What is the cost of living in Freeport, FL?
According to the most recent data on the cost of living, Freeport has an overall cost of living index of 114, which is 1.1x higher than the national index of 100.
Compared to Florida, Freeport has a cost of living index that's 1.1x higher than Florida's index of 104.
The standard of living in Freeport ranks as #277 most affordable out of the 462 places we measured in Florida. By definition, that implies Freeport ranks as the #185 most expensive place in the Sunshine State.
For more reading on life in Freeport, check out:
Freeport Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Freeport. Here is how it fares on each of the criteria:
The Services index in Freeport is 99.
The Groceries index in Freeport is 104.
The Health index in Freeport is 137.
The Housing index in Freeport is 102.
The Transportation index in Freeport is 106.
The Utilities index in Freeport is 106.
| Living Expense | Freeport | Florida | National Average |
|---|---|---|---|
| Overall | 114 | 104 | 100 |
| Services | 99 | 101 | 100 |
| Groceries | 104 | 105 | 100 |
| Health | 137 | 99 | 100 |
| Housing | 102 | 104 | 100 |
| Transportation | 106 | 109 | 100 |
| Utilities | 106 | 105 | 100 |
Freeport Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Freeport Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Freeport, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Freeport is $390,448.
The Median Rent in Freeport is $1,859.
The Median Income in Freeport is $91,985.
The Home Value To Income in Freeport is 4.2x.
The Rent To Monthly Income in Freeport is 0.24x.
Freeport, FL Costs By Category
Detailed Freeport Services costs vs. Florida
Detailed Freeport Groceries costs vs. Florida
Detailed Freeport Health costs vs. Florida
Detailed Freeport Transportation costs vs. Florida
Freeport SnackAbility
Cost Of Living In Cities Around Freeport
The cost of living varies in the cities and towns around Freeport. Here's a quick look at the cost of living in the most populous nearby places:
Navarre, FL has a cost of living index of 116, 1.0x Freeport.
Crestview, FL has a cost of living index of 101, 0.9x Freeport.
Wright, FL has a cost of living index of 106, 0.9x Freeport.
| City | Population | Cost Of Living | Vs. Freeport |
|---|---|---|---|
| Navarre, FL | 39,838 | 116 | 1.0x |
| Crestview, FL | 28,773 | 101 | 0.9x |
| Wright, FL | 27,927 | 106 | 0.9x |
| Fort Walton Beach, FL | 21,025 | 107 | 0.9x |
| Lynn Haven, FL | 20,081 | 112 | 1.0x |
| Upper Grand Lagoon, FL | 17,232 | 111 | 1.0x |
| Niceville, FL | 16,544 | 114 | 1.0x |
| Destin, FL | 14,077 | 128 | 1.1x |
| Callaway, FL | 13,496 | 101 | 0.9x |
| Miramar Beach, FL | 8,902 | 133 | 1.2x |
