Scottsdale, AZ Cost Of Living

The latest cost of living statistics for Scottsdale. Includes statistics on rent, mortgages, healthcare, and other costs for Scottsdale compared to the state and national averages.

Cost of living in Scottsdale, Arizona

Cost of living in Scottsdale research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Scottsdale is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Arizona, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

144 Cost of living index 1.4x higher vs US
#90 Cheapest in Arizona (of 91)
#5,530 Cheapest in the U.S. (of 6,489)
$858,022 Median home value
$2,013 Median rent
$110,886 Median income
Not sure Scottsdale fits your budget? Try our place-match quiz →

What is the cost of living in Scottsdale, AZ?

According to the most recent data on the cost of living, Scottsdale has an overall cost of living index of 144, which is 1.4x higher than the national index of 100.

Compared to Arizona, Scottsdale has a cost of living index that's 1.4x higher than Arizona's index of 100.

The standard of living in Scottsdale ranks as #90 most affordable out of the 91 places we measured in Arizona. By definition, that implies Scottsdale ranks as the #1 most expensive place in the Grand Canyon State.

For more reading on life in Scottsdale, check out:

Scottsdale Cost Of Living Vs. Arizona

Six factors go into calculating the cost of living index in Scottsdale. Here is how it fares on each of the criteria:

  • The Services index in Scottsdale is 101.

  • The Groceries index in Scottsdale is 103.

  • The Health index in Scottsdale is 243.

  • The Housing index in Scottsdale is 107.

  • The Transportation index in Scottsdale is 112.

  • The Utilities index in Scottsdale is 104.

Living Expense Scottsdale Arizona National Average
Overall 144 100 100
Services 101 99 100
Groceries 103 99 100
Health 243 97 100
Housing 107 104 100
Transportation 112 113 100
Utilities 104 104 100

Scottsdale Cost Of Living Compared To Arizona Averages

Services
Scottsdale 101
Arizona avg 99
Groceries
Scottsdale 103
Arizona avg 99
Health
Scottsdale 243
Arizona avg 97
Housing
Scottsdale 107
Arizona avg 104
Transportation
Scottsdale 112
Arizona avg 113
Utilities
Scottsdale 104
Arizona avg 104

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Arizona, check out:

Protect your home budget Compare home warranties in Scottsdale Get matched →

Source: Cost-of-living index 2026, normalized to US average = 100

Scottsdale, AZ Housing Cost Breakdown

$858,022Median Home Value
$2,013Median Rent
$110,886Median Income

Housing swings affordability the most between places in Arizona, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Scottsdale is $858,022.

  • The Median Rent in Scottsdale is $2,013.

  • The Median Income in Scottsdale is $110,886.

  • The Home Value To Income in Scottsdale is 7.7x.

  • The Rent To Monthly Income in Scottsdale is 0.22x.

Statistic Scottsdale Arizona United States
Median Home Value $858,022 $423,329 $332,700
Median Rent $2,013 $1,543 $1,413
Median Income $110,886 $79,964 $80,734
Home Value To Income 7.7x 5.3x 4.1x
Rent To Monthly Income 0.22x 0.23x 0.21x

Scottsdale, AZ Costs By Category

Detailed Scottsdale Services costs vs. Arizona
Item Scottsdale Arizona
Shampoo $1.32 $1.28
Movie $9.71 $12.13
Bowling $21.97 $18
Haircut $18.21 $24.26
Beauty Salon $55.83 $45.56
Detailed Scottsdale Groceries costs vs. Arizona
Item Scottsdale Arizona
Ground Beef $6.17 $5.84
Fried Chicken $1.41 $1.57
Milk $4.78 $4.67
Potatoes $4.6 $4.93
Pizza $12.12 $12.09
Beer $11.51 $10.41
Toothpaste $3.54 $3.7
Detailed Scottsdale Health costs vs. Arizona
Item Scottsdale Arizona
Optometrist $107.63 $125.68
Doctor $99.0 $135.78
Dentist $120.5 $113.29
Detailed Scottsdale Transportation costs vs. Arizona
Item Scottsdale Arizona
Gasoline $3.54 $3.46
Tire Balancing $60.83 $59.92
Detailed Scottsdale Utilities costs vs. Arizona
Item Scottsdale Arizona
All Electricity $193.93 $193.99
Phone $186.48 $192.25

Scottsdale SnackAbility

9Overall SnackAbility
Jobs 8.5/10
Housing 9/10
Affordability 6/10
Diversity 8/10
Safety 6/10
Amenities 8.5/10
Education 9.5/10
Commute 8/10

Cost Of Living In Cities Around Scottsdale

The cost of living varies in the cities and towns around Scottsdale. Here's a quick look at the cost of living in the most populous nearby places:

  • Phoenix, AZ has a cost of living index of 111, 0.8x Scottsdale.

  • Mesa, AZ has a cost of living index of 112, 0.8x Scottsdale.

  • Tempe, AZ has a cost of living index of 117, 0.8x Scottsdale.

City Population Cost Of Living Vs. Scottsdale
Phoenix, AZ 1,642,323 111 0.8x
Mesa, AZ 511,764 112 0.8x
Tempe, AZ 188,065 117 0.8x
Fountain Hills, AZ 23,789 134 0.9x
Anthem, AZ 22,584 132 0.9x
New River, AZ 18,240 135 0.9x
Paradise Valley, AZ 12,611 301 2.1x
Cave Creek, AZ 5,091 127 0.9x