Santa Maria, CA Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Santa Maria, CA Summary

Cost of living in Santa Maria research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Santa Maria is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in California, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Santa Maria is 136, with 100 being the average.

  • The cost of living index in Santa Maria is 1.4x higher than the national average.

  • Santa Maria ranks as the #221 cheapest in California out of 634.

  • Santa Maria ranks as the #5,256 cheapest out of 6,489 in the US.

  • The median home value in Santa Maria is $631,565.

  • The median income in Santa Maria is $84,617.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
136
Santa Maria's Overall Cost Of Living
1.4x
Higher Than The National Average

What is the cost of living in Santa Maria, CA?

According to the most recent data on the cost of living, Santa Maria has an overall cost of living index of 136, which is 1.4x higher than the national index of 100.

Compared to California, Santa Maria has a cost of living index that's 1.0x lower than California's index of 141.

The standard of living in Santa Maria ranks as #221 most affordable out of the 634 places we measured in California. By definition, that implies Santa Maria ranks as the #413 most expensive place in the Golden State.

For more reading on life in Santa Maria, check out:

221 out of 634
In California
5,256 out of 6,489
In America

Santa Maria Cost Of Living Vs. California

Six factors go into calculating the cost of living index in Santa Maria. Here is how it fairs on each of the criteria:

  • The Services index in Santa Maria is 103.

  • The Groceries index in Santa Maria is 109.

  • The Health index in Santa Maria is 93.

  • The Housing index in Santa Maria is 184.

  • The Transportation index in Santa Maria is 128.

  • The Utilities index in Santa Maria is 158.

Living Expense Santa Maria California National Average
Overall 136 141 100
Services 103 110 100
Groceries 109 112 100
Health 93 110 100
Housing 184 195 100
Transportation 128 125 100
Utilities 158 128 100
For more reading on cost of living around California, check out:
Santa Maria Cost of Living Vs. CA

Santa Maria, CA Housing Cost Breakdown

Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Santa Maria is $631,565.

  • The Median Rent in Santa Maria is $1,842.

  • The Median Income in Santa Maria is $84,617.

  • The Home Value To Income in Santa Maria is 7.5x.

  • The Rent To Monthly Income in Santa Maria is 0.26x.

Statistic Santa Maria California United States
Median Home Value $631,565 $763,287 $303,400
Median Rent $1,842 $1,956 $1,348
Median Income $84,617 $96,334 $78,538
Home Value To Income 7.5x 7.9x 3.9x
Rent To Monthly Income 0.26x 0.24x 0.21x
$631,565
Median Home Value
$1,842
Median Rent
$84,617
Median Income

Santa Maria, CA Costs By Category

Detailed Santa Maria Services Costs Vs. California

Item Santa Maria California
Shampoo $1.48 $1.28
Movie $18.12 $12.13
Bowling $22.67 $18
Haircut $26.25 $24.26
Beauty Salon $89.33 $45.56

Detailed Santa Maria Groceries Costs Vs. California

Item Santa Maria California
Ground Beef $5.77 $5.84
Fried Chicken $2.63 $1.57
Milk $4.91 $4.67
Potatoes $4.9 $4.93
Pizza $13.49 $12.09
Beer $11.13 $10.41
Toothpaste $3.75 $3.7

Detailed Santa Maria Health Costs Vs. California

Item Santa Maria California
Optometrist $142.2 $125.68
Doctor $131.33 $135.78
Dentist $131.5 $113.29

Detailed Santa Maria Transportation Costs Vs. California

Item Santa Maria California
Gasoline $4.62 $3.46
Tire Balancing $61.0 $59.92

Detailed Santa Maria Utilities Costs Vs. California

Item Santa Maria California
All Electricity $231.4 $193.99
Phone $193.81 $192.25

Santa Maria SnackAbility

6
/10
Overall SnackAbility
Jobs
8/10
Housing
9
Affordability
4
Diversity
8
Safety
4
Amenities
9.5
Education
3
Commute
8

Cost Of Living In Cities Around Santa Maria

The cost of living varies in the cities and towns around Santa Maria. Here's a quick look at the cost of living in the most populous nearby places:

  • Lompoc, CA has a cost of living index of 131, 1.0x Santa Maria.

  • Orcutt, CA has a cost of living index of 149, 1.1x Santa Maria.

  • Arroyo Grande, CA has a cost of living index of 167, 1.2x Santa Maria.

City Population Cost Of Living Vs. Santa Maria
Lompoc, CA 43,819 131 1.0x
Orcutt, CA 31,284 149 1.1x
Arroyo Grande, CA 18,412 167 1.2x
Nipomo, CA 17,266 162 1.2x
Grover Beach, CA 12,687 157 1.2x
Guadalupe, CA 8,422 129 0.9x
Oceano, CA 7,098 138 1.0x

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