What is the cost of living in Indian Harbour Beach, FL?
According to the most recent data on the cost of living, Indian Harbour Beach has an overall cost of living index of 121, which is 1.2x higher than the national index of 100.
Compared to Florida, Indian Harbour Beach has a cost of living index that's 1.2x higher than Florida's index of 104.
The standard of living in Indian Harbour Beach ranks as #344 most affordable out of the 462 places we measured in Florida. By definition, that implies Indian Harbour Beach ranks as the #118 most expensive place in the Sunshine State.
For more reading on life in Indian Harbour Beach, check out:
Indian Harbour Beach Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Indian Harbour Beach. Here is how it fares on each of the criteria:
The Services index in Indian Harbour Beach is 104.
The Groceries index in Indian Harbour Beach is 107.
The Health index in Indian Harbour Beach is 158.
The Housing index in Indian Harbour Beach is 104.
The Transportation index in Indian Harbour Beach is 114.
The Utilities index in Indian Harbour Beach is 106.
| Living Expense | Indian Harbour Beach | Florida | National Average |
|---|---|---|---|
| Overall | 121 | 104 | 100 |
| Services | 104 | 101 | 100 |
| Groceries | 107 | 105 | 100 |
| Health | 158 | 99 | 100 |
| Housing | 104 | 104 | 100 |
| Transportation | 114 | 109 | 100 |
| Utilities | 106 | 105 | 100 |
Indian Harbour Beach Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Indian Harbour Beach Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Indian Harbour Beach, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Indian Harbour Beach is $457,548.
The Median Rent in Indian Harbour Beach is $1,827.
The Median Income in Indian Harbour Beach is $97,254.
The Home Value To Income in Indian Harbour Beach is 4.7x.
The Rent To Monthly Income in Indian Harbour Beach is 0.23x.
| Statistic | Indian Harbour Beach | Florida | United States |
|---|---|---|---|
| Median Home Value | $457,548 | $375,661 | $332,700 |
| Median Rent | $1,827 | $1,669 | $1,413 |
| Median Income | $97,254 | $74,568 | $80,734 |
| Home Value To Income | 4.7x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.23x | 0.27x | 0.21x |
Indian Harbour Beach, FL Costs By Category
Detailed Indian Harbour Beach Services costs vs. Florida
| Item | Indian Harbour Beach | Florida |
|---|---|---|
| Shampoo | $1.32 | $1.28 |
| Movie | $13.1 | $12.13 |
| Bowling | $14.75 | $18 |
| Haircut | $21.0 | $24.26 |
| Beauty Salon | $56.83 | $45.56 |
Detailed Indian Harbour Beach Groceries costs vs. Florida
| Item | Indian Harbour Beach | Florida |
|---|---|---|
| Ground Beef | $5.85 | $5.84 |
| Fried Chicken | $1.45 | $1.57 |
| Milk | $4.52 | $4.67 |
| Potatoes | $5.38 | $4.93 |
| Pizza | $12.62 | $12.09 |
| Beer | $10.69 | $10.41 |
| Toothpaste | $3.68 | $3.7 |
Detailed Indian Harbour Beach Health costs vs. Florida
| Item | Indian Harbour Beach | Florida |
|---|---|---|
| Optometrist | $78.2 | $125.68 |
| Doctor | $139.8 | $135.78 |
| Dentist | $132.83 | $113.29 |
Detailed Indian Harbour Beach Transportation costs vs. Florida
| Item | Indian Harbour Beach | Florida |
|---|---|---|
| Gasoline | $3.45 | $3.46 |
| Tire Balancing | $54.85 | $59.92 |
Detailed Indian Harbour Beach Utilities costs vs. Florida
| Item | Indian Harbour Beach | Florida |
|---|---|---|
| All Electricity | $144.67 | $193.99 |
| Phone | $196.14 | $192.25 |
Indian Harbour Beach SnackAbility
Cost Of Living In Cities Around Indian Harbour Beach
The cost of living varies in the cities and towns around Indian Harbour Beach. Here's a quick look at the cost of living in the most populous nearby places:
Palm Bay, FL has a cost of living index of 104, 0.9x Indian Harbour Beach.
Melbourne, FL has a cost of living index of 106, 0.9x Indian Harbour Beach.
Merritt Island, FL has a cost of living index of 116, 1.0x Indian Harbour Beach.
| City | Population | Cost Of Living | Vs. Indian Harbour Beach |
|---|---|---|---|
| Palm Bay, FL | 130,132 | 104 | 0.9x |
| Melbourne, FL | 86,576 | 106 | 0.9x |
| Merritt Island, FL | 34,992 | 116 | 1.0x |
| Rockledge, FL | 29,133 | 112 | 0.9x |
| West Melbourne, FL | 28,795 | 115 | 1.0x |
| Cocoa, FL | 19,554 | 97 | 0.8x |
| Viera East, FL | 12,570 | 117 | 1.0x |
| Cocoa Beach, FL | 11,377 | 121 | 1.0x |
| Satellite Beach, FL | 11,313 | 125 | 1.0x |
| South Patrick Shores, FL | 7,030 | 121 | 1.0x |
