What is the cost of living in Delray Beach, FL?
According to the most recent data on the cost of living, Delray Beach has an overall cost of living index of 120, which is 1.2x higher than the national index of 100.
Compared to Florida, Delray Beach has a cost of living index that's 1.2x higher than Florida's index of 104.
The standard of living in Delray Beach ranks as #335 most affordable out of the 462 places we measured in Florida. By definition, that implies Delray Beach ranks as the #127 most expensive place in the Sunshine State.
For more reading on life in Delray Beach, check out:
Delray Beach Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Delray Beach. Here is how it fares on each of the criteria:
The Services index in Delray Beach is 102.
The Groceries index in Delray Beach is 104.
The Health index in Delray Beach is 164.
The Housing index in Delray Beach is 104.
The Transportation index in Delray Beach is 113.
The Utilities index in Delray Beach is 101.
| Living Expense | Delray Beach | Florida | National Average |
|---|---|---|---|
| Overall | 120 | 104 | 100 |
| Services | 102 | 101 | 100 |
| Groceries | 104 | 105 | 100 |
| Health | 164 | 99 | 100 |
| Housing | 104 | 104 | 100 |
| Transportation | 113 | 109 | 100 |
| Utilities | 101 | 105 | 100 |
Delray Beach Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Delray Beach Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Delray Beach, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Delray Beach is $340,487.
The Median Rent in Delray Beach is $1,961.
The Median Income in Delray Beach is $82,041.
The Home Value To Income in Delray Beach is 4.2x.
The Rent To Monthly Income in Delray Beach is 0.29x.
| Statistic | Delray Beach | Florida | United States |
|---|---|---|---|
| Median Home Value | $340,487 | $375,661 | $332,700 |
| Median Rent | $1,961 | $1,669 | $1,413 |
| Median Income | $82,041 | $74,568 | $80,734 |
| Home Value To Income | 4.2x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.29x | 0.27x | 0.21x |
Delray Beach, FL Costs By Category
Detailed Delray Beach Services costs vs. Florida
| Item | Delray Beach | Florida |
|---|---|---|
| Shampoo | $1.49 | $1.28 |
| Movie | $13.42 | $12.13 |
| Bowling | $23.13 | $18 |
| Haircut | $22.18 | $24.26 |
| Beauty Salon | $73.78 | $45.56 |
Detailed Delray Beach Groceries costs vs. Florida
| Item | Delray Beach | Florida |
|---|---|---|
| Ground Beef | $5.79 | $5.84 |
| Fried Chicken | $1.4 | $1.57 |
| Milk | $4.58 | $4.67 |
| Potatoes | $5.27 | $4.93 |
| Pizza | $14.0 | $12.09 |
| Beer | $11.23 | $10.41 |
| Toothpaste | $3.5 | $3.7 |
Detailed Delray Beach Health costs vs. Florida
| Item | Delray Beach | Florida |
|---|---|---|
| Optometrist | $113.16 | $125.68 |
| Doctor | $114.67 | $135.78 |
| Dentist | $106.72 | $113.29 |
Detailed Delray Beach Transportation costs vs. Florida
| Item | Delray Beach | Florida |
|---|---|---|
| Gasoline | $3.43 | $3.46 |
| Tire Balancing | $63.46 | $59.92 |
Detailed Delray Beach Utilities costs vs. Florida
| Item | Delray Beach | Florida |
|---|---|---|
| All Electricity | $200.94 | $193.99 |
| Phone | $194.37 | $192.25 |
Delray Beach SnackAbility
Cost Of Living In Cities Around Delray Beach
The cost of living varies in the cities and towns around Delray Beach. Here's a quick look at the cost of living in the most populous nearby places:
Coral Springs, FL has a cost of living index of 131, 1.1x Delray Beach.
Boca Raton, FL has a cost of living index of 148, 1.2x Delray Beach.
Boynton Beach, FL has a cost of living index of 114, 0.9x Delray Beach.
| City | Population | Cost Of Living | Vs. Delray Beach |
|---|---|---|---|
| Coral Springs, FL | 136,103 | 131 | 1.1x |
| Boca Raton, FL | 100,234 | 148 | 1.2x |
| Boynton Beach, FL | 81,435 | 114 | 0.9x |
| Margate, FL | 59,198 | 110 | 0.9x |
| Coconut Creek, FL | 58,330 | 113 | 0.9x |
| North Lauderdale, FL | 45,234 | 109 | 0.9x |
| Oakland Park, FL | 44,682 | 114 | 0.9x |
| Greenacres, FL | 44,373 | 107 | 0.9x |
| Royal Palm Beach, FL | 40,344 | 119 | 1.0x |
| Parkland, FL | 37,178 | 172 | 1.4x |
