What is the cost of living in Jacksonville, IL?
According to the most recent data on the cost of living, Jacksonville has an overall cost of living index of 87, which is 0.9x lower than the national index of 100.
Compared to Illinois, Jacksonville has a cost of living index that's 0.9x lower than Illinois's index of 98.
The standard of living in Jacksonville ranks as #43 most affordable out of the 336 places we measured in Illinois. By definition, that implies Jacksonville ranks as the #293 most expensive place in the Prairie State.
For more reading on life in Jacksonville, check out:
Jacksonville Cost Of Living Vs. Illinois
Six factors go into calculating the cost of living index in Jacksonville. Here is how it fares on each of the criteria:
The Services index in Jacksonville is 100.
The Groceries index in Jacksonville is 99.
The Health index in Jacksonville is 63.
The Housing index in Jacksonville is 103.
The Transportation index in Jacksonville is 98.
The Utilities index in Jacksonville is 98.
| Living Expense | Jacksonville | Illinois | National Average |
|---|---|---|---|
| Overall | 87 | 98 | 100 |
| Services | 100 | 99 | 100 |
| Groceries | 99 | 99 | 100 |
| Health | 63 | 96 | 100 |
| Housing | 103 | 101 | 100 |
| Transportation | 98 | 99 | 100 |
| Utilities | 98 | 101 | 100 |
Jacksonville Cost Of Living Compared To Illinois Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Illinois, check out:
Protect your home budget Compare home warranties in Jacksonville Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Jacksonville, IL Housing Cost Breakdown
Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Jacksonville is $133,975.
The Median Rent in Jacksonville is $711.
The Median Income in Jacksonville is $65,432.
The Home Value To Income in Jacksonville is 2.0x.
The Rent To Monthly Income in Jacksonville is 0.13x.
| Statistic | Jacksonville | Illinois | United States |
|---|---|---|---|
| Median Home Value | $133,975 | $285,735 | $332,700 |
| Median Rent | $711 | $1,274 | $1,413 |
| Median Income | $65,432 | $83,390 | $80,734 |
| Home Value To Income | 2.0x | 3.4x | 4.1x |
| Rent To Monthly Income | 0.13x | 0.18x | 0.21x |
Jacksonville, IL Costs By Category
Detailed Jacksonville Services costs vs. Illinois
| Item | Jacksonville | Illinois |
|---|---|---|
| Shampoo | $1.2 | $1.28 |
| Movie | $10.96 | $12.13 |
| Bowling | $20.0 | $18 |
| Haircut | $15.0 | $24.26 |
| Beauty Salon | $30.0 | $45.56 |
Detailed Jacksonville Groceries costs vs. Illinois
| Item | Jacksonville | Illinois |
|---|---|---|
| Ground Beef | $5.77 | $5.84 |
| Fried Chicken | $1.35 | $1.57 |
| Milk | $4.63 | $4.67 |
| Potatoes | $5.1 | $4.93 |
| Pizza | $14.32 | $12.09 |
| Beer | $9.43 | $10.41 |
| Toothpaste | $3.76 | $3.7 |
Detailed Jacksonville Health costs vs. Illinois
| Item | Jacksonville | Illinois |
|---|---|---|
| Optometrist | $120.83 | $125.68 |
| Doctor | $121.67 | $135.78 |
| Dentist | $100.0 | $113.29 |
Detailed Jacksonville Transportation costs vs. Illinois
| Item | Jacksonville | Illinois |
|---|---|---|
| Gasoline | $3.6 | $3.46 |
| Tire Balancing | $72.5 | $59.92 |
Detailed Jacksonville Utilities costs vs. Illinois
| Item | Jacksonville | Illinois |
|---|---|---|
| All Electricity | $181.08 | $193.99 |
| Phone | $195.03 | $192.25 |
Jacksonville SnackAbility
Cost Of Living In Cities Around Jacksonville
The cost of living varies in the cities and towns around Jacksonville. Here's a quick look at the cost of living in the most populous nearby places:
Springfield, IL has a cost of living index of 93, 1.1x Jacksonville.
Chatham, IL has a cost of living index of 103, 1.2x Jacksonville.
Middletown, KY has a cost of living index of 108, 1.2x Jacksonville.
| City | Population | Cost Of Living | Vs. Jacksonville |
|---|---|---|---|
| Springfield, IL | 113,330 | 93 | 1.1x |
| Chatham, IL | 14,639 | 103 | 1.2x |
| Middletown, KY | 9,763 | 108 | 1.2x |
| Jerseyville, IL | 7,445 | 85 | 1.0x |
| Litchfield, IL | 6,834 | 85 | 1.0x |
| Beardstown, IL | 6,169 | 83 | 1.0x |
| Carlinville, IL | 5,480 | 87 | 1.0x |
