Diamond Springs, CA Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Diamond Springs, CA Summary

Cost of living in Diamond Springs research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Diamond Springs is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in California, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Diamond Springs is 130, with 100 being the average.

  • The cost of living index in Diamond Springs is 1.3x higher than the national average.

  • Diamond Springs ranks as the #184 cheapest in California out of 634.

  • Diamond Springs ranks as the #4,989 cheapest out of 6,489 in the US.

  • The median home value in Diamond Springs is $436,804.

  • The median income in Diamond Springs is $83,288.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
130
Diamond Springs's Overall Cost Of Living
1.3x
Higher Than The National Average

What is the cost of living in Diamond Springs, CA?

According to the most recent data on the cost of living, Diamond Springs has an overall cost of living index of 130, which is 1.3x higher than the national index of 100.

Compared to California, Diamond Springs has a cost of living index that's 0.9x lower than California's index of 141.

The standard of living in Diamond Springs ranks as #184 most affordable out of the 634 places we measured in California. By definition, that implies Diamond Springs ranks as the #450 most expensive place in the Golden State.

For more reading on life in Diamond Springs, check out:

184 out of 634
In California
4,989 out of 6,489
In America

Diamond Springs Cost Of Living Vs. California

Six factors go into calculating the cost of living index in Diamond Springs. Here is how it fairs on each of the criteria:

  • The Services index in Diamond Springs is 108.

  • The Groceries index in Diamond Springs is 110.

  • The Health index in Diamond Springs is 114.

  • The Housing index in Diamond Springs is 171.

  • The Transportation index in Diamond Springs is 120.

  • The Utilities index in Diamond Springs is 112.

Living Expense Diamond Springs California National Average
Overall 130 141 100
Services 108 110 100
Groceries 110 112 100
Health 114 110 100
Housing 171 195 100
Transportation 120 125 100
Utilities 112 128 100
For more reading on cost of living around California, check out:
Diamond Springs Cost of Living Vs. CA

Diamond Springs, CA Housing Cost Breakdown

Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Diamond Springs is $436,804.

  • The Median Rent in Diamond Springs is $1,644.

  • The Median Income in Diamond Springs is $83,288.

  • The Home Value To Income in Diamond Springs is 5.2x.

  • The Rent To Monthly Income in Diamond Springs is 0.24x.

Statistic Diamond Springs California United States
Median Home Value $436,804 $763,287 $303,400
Median Rent $1,644 $1,956 $1,348
Median Income $83,288 $96,334 $78,538
Home Value To Income 5.2x 7.9x 3.9x
Rent To Monthly Income 0.24x 0.24x 0.21x
$436,804
Median Home Value
$1,644
Median Rent
$83,288
Median Income

Diamond Springs, CA Costs By Category

Detailed Diamond Springs Services Costs Vs. California

Item Diamond Springs California
Shampoo $1.44 $1.28
Movie $13.76 $12.13
Bowling $22.22 $18
Haircut $40.0 $24.26
Beauty Salon $60.53 $45.56

Detailed Diamond Springs Groceries Costs Vs. California

Item Diamond Springs California
Ground Beef $5.56 $5.84
Fried Chicken $2.06 $1.57
Milk $4.93 $4.67
Potatoes $4.69 $4.93
Pizza $13.98 $12.09
Beer $10.49 $10.41
Toothpaste $3.67 $3.7

Detailed Diamond Springs Health Costs Vs. California

Item Diamond Springs California
Optometrist $153.5 $125.68
Doctor $201.43 $135.78
Dentist $115.72 $113.29

Detailed Diamond Springs Transportation Costs Vs. California

Item Diamond Springs California
Gasoline $4.51 $3.46
Tire Balancing $58.67 $59.92

Detailed Diamond Springs Utilities Costs Vs. California

Item Diamond Springs California
All Electricity $238.53 $193.99
Phone $190.81 $192.25

Diamond Springs SnackAbility

6
/10
Overall SnackAbility
Jobs
6/10
Housing
9
Affordability
3
Diversity
8
Safety
N/A
Amenities
7
Education
8
Commute
8

Cost Of Living In Cities Around Diamond Springs

The cost of living varies in the cities and towns around Diamond Springs. Here's a quick look at the cost of living in the most populous nearby places:

  • Folsom, CA has a cost of living index of 157, 1.2x Diamond Springs.

  • El Dorado Hills, CA has a cost of living index of 173, 1.3x Diamond Springs.

  • Granite Bay, CA has a cost of living index of 192, 1.5x Diamond Springs.

City Population Cost Of Living Vs. Diamond Springs
Folsom, CA 82,140 157 1.2x
El Dorado Hills, CA 50,553 173 1.3x
Granite Bay, CA 21,378 192 1.5x
Cameron Park, CA 17,283 146 1.1x
Auburn, CA 13,758 143 1.1x
Cold Springs, NV 11,223 118 0.9x
Placerville, CA 10,730 133 1.0x
Pollock Pines, CA 6,056 119 0.9x
Rancho Murieta, CA 5,606 157 1.2x

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