What is the cost of living in Martinsburg, WV?
According to the most recent data on the cost of living, Martinsburg has an overall cost of living index of 100, which is 1.0x lower than the national index of 100.
Compared to West Virginia, Martinsburg has a cost of living index that's 1.2x higher than West Virginia's index of 86.
The standard of living in Martinsburg ranks as #26 most affordable out of the 30 places we measured in West Virginia. By definition, that implies Martinsburg ranks as the #4 most expensive place in the Mountain State.
For more reading on life in Martinsburg, check out:
Martinsburg Cost Of Living Vs. West Virginia
Six factors go into calculating the cost of living index in Martinsburg. Here is how it fares on each of the criteria:
The Services index in Martinsburg is 106.
The Groceries index in Martinsburg is 107.
The Health index in Martinsburg is 90.
The Housing index in Martinsburg is 111.
The Transportation index in Martinsburg is 105.
The Utilities index in Martinsburg is 111.
| Living Expense | Martinsburg | West Virginia | National Average |
|---|---|---|---|
| Overall | 100 | 86 | 100 |
| Services | 106 | 95 | 100 |
| Groceries | 107 | 95 | 100 |
| Health | 90 | 61 | 100 |
| Housing | 111 | 95 | 100 |
| Transportation | 105 | 93 | 100 |
| Utilities | 111 | 93 | 100 |
Martinsburg Cost Of Living Compared To West Virginia Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around West Virginia, check out:
- Most Expensive Cities In West Virginia
- Most Affordable Cities In West Virginia
- Average Rent In West Virginia
Source: Cost-of-living index 2026, normalized to US average = 100
Martinsburg, WV Housing Cost Breakdown
Housing swings affordability the most between places in West Virginia, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Martinsburg is $307,800.
The Median Rent in Martinsburg is $1,150.
The Median Income in Martinsburg is $59,555.
The Home Value To Income in Martinsburg is 5.2x.
The Rent To Monthly Income in Martinsburg is 0.23x.
| Statistic | Martinsburg | West Virginia | United States |
|---|---|---|---|
| Median Home Value | $307,800 | $174,411 | $332,700 |
| Median Rent | $1,150 | $872 | $1,413 |
| Median Income | $59,555 | $59,608 | $80,734 |
| Home Value To Income | 5.2x | 2.9x | 4.1x |
| Rent To Monthly Income | 0.23x | 0.18x | 0.21x |
Martinsburg, WV Costs By Category
Detailed Martinsburg Services costs vs. West Virginia
| Item | Martinsburg | West Virginia |
|---|---|---|
| Shampoo | $1.51 | $1.28 |
| Movie | $15.69 | $12.13 |
| Bowling | $24.83 | $18 |
| Haircut | $26.11 | $24.26 |
| Beauty Salon | $70.08 | $45.56 |
Detailed Martinsburg Groceries costs vs. West Virginia
| Item | Martinsburg | West Virginia |
|---|---|---|
| Ground Beef | $6.24 | $5.84 |
| Fried Chicken | $1.4 | $1.57 |
| Milk | $4.78 | $4.67 |
| Potatoes | $5.49 | $4.93 |
| Pizza | $12.56 | $12.09 |
| Beer | $11.1 | $10.41 |
| Toothpaste | $3.81 | $3.7 |
Detailed Martinsburg Health costs vs. West Virginia
| Item | Martinsburg | West Virginia |
|---|---|---|
| Optometrist | $92.0 | $125.68 |
| Doctor | $135.03 | $135.78 |
| Dentist | $117.67 | $113.29 |
Detailed Martinsburg Transportation costs vs. West Virginia
| Item | Martinsburg | West Virginia |
|---|---|---|
| Gasoline | $3.25 | $3.46 |
| Tire Balancing | $59.0 | $59.92 |
Detailed Martinsburg Utilities costs vs. West Virginia
| Item | Martinsburg | West Virginia |
|---|---|---|
| All Electricity | $222.47 | $193.99 |
| Phone | $197.37 | $192.25 |
Martinsburg SnackAbility
Cost Of Living In Cities Around Martinsburg
The cost of living varies in the cities and towns around Martinsburg. Here's a quick look at the cost of living in the most populous nearby places:
Clarksburg, MD has a cost of living index of 156, 1.6x Martinsburg.
North Potomac, MD has a cost of living index of 176, 1.8x Martinsburg.
Franklin Farm, VA has a cost of living index of 171, 1.7x Martinsburg.
| City | Population | Cost Of Living | Vs. Martinsburg |
|---|---|---|---|
| Clarksburg, MD | 30,487 | 156 | 1.6x |
| North Potomac, MD | 23,922 | 176 | 1.8x |
| Franklin Farm, VA | 18,736 | 171 | 1.7x |
| Broadlands, VA | 14,353 | 165 | 1.6x |
| Dranesville, VA | 11,828 | 171 | 1.7x |
| Travilah, MD | 11,721 | 225 | 2.2x |
| Lowes Island, VA | 11,018 | 167 | 1.7x |
| Belmont, VA | 9,729 | 166 | 1.7x |
| Floris, VA | 7,589 | 179 | 1.8x |
| Darnestown, MD | 7,051 | 202 | 2.0x |
