Neptune Beach, FL Cost Of Living
Cost Of Living In Neptune Beach, FL Summary
Cost of living in Neptune Beach research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Neptune Beach is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Neptune Beach is 127, with 100 being the average.
The cost of living index in Neptune Beach is 1.3x higher than the national average.
Neptune Beach ranks as the #391 cheapest in Florida out of 459.
Neptune Beach ranks as the #4,833 cheapest out of 6,489 in the US.
The median home value in Neptune Beach is $746,071.
The median income in Neptune Beach is $111,025.
Table Of Contents
Neptune Beach's Overall Cost Of Living
Higher Than The National Average
What is the cost of living in Neptune Beach, FL?
According to the most recent data on the cost of living, Neptune Beach has an overall cost of living index of 127, which is 1.3x higher than the national index of 100.
Compared to Florida, Neptune Beach has a cost of living index that's 1.3x higher than Florida's index of 97.
The standard of living in Neptune Beach ranks as #391 most affordable out of the 459 places we measured in Florida. By definition, that implies Neptune Beach ranks as the #68 most expensive place in the Sunshine State.
For more reading on life in Neptune Beach, check out:
In Florida
In America
Neptune Beach Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Neptune Beach. Here is how it fairs on each of the criteria:
The Services index in Neptune Beach is 95.
The Groceries index in Neptune Beach is 100.
The Health index in Neptune Beach is 84.
The Housing index in Neptune Beach is 202.
The Transportation index in Neptune Beach is 86.
The Utilities index in Neptune Beach is 99.
| Living Expense | Neptune Beach | Florida | National Average | |
|---|---|---|---|---|
| Overall | 127 | 97 | 100 | |
| Services | 95 | 96 | 100 | |
| Groceries | 100 | 99 | 100 | |
| Health | 84 | 98 | 100 | |
| Housing | 202 | 96 | 100 | |
| Transportation | 86 | 97 | 100 | |
| Utilities | 99 | 95 | 100 | |
Neptune Beach, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Neptune Beach is $746,071.
The Median Rent in Neptune Beach is $1,481.
The Median Income in Neptune Beach is $111,025.
The Home Value To Income in Neptune Beach is 6.7x.
The Rent To Monthly Income in Neptune Beach is 0.16x.
| Statistic | Neptune Beach | Florida | United States |
|---|---|---|---|
| Median Home Value | $746,071 | $377,066 | $303,400 |
| Median Rent | $1,481 | $1,564 | $1,348 |
| Median Income | $111,025 | $71,711 | $78,538 |
| Home Value To Income | 6.7x | 5.3x | 3.9x |
| Rent To Monthly Income | 0.16x | 0.26x | 0.21x |
Median Home Value
Median Rent
Median Income
Neptune Beach, FL Costs By Category
Detailed Neptune Beach Services Costs Vs. Florida
| Item | Neptune Beach | Florida |
|---|---|---|
| Shampoo | $1.43 | $1.28 |
| Movie | $12.86 | $12.13 |
| Bowling | $20.93 | $18 |
| Haircut | $20.91 | $24.26 |
| Beauty Salon | $70.33 | $45.56 |
Detailed Neptune Beach Groceries Costs Vs. Florida
| Item | Neptune Beach | Florida |
|---|---|---|
| Ground Beef | $5.34 | $5.84 |
| Fried Chicken | $1.47 | $1.57 |
| Milk | $4.57 | $4.67 |
| Potatoes | $5.44 | $4.93 |
| Pizza | $10.39 | $12.09 |
| Beer | $11.31 | $10.41 |
| Toothpaste | $3.69 | $3.7 |
Detailed Neptune Beach Health Costs Vs. Florida
| Item | Neptune Beach | Florida |
|---|---|---|
| Optometrist | $86.6 | $125.68 |
| Doctor | $100.93 | $135.78 |
| Dentist | $102.03 | $113.29 |
Detailed Neptune Beach Transportation Costs Vs. Florida
| Item | Neptune Beach | Florida |
|---|---|---|
| Gasoline | $3.44 | $3.46 |
| Tire Balancing | $34.43 | $59.92 |
Detailed Neptune Beach Utilities Costs Vs. Florida
| Item | Neptune Beach | Florida |
|---|---|---|
| All Electricity | $193.67 | $193.99 |
| Phone | $194.82 | $192.25 |
Neptune Beach SnackAbility
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Cost Of Living In Cities Around Neptune Beach
The cost of living varies in the cities and towns around Neptune Beach. Here's a quick look at the cost of living in the most populous nearby places:
Jacksonville, FL has a cost of living index of 99, 0.8x Neptune Beach.
Fruit Cove, FL has a cost of living index of 123, 1.0x Neptune Beach.
Lakeside, FL has a cost of living index of 96, 0.8x Neptune Beach.
| City | Population | Cost Of Living | Vs. Neptune Beach |
|---|---|---|---|
| Jacksonville, FL | 961,739 | 99 | 0.8x |
| Fruit Cove, FL | 35,609 | 123 | 1.0x |
| Lakeside, FL | 31,548 | 96 | 0.8x |
| Oakleaf Plantation, FL | 30,737 | 110 | 0.9x |
| Fleming Island, FL | 29,351 | 110 | 0.9x |
| Nocatee, FL | 25,581 | 135 | 1.1x |
| Jacksonville Beach, FL | 23,601 | 125 | 1.0x |
| Palm Valley, FL | 19,775 | 137 | 1.1x |
| St. Marys, GA | 18,805 | 99 | 0.8x |
| Yulee, FL | 15,521 | 100 | 0.8x |
