What is the cost of living in Grand Terrace, CA?
According to the most recent data on the cost of living, Grand Terrace has an overall cost of living index of 137, which is 1.4x higher than the national index of 100.
Compared to California, Grand Terrace has a cost of living index that's 1.0x lower than California's index of 142.
The standard of living in Grand Terrace ranks as #208 most affordable out of the 634 places we measured in California. By definition, that implies Grand Terrace ranks as the #426 most expensive place in the Golden State.
For more reading on life in Grand Terrace, check out:
Grand Terrace Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Grand Terrace. Here is how it fares on each of the criteria:
The Services index in Grand Terrace is 114.
The Groceries index in Grand Terrace is 114.
The Health index in Grand Terrace is 184.
The Housing index in Grand Terrace is 119.
The Transportation index in Grand Terrace is 123.
The Utilities index in Grand Terrace is 116.
| Living Expense | Grand Terrace | California | National Average |
|---|---|---|---|
| Overall | 137 | 142 | 100 |
| Services | 114 | 110 | 100 |
| Groceries | 114 | 118 | 100 |
| Health | 184 | 197 | 100 |
| Housing | 119 | 120 | 100 |
| Transportation | 123 | 121 | 100 |
| Utilities | 116 | 121 | 100 |
Grand Terrace Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Grand Terrace Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Grand Terrace, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Grand Terrace is $587,468.
The Median Rent in Grand Terrace is $2,024.
The Median Income in Grand Terrace is $83,628.
The Home Value To Income in Grand Terrace is 7.0x.
The Rent To Monthly Income in Grand Terrace is 0.29x.
| Statistic | Grand Terrace | California | United States |
|---|---|---|---|
| Median Home Value | $587,468 | $774,581 | $332,700 |
| Median Rent | $2,024 | $2,036 | $1,413 |
| Median Income | $83,628 | $99,122 | $80,734 |
| Home Value To Income | 7.0x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.29x | 0.25x | 0.21x |
Grand Terrace, CA Costs By Category
Detailed Grand Terrace Services costs vs. California
| Item | Grand Terrace | California |
|---|---|---|
| Shampoo | $1.34 | $1.28 |
| Movie | $11.04 | $12.13 |
| Bowling | $21.11 | $18 |
| Haircut | $27.27 | $24.26 |
| Beauty Salon | $41.78 | $45.56 |
Detailed Grand Terrace Groceries costs vs. California
| Item | Grand Terrace | California |
|---|---|---|
| Ground Beef | $5.89 | $5.84 |
| Fried Chicken | $3.49 | $1.57 |
| Milk | $4.92 | $4.67 |
| Potatoes | $4.92 | $4.93 |
| Pizza | $15.31 | $12.09 |
| Beer | $10.26 | $10.41 |
| Toothpaste | $3.61 | $3.7 |
Detailed Grand Terrace Health costs vs. California
| Item | Grand Terrace | California |
|---|---|---|
| Optometrist | $112.92 | $125.68 |
| Doctor | $95.5 | $135.78 |
| Dentist | $117.28 | $113.29 |
Detailed Grand Terrace Transportation costs vs. California
| Item | Grand Terrace | California |
|---|---|---|
| Gasoline | $4.75 | $3.46 |
| Tire Balancing | $61.38 | $59.92 |
Detailed Grand Terrace Utilities costs vs. California
| Item | Grand Terrace | California |
|---|---|---|
| All Electricity | $378.97 | $193.99 |
| Phone | $180.31 | $192.25 |
Grand Terrace SnackAbility
Cost Of Living In Cities Around Grand Terrace
The cost of living varies in the cities and towns around Grand Terrace. Here's a quick look at the cost of living in the most populous nearby places:
Riverside, CA has a cost of living index of 138, 1.0x Grand Terrace.
San Bernardino, CA has a cost of living index of 125, 0.9x Grand Terrace.
Fontana, CA has a cost of living index of 142, 1.0x Grand Terrace.
| City | Population | Cost Of Living | Vs. Grand Terrace |
|---|---|---|---|
| Riverside, CA | 319,069 | 138 | 1.0x |
| San Bernardino, CA | 222,724 | 125 | 0.9x |
| Fontana, CA | 214,169 | 142 | 1.0x |
| Rancho Cucamonga, CA | 175,411 | 159 | 1.2x |
| Corona, CA | 159,670 | 152 | 1.1x |
| Jurupa Valley, CA | 107,011 | 139 | 1.0x |
| Rialto, CA | 104,143 | 133 | 1.0x |
| Redlands, CA | 73,375 | 145 | 1.1x |
| Eastvale, CA | 70,633 | 174 | 1.3x |
| Colton, CA | 53,772 | 125 | 0.9x |
