What is the cost of living in Thousand Oaks, CA?
According to the most recent data on the cost of living, Thousand Oaks has an overall cost of living index of 190, which is 1.9x higher than the national index of 100.
Compared to California, Thousand Oaks has a cost of living index that's 1.3x higher than California's index of 142.
The standard of living in Thousand Oaks ranks as #495 most affordable out of the 634 places we measured in California. By definition, that implies Thousand Oaks ranks as the #139 most expensive place in the Golden State.
For more reading on life in Thousand Oaks, check out:
Thousand Oaks Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Thousand Oaks. Here is how it fares on each of the criteria:
The Services index in Thousand Oaks is 112.
The Groceries index in Thousand Oaks is 118.
The Health index in Thousand Oaks is 356.
The Housing index in Thousand Oaks is 124.
The Transportation index in Thousand Oaks is 120.
The Utilities index in Thousand Oaks is 124.
| Living Expense | Thousand Oaks | California | National Average |
|---|---|---|---|
| Overall | 190 | 142 | 100 |
| Services | 112 | 110 | 100 |
| Groceries | 118 | 118 | 100 |
| Health | 356 | 197 | 100 |
| Housing | 124 | 120 | 100 |
| Transportation | 120 | 121 | 100 |
| Utilities | 124 | 121 | 100 |
Thousand Oaks Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Thousand Oaks Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Thousand Oaks, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Thousand Oaks is $1,049,633.
The Median Rent in Thousand Oaks is $2,664.
The Median Income in Thousand Oaks is $135,603.
The Home Value To Income in Thousand Oaks is 7.7x.
The Rent To Monthly Income in Thousand Oaks is 0.24x.
| Statistic | Thousand Oaks | California | United States |
|---|---|---|---|
| Median Home Value | $1,049,633 | $774,581 | $332,700 |
| Median Rent | $2,664 | $2,036 | $1,413 |
| Median Income | $135,603 | $99,122 | $80,734 |
| Home Value To Income | 7.7x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.24x | 0.25x | 0.21x |
Thousand Oaks, CA Costs By Category
Detailed Thousand Oaks Services costs vs. California
| Item | Thousand Oaks | California |
|---|---|---|
| Shampoo | $1.41 | $1.28 |
| Movie | $13.46 | $12.13 |
| Bowling | $19.07 | $18 |
| Haircut | $24.67 | $24.26 |
| Beauty Salon | $49.33 | $45.56 |
Detailed Thousand Oaks Groceries costs vs. California
| Item | Thousand Oaks | California |
|---|---|---|
| Ground Beef | $6.26 | $5.84 |
| Fried Chicken | $2.08 | $1.57 |
| Milk | $4.76 | $4.67 |
| Potatoes | $4.94 | $4.93 |
| Pizza | $16.13 | $12.09 |
| Beer | $9.6 | $10.41 |
| Toothpaste | $3.76 | $3.7 |
Detailed Thousand Oaks Health costs vs. California
| Item | Thousand Oaks | California |
|---|---|---|
| Optometrist | $129.09 | $125.68 |
| Doctor | $119.86 | $135.78 |
| Dentist | $108.07 | $113.29 |
Detailed Thousand Oaks Transportation costs vs. California
| Item | Thousand Oaks | California |
|---|---|---|
| Gasoline | $4.47 | $3.46 |
| Tire Balancing | $58.33 | $59.92 |
Detailed Thousand Oaks Utilities costs vs. California
| Item | Thousand Oaks | California |
|---|---|---|
| All Electricity | $326.49 | $193.99 |
| Phone | $182.78 | $192.25 |
Thousand Oaks SnackAbility
Cost Of Living In Cities Around Thousand Oaks
The cost of living varies in the cities and towns around Thousand Oaks. Here's a quick look at the cost of living in the most populous nearby places:
Oxnard, CA has a cost of living index of 152, 0.8x Thousand Oaks.
Simi Valley, CA has a cost of living index of 177, 0.9x Thousand Oaks.
Camarillo, CA has a cost of living index of 172, 0.9x Thousand Oaks.
| City | Population | Cost Of Living | Vs. Thousand Oaks |
|---|---|---|---|
| Oxnard, CA | 200,928 | 152 | 0.8x |
| Simi Valley, CA | 125,634 | 177 | 0.9x |
| Camarillo, CA | 70,186 | 172 | 0.9x |
| Moorpark, CA | 35,854 | 177 | 0.9x |
| Calabasas, CA | 22,669 | 240 | 1.3x |
| Port Hueneme, CA | 21,582 | 147 | 0.8x |
| Agoura Hills, CA | 19,721 | 203 | 1.1x |
| Fillmore, CA | 16,816 | 147 | 0.8x |
| Oak Park, CA | 13,757 | 200 | 1.1x |
| El Rio, CA | 6,368 | 156 | 0.8x |
