Ontario, CA Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Ontario, CA Summary

Cost of living in Ontario research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Ontario is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in California, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Ontario is 137, with 100 being the average.

  • The cost of living index in Ontario is 1.4x higher than the national average.

  • Ontario ranks as the #229 cheapest in California out of 634.

  • Ontario ranks as the #5,293 cheapest out of 6,489 in the US.

  • The median home value in Ontario is $663,965.

  • The median income in Ontario is $82,806.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
137
Ontario's Overall Cost Of Living
1.4x
Higher Than The National Average

What is the cost of living in Ontario, CA?

According to the most recent data on the cost of living, Ontario has an overall cost of living index of 137, which is 1.4x higher than the national index of 100.

Compared to California, Ontario has a cost of living index that's 1.0x lower than California's index of 141.

The standard of living in Ontario ranks as #229 most affordable out of the 634 places we measured in California. By definition, that implies Ontario ranks as the #405 most expensive place in the Golden State.

For more reading on life in Ontario, check out:

229 out of 634
In California
5,293 out of 6,489
In America

Ontario Cost Of Living Vs. California

Six factors go into calculating the cost of living index in Ontario. Here is how it fairs on each of the criteria:

  • The Services index in Ontario is 110.

  • The Groceries index in Ontario is 115.

  • The Health index in Ontario is 98.

  • The Housing index in Ontario is 205.

  • The Transportation index in Ontario is 125.

  • The Utilities index in Ontario is 92.

Living Expense Ontario California National Average
Overall 137 141 100
Services 110 110 100
Groceries 115 112 100
Health 98 110 100
Housing 205 195 100
Transportation 125 125 100
Utilities 92 128 100
For more reading on cost of living around California, check out:
Ontario Cost of Living Vs. CA

Ontario, CA Housing Cost Breakdown

Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Ontario is $663,965.

  • The Median Rent in Ontario is $1,916.

  • The Median Income in Ontario is $82,806.

  • The Home Value To Income in Ontario is 8.0x.

  • The Rent To Monthly Income in Ontario is 0.28x.

Statistic Ontario California United States
Median Home Value $663,965 $763,287 $303,400
Median Rent $1,916 $1,956 $1,348
Median Income $82,806 $96,334 $78,538
Home Value To Income 8.0x 7.9x 3.9x
Rent To Monthly Income 0.28x 0.24x 0.21x
$663,965
Median Home Value
$1,916
Median Rent
$82,806
Median Income

Ontario, CA Costs By Category

Detailed Ontario Services Costs Vs. California

Item Ontario California
Shampoo $1.34 $1.28
Movie $11.04 $12.13
Bowling $21.11 $18
Haircut $27.27 $24.26
Beauty Salon $41.78 $45.56

Detailed Ontario Groceries Costs Vs. California

Item Ontario California
Ground Beef $5.89 $5.84
Fried Chicken $3.49 $1.57
Milk $4.92 $4.67
Potatoes $4.92 $4.93
Pizza $15.31 $12.09
Beer $10.26 $10.41
Toothpaste $3.61 $3.7

Detailed Ontario Health Costs Vs. California

Item Ontario California
Optometrist $112.92 $125.68
Doctor $95.5 $135.78
Dentist $117.28 $113.29

Detailed Ontario Transportation Costs Vs. California

Item Ontario California
Gasoline $4.75 $3.46
Tire Balancing $61.38 $59.92

Detailed Ontario Utilities Costs Vs. California

Item Ontario California
All Electricity $378.97 $193.99
Phone $180.31 $192.25

Ontario SnackAbility

6
/10
Overall SnackAbility
Jobs
7/10
Housing
9
Affordability
3
Diversity
8.5
Safety
5
Amenities
9.5
Education
5
Commute
4

Cost Of Living In Cities Around Ontario

The cost of living varies in the cities and towns around Ontario. Here's a quick look at the cost of living in the most populous nearby places:

  • Rancho Cucamonga, CA has a cost of living index of 154, 1.1x Ontario.

  • Pomona, CA has a cost of living index of 139, 1.0x Ontario.

  • Jurupa Valley, CA has a cost of living index of 133, 1.0x Ontario.

City Population Cost Of Living Vs. Ontario
Rancho Cucamonga, CA 174,693 154 1.1x
Pomona, CA 148,391 139 1.0x
Jurupa Valley, CA 106,244 133 1.0x
Chino, CA 91,775 147 1.1x
Upland, CA 78,940 157 1.1x
Eastvale, CA 70,179 168 1.2x
Yorba Linda, CA 67,407 200 1.5x
Diamond Bar, CA 53,750 174 1.3x
Placentia, CA 52,384 169 1.2x
Montclair, CA 37,809 138 1.0x

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