Birmingham, AL Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Birmingham, AL Summary

Cost of living in Birmingham research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Birmingham is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Alabama, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Birmingham is 90, with 100 being the average.

  • The cost of living index in Birmingham is 0.9x lower than the national average.

  • Birmingham ranks as the #48 cheapest in Alabama out of 119.

  • Birmingham ranks as the #1,206 cheapest out of 6,489 in the US.

  • The median home value in Birmingham is $132,921.

  • The median income in Birmingham is $44,376.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
90
Birmingham's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Birmingham, AL?

According to the most recent data on the cost of living, Birmingham has an overall cost of living index of 90, which is 0.9x lower than the national index of 100.

Compared to Alabama, Birmingham has a cost of living index that's 1.0x lower than Alabama's index of 90.

The standard of living in Birmingham ranks as #48 most affordable out of the 119 places we measured in Alabama. By definition, that implies Birmingham ranks as the #71 most expensive place in the Heart of Dixie.

For more reading on life in Birmingham, check out:

48 out of 119
In Alabama
1,206 out of 6,489
In America

Birmingham Cost Of Living Vs. Alabama

Six factors go into calculating the cost of living index in Birmingham. Here is how it fairs on each of the criteria:

  • The Services index in Birmingham is 100.

  • The Groceries index in Birmingham is 99.

  • The Health index in Birmingham is 95.

  • The Housing index in Birmingham is 65.

  • The Transportation index in Birmingham is 91.

  • The Utilities index in Birmingham is 109.

Living Expense Birmingham Alabama National Average
Overall 90 90 100
Services 100 97 100
Groceries 99 98 100
Health 95 86 100
Housing 65 74 100
Transportation 91 93 100
Utilities 109 102 100
For more reading on cost of living around Alabama, check out:
Birmingham Cost of Living Vs. AL

Birmingham, AL Housing Cost Breakdown

Housing swings affordability the most between places in Alabama, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Birmingham is $132,921.

  • The Median Rent in Birmingham is $1,047.

  • The Median Income in Birmingham is $44,376.

  • The Home Value To Income in Birmingham is 3.0x.

  • The Rent To Monthly Income in Birmingham is 0.28x.

Statistic Birmingham Alabama United States
Median Home Value $132,921 $232,780 $303,400
Median Rent $1,047 $963 $1,348
Median Income $44,376 $62,027 $78,538
Home Value To Income 3.0x 3.8x 3.9x
Rent To Monthly Income 0.28x 0.19x 0.21x
$132,921
Median Home Value
$1,047
Median Rent
$44,376
Median Income

Birmingham, AL Costs By Category

Detailed Birmingham Services Costs Vs. Alabama

Item Birmingham Alabama
Shampoo $1.33 $1.28
Movie $12.54 $12.13
Bowling $16.37 $18
Haircut $20.07 $24.26
Beauty Salon $45.74 $45.56

Detailed Birmingham Groceries Costs Vs. Alabama

Item Birmingham Alabama
Ground Beef $6.01 $5.84
Fried Chicken $1.66 $1.57
Milk $4.54 $4.67
Potatoes $5.23 $4.93
Pizza $10.99 $12.09
Beer $10.4 $10.41
Toothpaste $3.76 $3.7

Detailed Birmingham Health Costs Vs. Alabama

Item Birmingham Alabama
Optometrist $92.33 $125.68
Doctor $101.83 $135.78
Dentist $125.78 $113.29

Detailed Birmingham Transportation Costs Vs. Alabama

Item Birmingham Alabama
Gasoline $3.13 $3.46
Tire Balancing $54.52 $59.92

Detailed Birmingham Utilities Costs Vs. Alabama

Item Birmingham Alabama
All Electricity $219.4 $193.99
Phone $188.55 $192.25

Birmingham SnackAbility

6
/10
Overall SnackAbility
Jobs
4/10
Housing
6
Affordability
6
Diversity
8.5
Safety
N/A
Amenities
8.5
Education
7
Commute
8.5

Cost Of Living In Cities Around Birmingham

The cost of living varies in the cities and towns around Birmingham. Here's a quick look at the cost of living in the most populous nearby places:

  • Vestavia Hills, AL has a cost of living index of 126, 1.4x Birmingham.

  • Homewood, AL has a cost of living index of 123, 1.4x Birmingham.

  • Trussville, AL has a cost of living index of 109, 1.2x Birmingham.

City Population Cost Of Living Vs. Birmingham
Vestavia Hills, AL 38,704 126 1.4x
Homewood, AL 27,697 123 1.4x
Trussville, AL 26,182 109 1.2x
Bessemer, AL 25,655 88 1.0x
Pelham, AL 24,510 104 1.2x
Mountain Brook, AL 22,160 161 1.8x
Hueytown, AL 16,541 91 1.0x
Center Point, AL 16,125 89 1.0x
Chelsea, AL 15,731 109 1.2x
Irondale, AL 13,462 96 1.1x

Articles About Alabama

Enjoy The Snack?