Neptune Beach, FL Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2023-11-15

Cost Of Living In Neptune Beach, FL Summary

Cost of living in Neptune Beach research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Neptune Beach is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Neptune Beach is 116, with 100 being the average.

  • The cost of living index in Neptune Beach is 1.2x higher than the national average.

  • Neptune Beach ranks as the #390 cheapest in Florida out of 459.

  • Neptune Beach ranks as the #4,558 cheapest out of 6,412 in the US.

  • The median home value in Neptune Beach is $462,200.

  • The median income in Neptune Beach is $98,856.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
116
Neptune Beach's Overall Cost Of Living
1.2x
Higher Than The National Average

What is the cost of living in Neptune Beach, FL?

According to the most recent data on the cost of living, Neptune Beach has an overall cost of living index of 116, which is 1.2x higher than the national index of 100.

Compared to Florida, Neptune Beach has a cost of living index that's 1.1x higher than Florida's index of 101.

The standard of living in Neptune Beach ranks as #390 most affordable out of the 459 places we measured in Florida. By definition, that implies Neptune Beach ranks as the #69 most expensive place in the Sunshine State.

For more reading on life in Neptune Beach, check out:

390 out of 459
In Florida
4,558 out of 6,412
In America

Neptune Beach Cost Of Living Vs. Florida

Six factors go into calculating the cost of living index in Neptune Beach. Here is how it fairs on each of the criteria:

  • The Services index in Neptune Beach is 94.

  • The Groceries index in Neptune Beach is 101.

  • The Health index in Neptune Beach is 83.

  • The Housing index in Neptune Beach is 164.

  • The Transportation index in Neptune Beach is 85.

  • The Utilities index in Neptune Beach is 96.

Living Expense Neptune Beach Florida National Average
Overall 116 101 100
Services 94 98 100
Groceries 101 101 100
Health 83 96 100
Housing 164 108 100
Transportation 85 98 100
Utilities 96 100 100
For more reading on cost of living around Florida, check out:
Neptune Beach Cost of Living Vs. FL

Neptune Beach, FL Housing Cost Breakdown

Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:

  • The Median Home Value in Neptune Beach is $462,200.

  • The Median Rent in Neptune Beach is $1,365.

  • The Median Income in Neptune Beach is $98,856.

  • The Home Value To Income in Neptune Beach is 4.7x.

  • The Rent To Monthly Income in Neptune Beach is 0.17x.

Statistic Neptune Beach Florida United States
Median Home Value $462,200 $248,700 $244,900
Median Rent $1,365 $1,301 $1,163
Median Income $98,856 $61,777 $69,021
Home Value To Income 4.7x 4.0x 3.5x
Rent To Monthly Income 0.17x 0.25x 0.2x
Search Homes For Sale In Neptune Beach, FL
$462,200
Median Home Value
$1,365
Median Rent
$98,856
Median Income

Neptune Beach, FL Costs By Category

Detailed Neptune Beach Services Costs Vs. Florida

Item Neptune Beach Florida
Shampoo $0.98 $1.06
Movie $11.98 $10.68
Bowling $13.83 $14.67
Haircut $16.13 $18.62
Beauty Salon $56.67 $39.05

Detailed Neptune Beach Groceries Costs Vs. Florida

Item Neptune Beach Florida
Ground Beef $4.56 $4.22
Fried Chicken $1.49 $1.39
Milk $2.21 $2.05
Potatoes $4.15 $3.29
Pizza $9.39 $10.62
Beer $9.99 $9.38
Toothpaste $2.24 $2.34

Detailed Neptune Beach Health Costs Vs. Florida

Item Neptune Beach Florida
Optometrist $70.67 $108.57
Doctor $77.42 $116.17
Dentist $94.87 $99.13

Detailed Neptune Beach Transportation Costs Vs. Florida

Item Neptune Beach Florida
Gasoline $2.2 $2.22
Tire Balancing $29.15 $50.07

Detailed Neptune Beach Utilities Costs Vs. Florida

Item Neptune Beach Florida
All Electricity $158.65 $167.67
Phone $188.32 $175.64

Neptune Beach SnackAbility

9
/10
Overall SnackAbility
Jobs
9/10
Housing
9
Affordability
7
Diversity
6
Safety
6
Amenities
8.5
Education
9
Commute
7

Cost Of Living In Cities Around Neptune Beach

The cost of living varies in the cities and towns around Neptune Beach. Here's a quick look at the cost of living in the most populous nearby places:

  • Jacksonville, FL has a cost of living index of 92, 0.8x Neptune Beach.

  • Fruit Cove, FL has a cost of living index of 115, 1.0x Neptune Beach.

  • Lakeside, FL has a cost of living index of 94, 0.8x Neptune Beach.

City Population Cost Of Living Vs. Neptune Beach
Jacksonville, FL 937,690 92 0.8x
Fruit Cove, FL 34,469 115 1.0x
Lakeside, FL 31,125 94 0.8x
Fleming Island, FL 29,505 105 0.9x
Oakleaf Plantation, FL 28,808 98 0.8x
Jacksonville Beach, FL 23,492 109 0.9x
Palm Valley, FL 20,115 122 1.1x
Nocatee, FL 19,601 122 1.1x
St. Marys, GA 18,200 96 0.8x
Bellair-Meadowbrook Terrace, FL 14,289 86 0.7x

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