What is the cost of living in Diamond Springs, CA?
According to the most recent data on the cost of living, Diamond Springs has an overall cost of living index of 132, which is 1.3x higher than the national index of 100.
Compared to California, Diamond Springs has a cost of living index that's 0.9x lower than California's index of 142.
The standard of living in Diamond Springs ranks as #173 most affordable out of the 634 places we measured in California. By definition, that implies Diamond Springs ranks as the #461 most expensive place in the Golden State.
For more reading on life in Diamond Springs, check out:
Diamond Springs Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Diamond Springs. Here is how it fares on each of the criteria:
The Services index in Diamond Springs is 107.
The Groceries index in Diamond Springs is 114.
The Health index in Diamond Springs is 171.
The Housing index in Diamond Springs is 114.
The Transportation index in Diamond Springs is 119.
The Utilities index in Diamond Springs is 116.
| Living Expense | Diamond Springs | California | National Average |
|---|---|---|---|
| Overall | 132 | 142 | 100 |
| Services | 107 | 110 | 100 |
| Groceries | 114 | 118 | 100 |
| Health | 171 | 197 | 100 |
| Housing | 114 | 120 | 100 |
| Transportation | 119 | 121 | 100 |
| Utilities | 116 | 121 | 100 |
Diamond Springs Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Diamond Springs Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Diamond Springs, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Diamond Springs is $440,757.
The Median Rent in Diamond Springs is $1,682.
The Median Income in Diamond Springs is $77,219.
The Home Value To Income in Diamond Springs is 5.7x.
The Rent To Monthly Income in Diamond Springs is 0.26x.
| Statistic | Diamond Springs | California | United States |
|---|---|---|---|
| Median Home Value | $440,757 | $774,581 | $332,700 |
| Median Rent | $1,682 | $2,036 | $1,413 |
| Median Income | $77,219 | $99,122 | $80,734 |
| Home Value To Income | 5.7x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.26x | 0.25x | 0.21x |
Diamond Springs, CA Costs By Category
Detailed Diamond Springs Services costs vs. California
| Item | Diamond Springs | California |
|---|---|---|
| Shampoo | $1.44 | $1.28 |
| Movie | $13.76 | $12.13 |
| Bowling | $22.22 | $18 |
| Haircut | $40.0 | $24.26 |
| Beauty Salon | $60.53 | $45.56 |
Detailed Diamond Springs Groceries costs vs. California
| Item | Diamond Springs | California |
|---|---|---|
| Ground Beef | $5.56 | $5.84 |
| Fried Chicken | $2.06 | $1.57 |
| Milk | $4.93 | $4.67 |
| Potatoes | $4.69 | $4.93 |
| Pizza | $13.98 | $12.09 |
| Beer | $10.49 | $10.41 |
| Toothpaste | $3.67 | $3.7 |
Detailed Diamond Springs Health costs vs. California
| Item | Diamond Springs | California |
|---|---|---|
| Optometrist | $153.5 | $125.68 |
| Doctor | $201.43 | $135.78 |
| Dentist | $115.72 | $113.29 |
Detailed Diamond Springs Transportation costs vs. California
| Item | Diamond Springs | California |
|---|---|---|
| Gasoline | $4.51 | $3.46 |
| Tire Balancing | $58.67 | $59.92 |
Detailed Diamond Springs Utilities costs vs. California
| Item | Diamond Springs | California |
|---|---|---|
| All Electricity | $238.53 | $193.99 |
| Phone | $190.81 | $192.25 |
Diamond Springs SnackAbility
Cost Of Living In Cities Around Diamond Springs
The cost of living varies in the cities and towns around Diamond Springs. Here's a quick look at the cost of living in the most populous nearby places:
Folsom, CA has a cost of living index of 163, 1.2x Diamond Springs.
El Dorado Hills, CA has a cost of living index of 172, 1.3x Diamond Springs.
Granite Bay, CA has a cost of living index of 195, 1.5x Diamond Springs.
| City | Population | Cost Of Living | Vs. Diamond Springs |
|---|---|---|---|
| Folsom, CA | 83,916 | 163 | 1.2x |
| El Dorado Hills, CA | 51,026 | 172 | 1.3x |
| Granite Bay, CA | 21,673 | 195 | 1.5x |
| Cameron Park, CA | 18,315 | 148 | 1.1x |
| Auburn, CA | 13,768 | 151 | 1.1x |
| Cold Springs, NV | 11,321 | 120 | 0.9x |
| Placerville, CA | 10,762 | 135 | 1.0x |
| Pollock Pines, CA | 6,212 | 123 | 0.9x |
| Rancho Murieta, CA | 5,875 | 157 | 1.2x |
