What is the cost of living in Fair Oaks, CA?
According to the most recent data on the cost of living, Fair Oaks has an overall cost of living index of 152, which is 1.5x higher than the national index of 100.
Compared to California, Fair Oaks has a cost of living index that's 1.1x higher than California's index of 142.
The standard of living in Fair Oaks ranks as #317 most affordable out of the 634 places we measured in California. By definition, that implies Fair Oaks ranks as the #317 most expensive place in the Golden State.
For more reading on life in Fair Oaks, check out:
Fair Oaks Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Fair Oaks. Here is how it fares on each of the criteria:
The Services index in Fair Oaks is 111.
The Groceries index in Fair Oaks is 110.
The Health index in Fair Oaks is 239.
The Housing index in Fair Oaks is 112.
The Transportation index in Fair Oaks is 115.
The Utilities index in Fair Oaks is 113.
| Living Expense | Fair Oaks | California | National Average |
|---|---|---|---|
| Overall | 152 | 142 | 100 |
| Services | 111 | 110 | 100 |
| Groceries | 110 | 118 | 100 |
| Health | 239 | 197 | 100 |
| Housing | 112 | 120 | 100 |
| Transportation | 115 | 121 | 100 |
| Utilities | 113 | 121 | 100 |
Fair Oaks Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Fair Oaks Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Fair Oaks, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Fair Oaks is $620,018.
The Median Rent in Fair Oaks is $1,910.
The Median Income in Fair Oaks is $116,975.
The Home Value To Income in Fair Oaks is 5.3x.
The Rent To Monthly Income in Fair Oaks is 0.2x.
| Statistic | Fair Oaks | California | United States |
|---|---|---|---|
| Median Home Value | $620,018 | $774,581 | $332,700 |
| Median Rent | $1,910 | $2,036 | $1,413 |
| Median Income | $116,975 | $99,122 | $80,734 |
| Home Value To Income | 5.3x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.2x | 0.25x | 0.21x |
Fair Oaks, CA Costs By Category
Detailed Fair Oaks Services costs vs. California
| Item | Fair Oaks | California |
|---|---|---|
| Shampoo | $1.44 | $1.28 |
| Movie | $13.76 | $12.13 |
| Bowling | $22.22 | $18 |
| Haircut | $40.0 | $24.26 |
| Beauty Salon | $60.53 | $45.56 |
Detailed Fair Oaks Groceries costs vs. California
| Item | Fair Oaks | California |
|---|---|---|
| Ground Beef | $5.56 | $5.84 |
| Fried Chicken | $2.06 | $1.57 |
| Milk | $4.93 | $4.67 |
| Potatoes | $4.69 | $4.93 |
| Pizza | $13.98 | $12.09 |
| Beer | $10.49 | $10.41 |
| Toothpaste | $3.67 | $3.7 |
Detailed Fair Oaks Health costs vs. California
| Item | Fair Oaks | California |
|---|---|---|
| Optometrist | $153.5 | $125.68 |
| Doctor | $201.43 | $135.78 |
| Dentist | $115.72 | $113.29 |
Detailed Fair Oaks Transportation costs vs. California
| Item | Fair Oaks | California |
|---|---|---|
| Gasoline | $4.51 | $3.46 |
| Tire Balancing | $58.67 | $59.92 |
Detailed Fair Oaks Utilities costs vs. California
| Item | Fair Oaks | California |
|---|---|---|
| All Electricity | $238.53 | $193.99 |
| Phone | $190.81 | $192.25 |
Fair Oaks SnackAbility
Cost Of Living In Cities Around Fair Oaks
The cost of living varies in the cities and towns around Fair Oaks. Here's a quick look at the cost of living in the most populous nearby places:
Citrus Heights, CA has a cost of living index of 133, 0.9x Fair Oaks.
Folsom, CA has a cost of living index of 163, 1.1x Fair Oaks.
Rancho Cordova, CA has a cost of living index of 131, 0.9x Fair Oaks.
| City | Population | Cost Of Living | Vs. Fair Oaks |
|---|---|---|---|
| Citrus Heights, CA | 86,995 | 133 | 0.9x |
| Folsom, CA | 83,916 | 163 | 1.1x |
| Rancho Cordova, CA | 81,849 | 131 | 0.9x |
| Carmichael, CA | 76,948 | 139 | 0.9x |
| Rocklin, CA | 73,327 | 157 | 1.0x |
| El Dorado Hills, CA | 51,026 | 172 | 1.1x |
| Antelope, CA | 48,301 | 138 | 0.9x |
| North Highlands, CA | 47,957 | 117 | 0.8x |
| Vineyard, CA | 43,751 | 139 | 0.9x |
| Foothill Farms, CA | 36,435 | 125 | 0.8x |
