What is the cost of living in Belleville, IL?
According to the most recent data on the cost of living, Belleville has an overall cost of living index of 88, which is 0.9x lower than the national index of 100.
Compared to Illinois, Belleville has a cost of living index that's 0.9x lower than Illinois's index of 98.
The standard of living in Belleville ranks as #52 most affordable out of the 336 places we measured in Illinois. By definition, that implies Belleville ranks as the #284 most expensive place in the Prairie State.
For more reading on life in Belleville, check out:
Belleville Cost Of Living Vs. Illinois
Six factors go into calculating the cost of living index in Belleville. Here is how it fares on each of the criteria:
The Services index in Belleville is 99.
The Groceries index in Belleville is 100.
The Health index in Belleville is 62.
The Housing index in Belleville is 101.
The Transportation index in Belleville is 96.
The Utilities index in Belleville is 94.
| Living Expense | Belleville | Illinois | National Average |
|---|---|---|---|
| Overall | 88 | 98 | 100 |
| Services | 99 | 99 | 100 |
| Groceries | 100 | 99 | 100 |
| Health | 62 | 96 | 100 |
| Housing | 101 | 101 | 100 |
| Transportation | 96 | 99 | 100 |
| Utilities | 94 | 101 | 100 |
Belleville Cost Of Living Compared To Illinois Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Illinois, check out:
Protect your home budget Compare home warranties in Belleville Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Belleville, IL Housing Cost Breakdown
Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Belleville is $156,535.
The Median Rent in Belleville is $1,019.
The Median Income in Belleville is $63,535.
The Home Value To Income in Belleville is 2.5x.
The Rent To Monthly Income in Belleville is 0.19x.
| Statistic | Belleville | Illinois | United States |
|---|---|---|---|
| Median Home Value | $156,535 | $285,735 | $332,700 |
| Median Rent | $1,019 | $1,274 | $1,413 |
| Median Income | $63,535 | $83,390 | $80,734 |
| Home Value To Income | 2.5x | 3.4x | 4.1x |
| Rent To Monthly Income | 0.19x | 0.18x | 0.21x |
Belleville, IL Costs By Category
Detailed Belleville Services costs vs. Illinois
| Item | Belleville | Illinois |
|---|---|---|
| Shampoo | $1.11 | $1.28 |
| Movie | $11.28 | $12.13 |
| Bowling | $16.92 | $18 |
| Haircut | $21.19 | $24.26 |
| Beauty Salon | $40.57 | $45.56 |
Detailed Belleville Groceries costs vs. Illinois
| Item | Belleville | Illinois |
|---|---|---|
| Ground Beef | $6.4 | $5.84 |
| Fried Chicken | $1.36 | $1.57 |
| Milk | $4.5 | $4.67 |
| Potatoes | $5.28 | $4.93 |
| Pizza | $10.84 | $12.09 |
| Beer | $9.47 | $10.41 |
| Toothpaste | $3.75 | $3.7 |
Detailed Belleville Health costs vs. Illinois
| Item | Belleville | Illinois |
|---|---|---|
| Optometrist | $125.72 | $125.68 |
| Doctor | $124.51 | $135.78 |
| Dentist | $100.78 | $113.29 |
Detailed Belleville Transportation costs vs. Illinois
| Item | Belleville | Illinois |
|---|---|---|
| Gasoline | $3.2 | $3.46 |
| Tire Balancing | $50.0 | $59.92 |
Detailed Belleville Utilities costs vs. Illinois
| Item | Belleville | Illinois |
|---|---|---|
| All Electricity | $133.84 | $193.99 |
| Phone | $188.69 | $192.25 |
Belleville SnackAbility
Cost Of Living In Cities Around Belleville
The cost of living varies in the cities and towns around Belleville. Here's a quick look at the cost of living in the most populous nearby places:
O'Fallon, IL has a cost of living index of 107, 1.2x Belleville.
Edwardsville, IL has a cost of living index of 104, 1.2x Belleville.
Fairview Heights, IL has a cost of living index of 95, 1.1x Belleville.
| City | Population | Cost Of Living | Vs. Belleville |
|---|---|---|---|
| O'Fallon, IL | 32,262 | 107 | 1.2x |
| Edwardsville, IL | 26,474 | 104 | 1.2x |
| Fairview Heights, IL | 16,745 | 95 | 1.1x |
| Swansea, IL | 14,710 | 100 | 1.1x |
| Shiloh, IL | 14,572 | 104 | 1.2x |
| Glen Carbon, IL | 13,977 | 106 | 1.2x |
| Troy, IL | 11,647 | 102 | 1.2x |
| Waterloo, IL | 11,129 | 99 | 1.1x |
| Columbia, IL | 11,127 | 103 | 1.2x |
| Mascoutah, IL | 8,816 | 100 | 1.1x |
