What is the cost of living in Lathrop, CA?
According to the most recent data on the cost of living, Lathrop has an overall cost of living index of 141, which is 1.4x higher than the national index of 100.
Compared to California, Lathrop has a cost of living index that's 1.0x lower than California's index of 142.
The standard of living in Lathrop ranks as #245 most affordable out of the 634 places we measured in California. By definition, that implies Lathrop ranks as the #389 most expensive place in the Golden State.
For more reading on life in Lathrop, check out:
Lathrop Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Lathrop. Here is how it fares on each of the criteria:
The Services index in Lathrop is 108.
The Groceries index in Lathrop is 118.
The Health index in Lathrop is 203.
The Housing index in Lathrop is 118.
The Transportation index in Lathrop is 119.
The Utilities index in Lathrop is 121.
| Living Expense | Lathrop | California | National Average |
|---|---|---|---|
| Overall | 141 | 142 | 100 |
| Services | 108 | 110 | 100 |
| Groceries | 118 | 118 | 100 |
| Health | 203 | 197 | 100 |
| Housing | 118 | 120 | 100 |
| Transportation | 119 | 121 | 100 |
| Utilities | 121 | 121 | 100 |
Lathrop Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Lathrop Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Lathrop, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Lathrop is $646,011.
The Median Rent in Lathrop is $2,570.
The Median Income in Lathrop is $126,421.
The Home Value To Income in Lathrop is 5.1x.
The Rent To Monthly Income in Lathrop is 0.24x.
| Statistic | Lathrop | California | United States |
|---|---|---|---|
| Median Home Value | $646,011 | $774,581 | $332,700 |
| Median Rent | $2,570 | $2,036 | $1,413 |
| Median Income | $126,421 | $99,122 | $80,734 |
| Home Value To Income | 5.1x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.24x | 0.25x | 0.21x |
Lathrop, CA Costs By Category
Detailed Lathrop Services costs vs. California
| Item | Lathrop | California |
|---|---|---|
| Shampoo | $1.5 | $1.28 |
| Movie | $13.61 | $12.13 |
| Bowling | $22.34 | $18 |
| Haircut | $23.42 | $24.26 |
| Beauty Salon | $49.62 | $45.56 |
Detailed Lathrop Groceries costs vs. California
| Item | Lathrop | California |
|---|---|---|
| Ground Beef | $6.24 | $5.84 |
| Fried Chicken | $2.1 | $1.57 |
| Milk | $4.83 | $4.67 |
| Potatoes | $4.43 | $4.93 |
| Pizza | $16.78 | $12.09 |
| Beer | $10.08 | $10.41 |
| Toothpaste | $3.64 | $3.7 |
Detailed Lathrop Health costs vs. California
| Item | Lathrop | California |
|---|---|---|
| Optometrist | $138.22 | $125.68 |
| Doctor | $134.39 | $135.78 |
| Dentist | $117.52 | $113.29 |
Detailed Lathrop Transportation costs vs. California
| Item | Lathrop | California |
|---|---|---|
| Gasoline | $4.21 | $3.46 |
| Tire Balancing | $73.1 | $59.92 |
Detailed Lathrop Utilities costs vs. California
| Item | Lathrop | California |
|---|---|---|
| All Electricity | $327.22 | $193.99 |
| Phone | $189.16 | $192.25 |
Lathrop SnackAbility
Cost Of Living In Cities Around Lathrop
The cost of living varies in the cities and towns around Lathrop. Here's a quick look at the cost of living in the most populous nearby places:
Stockton, CA has a cost of living index of 126, 0.9x Lathrop.
Tracy, CA has a cost of living index of 153, 1.1x Lathrop.
Manteca, CA has a cost of living index of 144, 1.0x Lathrop.
| City | Population | Cost Of Living | Vs. Lathrop |
|---|---|---|---|
| Stockton, CA | 322,326 | 126 | 0.9x |
| Tracy, CA | 96,966 | 153 | 1.1x |
| Manteca, CA | 89,043 | 144 | 1.0x |
| Lincoln, CA | 52,956 | 155 | 1.1x |
| Mountain House, CA | 25,513 | 182 | 1.3x |
| Ripon, CA | 16,201 | 152 | 1.1x |
| Discovery Bay, CA | 14,911 | 180 | 1.3x |
| Salida, CA | 13,900 | 136 | 1.0x |
| Garden Acres, CA | 10,667 | 117 | 0.8x |
| Country Club, CA | 10,161 | 125 | 0.9x |








