Beardstown, IL Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-23

Cost Of Living In Beardstown, IL Summary

Cost of living in Beardstown research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Beardstown is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Illinois, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Beardstown is 78, with 100 being the average.

  • The cost of living index in Beardstown is 0.8x lower than the national average.

  • Beardstown ranks as the #7 cheapest in Illinois out of 336.

  • Beardstown ranks as the #46 cheapest out of 6,489 in the US.

  • The median home value in Beardstown is $86,367.

  • The median income in Beardstown is $58,765.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
78
Beardstown's Overall Cost Of Living
0.8x
Lower Than The National Average

What is the cost of living in Beardstown, IL?

According to the most recent data on the cost of living, Beardstown has an overall cost of living index of 78, which is 0.8x lower than the national index of 100.

Compared to Illinois, Beardstown has a cost of living index that's 0.8x lower than Illinois's index of 98.

The standard of living in Beardstown ranks as #7 most affordable out of the 336 places we measured in Illinois. By definition, that implies Beardstown ranks as the #329 most expensive place in the Prairie State.

For more reading on life in Beardstown, check out:

7 out of 336
In Illinois
46 out of 6,489
In America

Beardstown Cost Of Living Vs. Illinois

Six factors go into calculating the cost of living index in Beardstown. Here is how it fairs on each of the criteria:

  • The Services index in Beardstown is 90.

  • The Groceries index in Beardstown is 97.

  • The Health index in Beardstown is 92.

  • The Housing index in Beardstown is 46.

  • The Transportation index in Beardstown is 109.

  • The Utilities index in Beardstown is 96.

Living Expense Beardstown Illinois National Average
Overall 78 98 100
Services 90 95 100
Groceries 97 99 100
Health 92 96 100
Housing 46 94 100
Transportation 109 101 100
Utilities 96 87 100
For more reading on cost of living around Illinois, check out:
Beardstown Cost of Living Vs. IL

Beardstown, IL Housing Cost Breakdown

Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Beardstown is $86,367.

  • The Median Rent in Beardstown is $769.

  • The Median Income in Beardstown is $58,765.

  • The Home Value To Income in Beardstown is 1.5x.

  • The Rent To Monthly Income in Beardstown is 0.16x.

Statistic Beardstown Illinois United States
Median Home Value $86,367 $283,508 $303,400
Median Rent $769 $1,227 $1,348
Median Income $58,765 $81,702 $78,538
Home Value To Income 1.5x 3.5x 3.9x
Rent To Monthly Income 0.16x 0.18x 0.21x
$86,367
Median Home Value
$769
Median Rent
$58,765
Median Income

Beardstown, IL Costs By Category

Detailed Beardstown Services Costs Vs. Illinois

Item Beardstown Illinois
Shampoo $1.2 $1.28
Movie $10.96 $12.13
Bowling $20.0 $18.0
Haircut $15.0 $24.26
Beauty Salon $30.0 $45.56

Detailed Beardstown Groceries Costs Vs. Illinois

Item Beardstown Illinois
Ground Beef $5.77 $5.84
Fried Chicken $1.35 $1.57
Milk $4.63 $4.67
Potatoes $5.1 $4.93
Pizza $14.32 $12.09
Beer $9.43 $10.41
Toothpaste $3.76 $3.7

Detailed Beardstown Health Costs Vs. Illinois

Item Beardstown Illinois
Optometrist $120.83 $125.68
Doctor $121.67 $135.78
Dentist $100.0 $113.29

Detailed Beardstown Transportation Costs Vs. Illinois

Item Beardstown Illinois
Gasoline $3.6 $3.46
Tire Balancing $72.5 $59.92

Detailed Beardstown Utilities Costs Vs. Illinois

Item Beardstown Illinois
All Electricity $181.08 $193.99
Phone $195.03 $192.25

Beardstown SnackAbility

4
/10
Overall SnackAbility
Jobs
4/10
Housing
3
Affordability
9
Diversity
9
Safety
8
Amenities
8
Education
3
Commute
9.5

Cost Of Living In Cities Around Beardstown

The cost of living varies in the cities and towns around Beardstown. Here's a quick look at the cost of living in the most populous nearby places:

  • Springfield, IL has a cost of living index of 87, 1.1x Beardstown.

  • Jacksonville, IL has a cost of living index of 85, 1.1x Beardstown.

  • Macomb, IL has a cost of living index of 87, 1.1x Beardstown.

City Population Cost Of Living Vs. Beardstown
Springfield, IL 113,714 87 1.1x
Jacksonville, IL 17,490 85 1.1x
Macomb, IL 15,006 87 1.1x
Chatham, IL 14,740 98 1.3x
Canton, IL 13,408 84 1.1x
Middletown, KY 9,622 105 1.3x

Articles About Illinois

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