What is the cost of living in Discovery Bay, CA?
According to the most recent data on the cost of living, Discovery Bay has an overall cost of living index of 180, which is 1.8x higher than the national index of 100.
Compared to California, Discovery Bay has a cost of living index that's 1.3x higher than California's index of 142.
The standard of living in Discovery Bay ranks as #469 most affordable out of the 634 places we measured in California. By definition, that implies Discovery Bay ranks as the #165 most expensive place in the Golden State.
For more reading on life in Discovery Bay, check out:
Discovery Bay Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Discovery Bay. Here is how it fares on each of the criteria:
The Services index in Discovery Bay is 112.
The Groceries index in Discovery Bay is 113.
The Health index in Discovery Bay is 329.
The Housing index in Discovery Bay is 118.
The Transportation index in Discovery Bay is 118.
The Utilities index in Discovery Bay is 117.
| Living Expense | Discovery Bay | California | National Average |
|---|---|---|---|
| Overall | 180 | 142 | 100 |
| Services | 112 | 110 | 100 |
| Groceries | 113 | 118 | 100 |
| Health | 329 | 197 | 100 |
| Housing | 118 | 120 | 100 |
| Transportation | 118 | 121 | 100 |
| Utilities | 117 | 121 | 100 |
Discovery Bay Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Discovery Bay Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Discovery Bay, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Discovery Bay is $796,173.
The Median Rent in Discovery Bay is $3,029.
The Median Income in Discovery Bay is $147,117.
The Home Value To Income in Discovery Bay is 5.4x.
The Rent To Monthly Income in Discovery Bay is 0.25x.
| Statistic | Discovery Bay | California | United States |
|---|---|---|---|
| Median Home Value | $796,173 | $774,581 | $332,700 |
| Median Rent | $3,029 | $2,036 | $1,413 |
| Median Income | $147,117 | $99,122 | $80,734 |
| Home Value To Income | 5.4x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.25x | 0.25x | 0.21x |
Discovery Bay, CA Costs By Category
Detailed Discovery Bay Services costs vs. California
| Item | Discovery Bay | California |
|---|---|---|
| Shampoo | $1.5 | $1.28 |
| Movie | $13.61 | $12.13 |
| Bowling | $22.34 | $18 |
| Haircut | $23.42 | $24.26 |
| Beauty Salon | $49.62 | $45.56 |
Detailed Discovery Bay Groceries costs vs. California
| Item | Discovery Bay | California |
|---|---|---|
| Ground Beef | $6.24 | $5.84 |
| Fried Chicken | $2.1 | $1.57 |
| Milk | $4.83 | $4.67 |
| Potatoes | $4.43 | $4.93 |
| Pizza | $16.78 | $12.09 |
| Beer | $10.08 | $10.41 |
| Toothpaste | $3.64 | $3.7 |
Detailed Discovery Bay Health costs vs. California
| Item | Discovery Bay | California |
|---|---|---|
| Optometrist | $138.22 | $125.68 |
| Doctor | $134.39 | $135.78 |
| Dentist | $117.52 | $113.29 |
Detailed Discovery Bay Transportation costs vs. California
| Item | Discovery Bay | California |
|---|---|---|
| Gasoline | $4.21 | $3.46 |
| Tire Balancing | $73.1 | $59.92 |
Detailed Discovery Bay Utilities costs vs. California
| Item | Discovery Bay | California |
|---|---|---|
| All Electricity | $327.22 | $193.99 |
| Phone | $189.16 | $192.25 |
Discovery Bay SnackAbility
Cost Of Living In Cities Around Discovery Bay
The cost of living varies in the cities and towns around Discovery Bay. Here's a quick look at the cost of living in the most populous nearby places:
Antioch, CA has a cost of living index of 149, 0.8x Discovery Bay.
Tracy, CA has a cost of living index of 153, 0.8x Discovery Bay.
Livermore, CA has a cost of living index of 199, 1.1x Discovery Bay.
| City | Population | Cost Of Living | Vs. Discovery Bay |
|---|---|---|---|
| Antioch, CA | 116,477 | 149 | 0.8x |
| Tracy, CA | 96,966 | 153 | 0.8x |
| Livermore, CA | 85,522 | 199 | 1.1x |
| Pittsburg, CA | 76,257 | 148 | 0.8x |
| Brentwood, CA | 65,208 | 174 | 1.0x |
| Lincoln, CA | 52,956 | 155 | 0.9x |
| Oakley, CA | 45,183 | 151 | 0.8x |
| Mountain House, CA | 25,513 | 182 | 1.0x |
| Clayton, CA | 10,937 | 202 | 1.1x |
| Country Club, CA | 10,161 | 125 | 0.7x |
