbor is 109.
The Transportation index in Gig Harbor is 108.
The Utilities index in Gig Harbor is 113.
| Living Expense | Gig Harbor | Washington | National Average |
|---|---|---|---|
| Overall | 151 | 120 | 100 |
| Services | 106 | 108 | 100 |
| Groceries | 105 | 108 | 100 |
| Health | 248 | 137 | 100 |
| Housing | 109 | 111 | 100 |
| Transportation | 108 | 111 | 100 |
| Utilities | 113 | 110 | 100 |
Gig Harbor Cost Of Living Compared To Washington Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Washington, check out:
Protect your home budget Compare home warranties in Gig Harbor Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Gig Harbor, WA Housing Cost Breakdown
Housing swings affordability the most between places in Washington, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Gig Harbor is $820,740.
The Median Rent in Gig Harbor is $2,301.
The Median Income in Gig Harbor is $118,395.
The Home Value To Income in Gig Harbor is 6.9x.
The Rent To Monthly Income in Gig Harbor is 0.23x.
| Statistic | Gig Harbor | Washington | United States |
|---|---|---|---|
| Median Home Value | $820,740 | $601,016 | $332,700 |
| Median Rent | $2,301 | $1,760 | $1,413 |
| Median Income | $118,395 | $98,141 | $80,734 |
| Home Value To Income | 6.9x | 6.1x | 4.1x |
| Rent To Monthly Income | 0.23x | 0.22x | 0.21x |
Gig Harbor, WA Costs By Category
Detailed Gig Harbor Services costs vs. Washington
| Item | Gig Harbor | Washington |
|---|---|---|
| Shampoo | $1.38 | $1.28 |
| Movie | $11.92 | $12.13 |
| Bowling | $21.09 | $18 |
| Haircut | $23.76 | $24.26 |
| Beauty Salon | $54.27 | $45.56 |
Detailed Gig Harbor Groceries costs vs. Washington
| Item | Gig Harbor | Washington |
|---|---|---|
| Ground Beef | $5.71 | $5.84 |
| Fried Chicken | $2.55 | $1.57 |
| Milk | $5.14 | $4.67 |
| Potatoes | $3.87 | $4.93 |
| Pizza | $15.13 | $12.09 |
| Beer | $11.74 | $10.41 |
| Toothpaste | $4.15 | $3.7 |
Detailed Gig Harbor Health costs vs. Washington
| Item | Gig Harbor | Washington |
|---|---|---|
| Optometrist | $191.81 | $125.68 |
| Doctor | $192.99 | $135.78 |
| Dentist | $127.12 | $113.29 |
Detailed Gig Harbor Transportation costs vs. Washington
| Item | Gig Harbor | Washington |
|---|---|---|
| Gasoline | $4.2 | $3.46 |
| Tire Balancing | $78.74 | $59.92 |
Detailed Gig Harbor Utilities costs vs. Washington
| Item | Gig Harbor | Washington |
|---|---|---|
| All Electricity | $169.3 | $193.99 |
| Phone | $204.78 | $192.25 |
Gig Harbor SnackAbility
Cost Of Living In Cities Around Gig Harbor
The cost of living varies in the cities and towns around Gig Harbor. Here's a quick look at the cost of living in the most populous nearby places:
Tacoma, WA has a cost of living index of 126, 0.8x Gig Harbor.
Lakewood, WA has a cost of living index of 124, 0.8x Gig Harbor.
Bremerton, WA has a cost of living index of 120, 0.8x Gig Harbor.
| City | Population | Cost Of Living | Vs. Gig Harbor |
|---|---|---|---|
| Tacoma, WA | 222,758 | 126 | 0.8x |
| Lakewood, WA | 62,937 | 124 | 0.8x |
| Bremerton, WA | 44,830 | 120 | 0.8x |
| Parkland, WA | 38,742 | 118 | 0.8x |
| Port Orchard, WA | 17,149 | 131 | 0.9x |
| Artondale, WA | 14,073 | 151 | 1.0x |
| Fife, WA | 10,949 | 127 | 0.8x |
| Sumner, WA | 10,733 | 129 | 0.9x |
| Midland, WA | 9,050 | 118 | 0.8x |
| Summit View, WA | 8,480 | 124 | 0.8x |
