What is the cost of living in Clayton, CA?
According to the most recent data on the cost of living, Clayton has an overall cost of living index of 202, which is 2.0x higher than the national index of 100.
Compared to California, Clayton has a cost of living index that's 1.4x higher than California's index of 142.
The standard of living in Clayton ranks as #527 most affordable out of the 634 places we measured in California. By definition, that implies Clayton ranks as the #107 most expensive place in the Golden State.
For more reading on life in Clayton, check out:
Clayton Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Clayton. Here is how it fares on each of the criteria:
The Services index in Clayton is 115.
The Groceries index in Clayton is 113.
The Health index in Clayton is 399.
The Housing index in Clayton is 122.
The Transportation index in Clayton is 118.
The Utilities index in Clayton is 123.
| Living Expense | Clayton | California | National Average |
|---|---|---|---|
| Overall | 202 | 142 | 100 |
| Services | 115 | 110 | 100 |
| Groceries | 113 | 118 | 100 |
| Health | 399 | 197 | 100 |
| Housing | 122 | 120 | 100 |
| Transportation | 118 | 121 | 100 |
| Utilities | 123 | 121 | 100 |
Clayton Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Clayton Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Clayton, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Clayton is $1,057,924.
The Median Rent in Clayton is $3,501.
The Median Income in Clayton is $175,707.
The Home Value To Income in Clayton is 6.0x.
The Rent To Monthly Income in Clayton is 0.24x.
| Statistic | Clayton | California | United States |
|---|---|---|---|
| Median Home Value | $1,057,924 | $774,581 | $332,700 |
| Median Rent | $3,501 | $2,036 | $1,413 |
| Median Income | $175,707 | $99,122 | $80,734 |
| Home Value To Income | 6.0x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.24x | 0.25x | 0.21x |
Clayton, CA Costs By Category
Detailed Clayton Services costs vs. California
| Item | Clayton | California |
|---|---|---|
| Shampoo | $1.45 | $1.28 |
| Movie | $16.46 | $12.13 |
| Bowling | $27.22 | $18 |
| Haircut | $25.0 | $24.26 |
| Beauty Salon | $76.0 | $45.56 |
Detailed Clayton Groceries costs vs. California
| Item | Clayton | California |
|---|---|---|
| Ground Beef | $5.7 | $5.84 |
| Fried Chicken | $3.43 | $1.57 |
| Milk | $4.91 | $4.67 |
| Potatoes | $4.87 | $4.93 |
| Pizza | $13.49 | $12.09 |
| Beer | $11.18 | $10.41 |
| Toothpaste | $3.64 | $3.7 |
Detailed Clayton Health costs vs. California
| Item | Clayton | California |
|---|---|---|
| Optometrist | $137.4 | $125.68 |
| Doctor | $110.0 | $135.78 |
| Dentist | $118.27 | $113.29 |
Detailed Clayton Transportation costs vs. California
| Item | Clayton | California |
|---|---|---|
| Gasoline | $4.6 | $3.46 |
| Tire Balancing | $60.97 | $59.92 |
Detailed Clayton Utilities costs vs. California
| Item | Clayton | California |
|---|---|---|
| All Electricity | $182.51 | $193.99 |
| Phone | $180.31 | $192.25 |
Clayton SnackAbility
Cost Of Living In Cities Around Clayton
The cost of living varies in the cities and towns around Clayton. Here's a quick look at the cost of living in the most populous nearby places:
Concord, CA has a cost of living index of 168, 0.8x Clayton.
San Ramon, CA has a cost of living index of 221, 1.1x Clayton.
Mountain View, CA has a cost of living index of 287, 1.4x Clayton.
| City | Population | Cost Of Living | Vs. Clayton |
|---|---|---|---|
| Concord, CA | 124,035 | 168 | 0.8x |
| San Ramon, CA | 85,993 | 221 | 1.1x |
| Mountain View, CA | 83,732 | 287 | 1.4x |
| Pleasanton, CA | 76,960 | 232 | 1.1x |
| Pittsburg, CA | 76,257 | 148 | 0.7x |
| Dublin, CA | 70,803 | 215 | 1.1x |
| Walnut Creek, CA | 70,088 | 198 | 1.0x |
| Danville, CA | 43,401 | 233 | 1.2x |
| Lafayette, CA | 25,285 | 281 | 1.4x |
| Bay Point, CA | 24,231 | 135 | 0.7x |








