What is the cost of living in Granite Bay, CA?
According to the most recent data on the cost of living, Granite Bay has an overall cost of living index of 195, which is 1.9x higher than the national index of 100.
Compared to California, Granite Bay has a cost of living index that's 1.4x higher than California's index of 142.
The standard of living in Granite Bay ranks as #509 most affordable out of the 634 places we measured in California. By definition, that implies Granite Bay ranks as the #125 most expensive place in the Golden State.
For more reading on life in Granite Bay, check out:
Granite Bay Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Granite Bay. Here is how it fares on each of the criteria:
The Services index in Granite Bay is 112.
The Groceries index in Granite Bay is 117.
The Health index in Granite Bay is 375.
The Housing index in Granite Bay is 122.
The Transportation index in Granite Bay is 115.
The Utilities index in Granite Bay is 114.
| Living Expense | Granite Bay | California | National Average |
|---|---|---|---|
| Overall | 195 | 142 | 100 |
| Services | 112 | 110 | 100 |
| Groceries | 117 | 118 | 100 |
| Health | 375 | 197 | 100 |
| Housing | 122 | 120 | 100 |
| Transportation | 115 | 121 | 100 |
| Utilities | 114 | 121 | 100 |
Granite Bay Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Granite Bay Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Granite Bay, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Granite Bay is $1,152,543.
The Median Rent in Granite Bay is $2,740.
The Median Income in Granite Bay is $184,606.
The Home Value To Income in Granite Bay is 6.2x.
The Rent To Monthly Income in Granite Bay is 0.18x.
| Statistic | Granite Bay | California | United States |
|---|---|---|---|
| Median Home Value | $1,152,543 | $774,581 | $332,700 |
| Median Rent | $2,740 | $2,036 | $1,413 |
| Median Income | $184,606 | $99,122 | $80,734 |
| Home Value To Income | 6.2x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.18x | 0.25x | 0.21x |
Granite Bay, CA Costs By Category
Detailed Granite Bay Services costs vs. California
| Item | Granite Bay | California |
|---|---|---|
| Shampoo | $1.44 | $1.28 |
| Movie | $13.76 | $12.13 |
| Bowling | $22.22 | $18 |
| Haircut | $40.0 | $24.26 |
| Beauty Salon | $60.53 | $45.56 |
Detailed Granite Bay Groceries costs vs. California
| Item | Granite Bay | California |
|---|---|---|
| Ground Beef | $5.56 | $5.84 |
| Fried Chicken | $2.06 | $1.57 |
| Milk | $4.93 | $4.67 |
| Potatoes | $4.69 | $4.93 |
| Pizza | $13.98 | $12.09 |
| Beer | $10.49 | $10.41 |
| Toothpaste | $3.67 | $3.7 |
Detailed Granite Bay Health costs vs. California
| Item | Granite Bay | California |
|---|---|---|
| Optometrist | $153.5 | $125.68 |
| Doctor | $201.43 | $135.78 |
| Dentist | $115.72 | $113.29 |
Detailed Granite Bay Transportation costs vs. California
| Item | Granite Bay | California |
|---|---|---|
| Gasoline | $4.51 | $3.46 |
| Tire Balancing | $58.67 | $59.92 |
Detailed Granite Bay Utilities costs vs. California
| Item | Granite Bay | California |
|---|---|---|
| All Electricity | $238.53 | $193.99 |
| Phone | $190.81 | $192.25 |
Granite Bay SnackAbility
Cost Of Living In Cities Around Granite Bay
The cost of living varies in the cities and towns around Granite Bay. Here's a quick look at the cost of living in the most populous nearby places:
Roseville, CA has a cost of living index of 154, 0.8x Granite Bay.
Citrus Heights, CA has a cost of living index of 133, 0.7x Granite Bay.
Folsom, CA has a cost of living index of 163, 0.8x Granite Bay.
| City | Population | Cost Of Living | Vs. Granite Bay |
|---|---|---|---|
| Roseville, CA | 155,955 | 154 | 0.8x |
| Citrus Heights, CA | 86,995 | 133 | 0.7x |
| Folsom, CA | 83,916 | 163 | 0.8x |
| Rocklin, CA | 73,327 | 157 | 0.8x |
| El Dorado Hills, CA | 51,026 | 172 | 0.9x |
| Antelope, CA | 48,301 | 138 | 0.7x |
| Orangevale, CA | 35,958 | 140 | 0.7x |
| Fair Oaks, CA | 32,799 | 152 | 0.8x |
| Rosemont, CA | 23,766 | 134 | 0.7x |
| La Riviera, CA | 11,492 | 130 | 0.7x |
