Indian Harbour Beach, FL Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Indian Harbour Beach, FL Summary

Cost of living in Indian Harbour Beach research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Indian Harbour Beach is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Indian Harbour Beach is 115, with 100 being the average.

  • The cost of living index in Indian Harbour Beach is 1.1x higher than the national average.

  • Indian Harbour Beach ranks as the #325 cheapest in Florida out of 459.

  • Indian Harbour Beach ranks as the #4,090 cheapest out of 6,489 in the US.

  • The median home value in Indian Harbour Beach is $455,921.

  • The median income in Indian Harbour Beach is $98,046.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
115
Indian Harbour Beach's Overall Cost Of Living
1.1x
Higher Than The National Average

What is the cost of living in Indian Harbour Beach, FL?

According to the most recent data on the cost of living, Indian Harbour Beach has an overall cost of living index of 115, which is 1.1x higher than the national index of 100.

Compared to Florida, Indian Harbour Beach has a cost of living index that's 1.2x higher than Florida's index of 97.

The standard of living in Indian Harbour Beach ranks as #325 most affordable out of the 459 places we measured in Florida. By definition, that implies Indian Harbour Beach ranks as the #134 most expensive place in the Sunshine State.

For more reading on life in Indian Harbour Beach, check out:

325 out of 459
In Florida
4,090 out of 6,489
In America

Indian Harbour Beach Cost Of Living Vs. Florida

Six factors go into calculating the cost of living index in Indian Harbour Beach. Here is how it fairs on each of the criteria:

  • The Services index in Indian Harbour Beach is 95.

  • The Groceries index in Indian Harbour Beach is 101.

  • The Health index in Indian Harbour Beach is 96.

  • The Housing index in Indian Harbour Beach is 153.

  • The Transportation index in Indian Harbour Beach is 100.

  • The Utilities index in Indian Harbour Beach is 108.

Living Expense Indian Harbour Beach Florida National Average
Overall 115 97 100
Services 95 96 100
Groceries 101 99 100
Health 96 98 100
Housing 153 96 100
Transportation 100 97 100
Utilities 108 95 100
For more reading on cost of living around Florida, check out:
Indian Harbour Beach Cost of Living Vs. FL

Indian Harbour Beach, FL Housing Cost Breakdown

Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Indian Harbour Beach is $455,921.

  • The Median Rent in Indian Harbour Beach is $1,674.

  • The Median Income in Indian Harbour Beach is $98,046.

  • The Home Value To Income in Indian Harbour Beach is 4.7x.

  • The Rent To Monthly Income in Indian Harbour Beach is 0.2x.

Statistic Indian Harbour Beach Florida United States
Median Home Value $455,921 $377,066 $303,400
Median Rent $1,674 $1,564 $1,348
Median Income $98,046 $71,711 $78,538
Home Value To Income 4.7x 5.3x 3.9x
Rent To Monthly Income 0.2x 0.26x 0.21x
$455,921
Median Home Value
$1,674
Median Rent
$98,046
Median Income

Indian Harbour Beach, FL Costs By Category

Detailed Indian Harbour Beach Services Costs Vs. Florida

Item Indian Harbour Beach Florida
Shampoo $1.32 $1.28
Movie $13.1 $12.13
Bowling $14.75 $18
Haircut $21.0 $24.26
Beauty Salon $56.83 $45.56

Detailed Indian Harbour Beach Groceries Costs Vs. Florida

Item Indian Harbour Beach Florida
Ground Beef $5.85 $5.84
Fried Chicken $1.45 $1.57
Milk $4.52 $4.67
Potatoes $5.38 $4.93
Pizza $12.62 $12.09
Beer $10.69 $10.41
Toothpaste $3.68 $3.7

Detailed Indian Harbour Beach Health Costs Vs. Florida

Item Indian Harbour Beach Florida
Optometrist $78.2 $125.68
Doctor $139.8 $135.78
Dentist $132.83 $113.29

Detailed Indian Harbour Beach Transportation Costs Vs. Florida

Item Indian Harbour Beach Florida
Gasoline $3.45 $3.46
Tire Balancing $54.85 $59.92

Detailed Indian Harbour Beach Utilities Costs Vs. Florida

Item Indian Harbour Beach Florida
All Electricity $144.67 $193.99
Phone $196.14 $192.25

Indian Harbour Beach SnackAbility

8.5
/10
Overall SnackAbility
Jobs
8/10
Housing
8.5
Affordability
6
Diversity
8
Safety
8
Amenities
8.5
Education
9
Commute
6

Cost Of Living In Cities Around Indian Harbour Beach

The cost of living varies in the cities and towns around Indian Harbour Beach. Here's a quick look at the cost of living in the most populous nearby places:

  • Palm Bay, FL has a cost of living index of 98, 0.9x Indian Harbour Beach.

  • Melbourne, FL has a cost of living index of 102, 0.9x Indian Harbour Beach.

  • Merritt Island, FL has a cost of living index of 114, 1.0x Indian Harbour Beach.

City Population Cost Of Living Vs. Indian Harbour Beach
Palm Bay, FL 125,273 98 0.9x
Melbourne, FL 85,718 102 0.9x
Merritt Island, FL 34,718 114 1.0x
Rockledge, FL 28,279 108 0.9x
West Melbourne, FL 27,643 110 1.0x
Cocoa, FL 19,330 91 0.8x
Viera East, FL 13,082 114 1.0x
Cocoa Beach, FL 11,341 116 1.0x
Satellite Beach, FL 11,250 118 1.0x
South Patrick Shores, FL 6,726 115 1.0x

Articles About Florida

Enjoy The Snack?