Cost of living in Zephyrhills research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Zephyrhills is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Zephyrhills is 89, with 100 being the average.
The cost of living index in Zephyrhills is 0.9x lower than the national average.
Zephyrhills ranks as the #34 cheapest in Florida out of 459.
Zephyrhills ranks as the #1,060 cheapest out of 6,489 in the US.
The median home value in Zephyrhills is $302,951.
The median income in Zephyrhills is $49,295.
According to the most recent data on the cost of living, Zephyrhills has an overall cost of living index of 89, which is 0.9x lower than the national index of 100.
Compared to Florida, Zephyrhills has a cost of living index that's 0.9x lower than Florida's index of 97.
The standard of living in Zephyrhills ranks as #34 most affordable out of the 459 places we measured in Florida. By definition, that implies Zephyrhills ranks as the #425 most expensive place in the Sunshine State.
For more reading on life in Zephyrhills, check out:
Six factors go into calculating the cost of living index in Zephyrhills. Here is how it fairs on each of the criteria:
The Services index in Zephyrhills is 94.
The Groceries index in Zephyrhills is 101.
The Health index in Zephyrhills is 90.
The Housing index in Zephyrhills is 73.
The Transportation index in Zephyrhills is 101.
The Utilities index in Zephyrhills is 100.
| Living Expense | Zephyrhills | Florida | National Average | |
|---|---|---|---|---|
| Overall | 89 | 97 | 100 | |
| Services | 94 | 96 | 100 | |
| Groceries | 101 | 99 | 100 | |
| Health | 90 | 98 | 100 | |
| Housing | 73 | 96 | 100 | |
| Transportation | 101 | 97 | 100 | |
| Utilities | 100 | 95 | 100 | |
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Zephyrhills is $302,951.
The Median Rent in Zephyrhills is $1,034.
The Median Income in Zephyrhills is $49,295.
The Home Value To Income in Zephyrhills is 6.1x.
The Rent To Monthly Income in Zephyrhills is 0.25x.
| Statistic | Zephyrhills | Florida | United States |
|---|---|---|---|
| Median Home Value | $302,951 | $377,066 | $303,400 |
| Median Rent | $1,034 | $1,564 | $1,348 |
| Median Income | $49,295 | $71,711 | $78,538 |
| Home Value To Income | 6.1x | 5.3x | 3.9x |
| Rent To Monthly Income | 0.25x | 0.26x | 0.21x |
| Item | Zephyrhills | Florida |
|---|---|---|
| Shampoo | $1.48 | $1.28 |
| Movie | $8.61 | $12.13 |
| Bowling | $19.67 | $18 |
| Haircut | $15.67 | $24.26 |
| Beauty Salon | $54.72 | $45.56 |
| Item | Zephyrhills | Florida |
|---|---|---|
| Ground Beef | $6.06 | $5.84 |
| Fried Chicken | $1.48 | $1.57 |
| Milk | $4.56 | $4.67 |
| Potatoes | $5.34 | $4.93 |
| Pizza | $8.38 | $12.09 |
| Beer | $10.69 | $10.41 |
| Toothpaste | $3.67 | $3.7 |
| Item | Zephyrhills | Florida |
|---|---|---|
| Optometrist | $146.67 | $125.68 |
| Doctor | $122.32 | $135.78 |
| Dentist | $103.33 | $113.29 |
| Item | Zephyrhills | Florida |
|---|---|---|
| Gasoline | $3.42 | $3.46 |
| Tire Balancing | $57.28 | $59.92 |
| Item | Zephyrhills | Florida |
|---|---|---|
| All Electricity | $219.66 | $193.99 |
| Phone | $194.37 | $192.25 |
The cost of living varies in the cities and towns around Zephyrhills. Here's a quick look at the cost of living in the most populous nearby places:
Lakeland, FL has a cost of living index of 95, 1.1x Zephyrhills.
Wesley Chapel, FL has a cost of living index of 111, 1.2x Zephyrhills.
Land O' Lakes, FL has a cost of living index of 110, 1.2x Zephyrhills.
| City | Population | Cost Of Living | Vs. Zephyrhills |
|---|---|---|---|
| Lakeland, FL | 117,030 | 95 | 1.1x |
| Wesley Chapel, FL | 71,965 | 111 | 1.2x |
| Land O' Lakes, FL | 41,845 | 110 | 1.2x |
| East Lake-Orient Park, FL | 29,064 | 95 | 1.1x |
| Temple Terrace, FL | 26,922 | 103 | 1.2x |
| Lutz, FL | 26,731 | 119 | 1.3x |
| Thonotosassa, FL | 14,660 | 98 | 1.1x |
| Mango, FL | 13,037 | 95 | 1.1x |
| Pasadena Hills, FL | 12,848 | 105 | 1.2x |
| Zephyrhills West, FL | 5,770 | 86 | 1.0x |