What is the cost of living in Darnestown, MD?
According to the most recent data on the cost of living, Darnestown has an overall cost of living index of 202, which is 2.0x higher than the national index of 100.
Compared to Maryland, Darnestown has a cost of living index that's 1.7x higher than Maryland's index of 121.
The standard of living in Darnestown ranks as #192 most affordable out of the 195 places we measured in Maryland. By definition, that implies Darnestown ranks as the #3 most expensive place in the Old Line State.
For more reading on life in Darnestown, check out:
Darnestown Cost Of Living Vs. Maryland
Six factors go into calculating the cost of living index in Darnestown. Here is how it fares on each of the criteria:
The Services index in Darnestown is 109.
The Groceries index in Darnestown is 108.
The Health index in Darnestown is 412.
The Housing index in Darnestown is 115.
The Transportation index in Darnestown is 113.
The Utilities index in Darnestown is 115.
| Living Expense | Darnestown | Maryland | National Average |
|---|---|---|---|
| Overall | 202 | 121 | 100 |
| Services | 109 | 104 | 100 |
| Groceries | 108 | 107 | 100 |
| Health | 412 | 152 | 100 |
| Housing | 115 | 109 | 100 |
| Transportation | 113 | 108 | 100 |
| Utilities | 115 | 109 | 100 |
Darnestown Cost Of Living Compared To Maryland Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Maryland, check out:
Protect your home budget Compare home warranties in Darnestown Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Darnestown, MD Housing Cost Breakdown
Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Darnestown is $1,024,744.
The Median Rent in Darnestown is $3,501.
The Median Income in Darnestown is $232,135.
The Home Value To Income in Darnestown is 4.4x.
The Rent To Monthly Income in Darnestown is 0.18x.
| Statistic | Darnestown | Maryland | United States |
|---|---|---|---|
| Median Home Value | $1,024,744 | $429,704 | $332,700 |
| Median Rent | $3,501 | $1,705 | $1,413 |
| Median Income | $232,135 | $103,678 | $80,734 |
| Home Value To Income | 4.4x | 4.1x | 4.1x |
| Rent To Monthly Income | 0.18x | 0.2x | 0.21x |
Darnestown, MD Costs By Category
Detailed Darnestown Services costs vs. Maryland
| Item | Darnestown | Maryland |
|---|---|---|
| Shampoo | $1.51 | $1.28 |
| Movie | $15.69 | $12.13 |
| Bowling | $24.83 | $18 |
| Haircut | $26.11 | $24.26 |
| Beauty Salon | $70.08 | $45.56 |
Detailed Darnestown Groceries costs vs. Maryland
| Item | Darnestown | Maryland |
|---|---|---|
| Ground Beef | $6.24 | $5.84 |
| Fried Chicken | $1.4 | $1.57 |
| Milk | $4.78 | $4.67 |
| Potatoes | $5.49 | $4.93 |
| Pizza | $12.56 | $12.09 |
| Beer | $11.1 | $10.41 |
| Toothpaste | $3.81 | $3.7 |
Detailed Darnestown Health costs vs. Maryland
| Item | Darnestown | Maryland |
|---|---|---|
| Optometrist | $92.0 | $125.68 |
| Doctor | $135.03 | $135.78 |
| Dentist | $117.67 | $113.29 |
Detailed Darnestown Transportation costs vs. Maryland
| Item | Darnestown | Maryland |
|---|---|---|
| Gasoline | $3.25 | $3.46 |
| Tire Balancing | $59.0 | $59.92 |
Detailed Darnestown Utilities costs vs. Maryland
| Item | Darnestown | Maryland |
|---|---|---|
| All Electricity | $222.47 | $193.99 |
| Phone | $197.37 | $192.25 |
Darnestown SnackAbility
Cost Of Living In Cities Around Darnestown
The cost of living varies in the cities and towns around Darnestown. Here's a quick look at the cost of living in the most populous nearby places:
Germantown, MD has a cost of living index of 135, 0.7x Darnestown.
Gaithersburg, MD has a cost of living index of 141, 0.7x Darnestown.
Olney, MD has a cost of living index of 153, 0.8x Darnestown.
| City | Population | Cost Of Living | Vs. Darnestown |
|---|---|---|---|
| Germantown, MD | 90,719 | 135 | 0.7x |
| Gaithersburg, MD | 69,825 | 141 | 0.7x |
| Olney, MD | 35,797 | 153 | 0.8x |
| Clarksburg, MD | 30,487 | 156 | 0.8x |
| North Potomac, MD | 23,922 | 176 | 0.9x |
| Great Falls, VA | 15,228 | 229 | 1.1x |
| Colesville, MD | 14,519 | 145 | 0.7x |
| Kemp Mill, MD | 13,042 | 147 | 0.7x |
| Sugarland Run, VA | 12,629 | 144 | 0.7x |
| Cascades, VA | 12,357 | 149 | 0.7x |
