San Carlos, CA Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In San Carlos, CA Summary

Cost of living in San Carlos research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means San Carlos is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in California, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in San Carlos is 311, with 100 being the average.

  • The cost of living index in San Carlos is 3.1x higher than the national average.

  • San Carlos ranks as the #612 cheapest in California out of 634.

  • San Carlos ranks as the #6,466 cheapest out of 6,489 in the US.

  • The median home value in San Carlos is $2,309,778.

  • The median income in San Carlos is $233,333.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
311
San Carlos's Overall Cost Of Living
3.1x
Higher Than The National Average

What is the cost of living in San Carlos, CA?

According to the most recent data on the cost of living, San Carlos has an overall cost of living index of 311, which is 3.1x higher than the national index of 100.

Compared to California, San Carlos has a cost of living index that's 2.2x higher than California's index of 141.

The standard of living in San Carlos ranks as #612 most affordable out of the 634 places we measured in California. By definition, that implies San Carlos ranks as the #22 most expensive place in the Golden State.

For more reading on life in San Carlos, check out:

612 out of 634
In California
6,466 out of 6,489
In America

San Carlos Cost Of Living Vs. California

Six factors go into calculating the cost of living index in San Carlos. Here is how it fairs on each of the criteria:

  • The Services index in San Carlos is 122.

  • The Groceries index in San Carlos is 124.

  • The Health index in San Carlos is 126.

  • The Housing index in San Carlos is 741.

  • The Transportation index in San Carlos is 132.

  • The Utilities index in San Carlos is 135.

Living Expense San Carlos California National Average
Overall 311 141 100
Services 122 110 100
Groceries 124 112 100
Health 126 110 100
Housing 741 195 100
Transportation 132 125 100
Utilities 135 128 100
For more reading on cost of living around California, check out:
San Carlos Cost of Living Vs. CA

San Carlos, CA Housing Cost Breakdown

Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in San Carlos is $2,309,778.

  • The Median Rent in San Carlos is $2,802.

  • The Median Income in San Carlos is $233,333.

  • The Home Value To Income in San Carlos is 9.9x.

  • The Rent To Monthly Income in San Carlos is 0.14x.

Statistic San Carlos California United States
Median Home Value $2,309,778 $763,287 $303,400
Median Rent $2,802 $1,956 $1,348
Median Income $233,333 $96,334 $78,538
Home Value To Income 9.9x 7.9x 3.9x
Rent To Monthly Income 0.14x 0.24x 0.21x
$2,309,778
Median Home Value
$2,802
Median Rent
$233,333
Median Income

San Carlos, CA Costs By Category

Detailed San Carlos Services Costs Vs. California

Item San Carlos California
Shampoo $1.65 $1.28
Movie $16.02 $12.13
Bowling $24.01 $18
Haircut $28.38 $24.26
Beauty Salon $85.43 $45.56

Detailed San Carlos Groceries Costs Vs. California

Item San Carlos California
Ground Beef $6.23 $5.84
Fried Chicken $2.11 $1.57
Milk $5.18 $4.67
Potatoes $4.98 $4.93
Pizza $15.74 $12.09
Beer $11.21 $10.41
Toothpaste $4.09 $3.7

Detailed San Carlos Health Costs Vs. California

Item San Carlos California
Optometrist $159.79 $125.68
Doctor $174.45 $135.78
Dentist $155.36 $113.29

Detailed San Carlos Transportation Costs Vs. California

Item San Carlos California
Gasoline $4.63 $3.46
Tire Balancing $75.33 $59.92

Detailed San Carlos Utilities Costs Vs. California

Item San Carlos California
All Electricity $298.77 $193.99
Phone $203.63 $192.25

San Carlos SnackAbility

7.5
/10
Overall SnackAbility
Jobs
8.5/10
Housing
10
Affordability
6
Diversity
8.5
Safety
N/A
Amenities
9.5
Education
9.5
Commute
5

Cost Of Living In Cities Around San Carlos

The cost of living varies in the cities and towns around San Carlos. Here's a quick look at the cost of living in the most populous nearby places:

  • Sunnyvale, CA has a cost of living index of 266, 0.9x San Carlos.

  • San Mateo, CA has a cost of living index of 248, 0.8x San Carlos.

  • Cupertino, CA has a cost of living index of 326, 1.0x San Carlos.

City Population Cost Of Living Vs. San Carlos
Sunnyvale, CA 153,455 266 0.9x
San Mateo, CA 103,555 248 0.8x
Cupertino, CA 58,886 326 1.0x
San Bruno, CA 42,612 220 0.7x
Menlo Park, CA 32,775 334 1.1x
Los Altos, CA 30,736 339 1.1x
San Lorenzo, CA 29,453 170 0.5x
Belmont, CA 27,505 294 0.9x
Millbrae, CA 22,589 289 0.9x
North Fair Oaks, CA 13,327 214 0.7x

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