What is the cost of living in Atlantic Beach, FL?
According to the most recent data on the cost of living, Atlantic Beach has an overall cost of living index of 136, which is 1.4x higher than the national index of 100.
Compared to Florida, Atlantic Beach has a cost of living index that's 1.3x higher than Florida's index of 104.
The standard of living in Atlantic Beach ranks as #418 most affordable out of the 462 places we measured in Florida. By definition, that implies Atlantic Beach ranks as the #44 most expensive place in the Sunshine State.
For more reading on life in Atlantic Beach, check out:
Atlantic Beach Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Atlantic Beach. Here is how it fares on each of the criteria:
The Services index in Atlantic Beach is 105.
The Groceries index in Atlantic Beach is 109.
The Health index in Atlantic Beach is 201.
The Housing index in Atlantic Beach is 109.
The Transportation index in Atlantic Beach is 118.
The Utilities index in Atlantic Beach is 112.
| Living Expense | Atlantic Beach | Florida | National Average |
|---|---|---|---|
| Overall | 136 | 104 | 100 |
| Services | 105 | 101 | 100 |
| Groceries | 109 | 105 | 100 |
| Health | 201 | 99 | 100 |
| Housing | 109 | 104 | 100 |
| Transportation | 118 | 109 | 100 |
| Utilities | 112 | 105 | 100 |
Atlantic Beach Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Atlantic Beach Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Atlantic Beach, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Atlantic Beach is $704,116.
The Median Rent in Atlantic Beach is $2,159.
The Median Income in Atlantic Beach is $118,935.
The Home Value To Income in Atlantic Beach is 5.9x.
The Rent To Monthly Income in Atlantic Beach is 0.22x.
| Statistic | Atlantic Beach | Florida | United States |
|---|---|---|---|
| Median Home Value | $704,116 | $375,661 | $332,700 |
| Median Rent | $2,159 | $1,669 | $1,413 |
| Median Income | $118,935 | $74,568 | $80,734 |
| Home Value To Income | 5.9x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.22x | 0.27x | 0.21x |
Atlantic Beach, FL Costs By Category
Detailed Atlantic Beach Services costs vs. Florida
| Item | Atlantic Beach | Florida |
|---|---|---|
| Shampoo | $1.43 | $1.28 |
| Movie | $12.86 | $12.13 |
| Bowling | $20.93 | $18 |
| Haircut | $20.91 | $24.26 |
| Beauty Salon | $70.33 | $45.56 |
Detailed Atlantic Beach Groceries costs vs. Florida
| Item | Atlantic Beach | Florida |
|---|---|---|
| Ground Beef | $5.34 | $5.84 |
| Fried Chicken | $1.47 | $1.57 |
| Milk | $4.57 | $4.67 |
| Potatoes | $5.44 | $4.93 |
| Pizza | $10.39 | $12.09 |
| Beer | $11.31 | $10.41 |
| Toothpaste | $3.69 | $3.7 |
Detailed Atlantic Beach Health costs vs. Florida
| Item | Atlantic Beach | Florida |
|---|---|---|
| Optometrist | $86.6 | $125.68 |
| Doctor | $100.93 | $135.78 |
| Dentist | $102.03 | $113.29 |
Detailed Atlantic Beach Transportation costs vs. Florida
| Item | Atlantic Beach | Florida |
|---|---|---|
| Gasoline | $3.44 | $3.46 |
| Tire Balancing | $34.43 | $59.92 |
Detailed Atlantic Beach Utilities costs vs. Florida
| Item | Atlantic Beach | Florida |
|---|---|---|
| All Electricity | $193.67 | $193.99 |
| Phone | $194.82 | $192.25 |
Atlantic Beach SnackAbility
Cost Of Living In Cities Around Atlantic Beach
The cost of living varies in the cities and towns around Atlantic Beach. Here's a quick look at the cost of living in the most populous nearby places:
Jacksonville, FL has a cost of living index of 109, 0.8x Atlantic Beach.
Fruit Cove, FL has a cost of living index of 130, 1.0x Atlantic Beach.
Lakeside, FL has a cost of living index of 102, 0.8x Atlantic Beach.
| City | Population | Cost Of Living | Vs. Atlantic Beach |
|---|---|---|---|
| Jacksonville, FL | 977,670 | 109 | 0.8x |
| Fruit Cove, FL | 35,877 | 130 | 1.0x |
| Lakeside, FL | 32,105 | 102 | 0.8x |
| Oakleaf Plantation, FL | 32,070 | 115 | 0.8x |
| Fleming Island, FL | 29,766 | 117 | 0.9x |
| Nocatee, FL | 27,442 | 140 | 1.0x |
| Jacksonville Beach, FL | 23,654 | 133 | 1.0x |
| Palm Valley, FL | 19,796 | 139 | 1.0x |
| St. Marys, GA | 19,166 | 109 | 0.8x |
| Yulee, FL | 16,648 | 112 | 0.8x |
