What is the cost of living in Beardstown, IL?
According to the most recent data on the cost of living, Beardstown has an overall cost of living index of 83, which is 0.8x lower than the national index of 100.
Compared to Illinois, Beardstown has a cost of living index that's 0.8x lower than Illinois's index of 98.
The standard of living in Beardstown ranks as #13 most affordable out of the 336 places we measured in Illinois. By definition, that implies Beardstown ranks as the #323 most expensive place in the Prairie State.
For more reading on life in Beardstown, check out:
Beardstown Cost Of Living Vs. Illinois
Six factors go into calculating the cost of living index in Beardstown. Here is how it fares on each of the criteria:
The Services index in Beardstown is 99.
The Groceries index in Beardstown is 100.
The Health index in Beardstown is 48.
The Housing index in Beardstown is 104.
The Transportation index in Beardstown is 100.
The Utilities index in Beardstown is 100.
| Living Expense | Beardstown | Illinois | National Average |
|---|---|---|---|
| Overall | 83 | 98 | 100 |
| Services | 99 | 99 | 100 |
| Groceries | 100 | 99 | 100 |
| Health | 48 | 96 | 100 |
| Housing | 104 | 101 | 100 |
| Transportation | 100 | 99 | 100 |
| Utilities | 100 | 101 | 100 |
Beardstown Cost Of Living Compared To Illinois Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Illinois, check out:
Protect your home budget Compare home warranties in Beardstown Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Beardstown, IL Housing Cost Breakdown
Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Beardstown is $87,128.
The Median Rent in Beardstown is $762.
The Median Income in Beardstown is $60,587.
The Home Value To Income in Beardstown is 1.4x.
The Rent To Monthly Income in Beardstown is 0.15x.
| Statistic | Beardstown | Illinois | United States |
|---|---|---|---|
| Median Home Value | $87,128 | $285,735 | $332,700 |
| Median Rent | $762 | $1,274 | $1,413 |
| Median Income | $60,587 | $83,390 | $80,734 |
| Home Value To Income | 1.4x | 3.4x | 4.1x |
| Rent To Monthly Income | 0.15x | 0.18x | 0.21x |
Beardstown, IL Costs By Category
Detailed Beardstown Services costs vs. Illinois
| Item | Beardstown | Illinois |
|---|---|---|
| Shampoo | $1.2 | $1.28 |
| Movie | $10.96 | $12.13 |
| Bowling | $20.0 | $18 |
| Haircut | $15.0 | $24.26 |
| Beauty Salon | $30.0 | $45.56 |
Detailed Beardstown Groceries costs vs. Illinois
| Item | Beardstown | Illinois |
|---|---|---|
| Ground Beef | $5.77 | $5.84 |
| Fried Chicken | $1.35 | $1.57 |
| Milk | $4.63 | $4.67 |
| Potatoes | $5.1 | $4.93 |
| Pizza | $14.32 | $12.09 |
| Beer | $9.43 | $10.41 |
| Toothpaste | $3.76 | $3.7 |
Detailed Beardstown Health costs vs. Illinois
| Item | Beardstown | Illinois |
|---|---|---|
| Optometrist | $120.83 | $125.68 |
| Doctor | $121.67 | $135.78 |
| Dentist | $100.0 | $113.29 |
Detailed Beardstown Transportation costs vs. Illinois
| Item | Beardstown | Illinois |
|---|---|---|
| Gasoline | $3.6 | $3.46 |
| Tire Balancing | $72.5 | $59.92 |
Detailed Beardstown Utilities costs vs. Illinois
| Item | Beardstown | Illinois |
|---|---|---|
| All Electricity | $181.08 | $193.99 |
| Phone | $195.03 | $192.25 |
Beardstown SnackAbility
Cost Of Living In Cities Around Beardstown
The cost of living varies in the cities and towns around Beardstown. Here's a quick look at the cost of living in the most populous nearby places:
Springfield, IL has a cost of living index of 93, 1.1x Beardstown.
Jacksonville, IL has a cost of living index of 87, 1.0x Beardstown.
Macomb, IL has a cost of living index of 88, 1.1x Beardstown.
| City | Population | Cost Of Living | Vs. Beardstown |
|---|---|---|---|
| Springfield, IL | 113,330 | 93 | 1.1x |
| Jacksonville, IL | 18,014 | 87 | 1.0x |
| Macomb, IL | 14,894 | 88 | 1.1x |
| Chatham, IL | 14,639 | 103 | 1.2x |
| Canton, IL | 13,144 | 89 | 1.1x |
| Middletown, KY | 9,763 | 108 | 1.3x |
