Chester, IL Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Chester, IL Summary

Cost of living in Chester research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Chester is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Illinois, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Chester is 85, with 100 being the average.

  • The cost of living index in Chester is 0.8x lower than the national average.

  • Chester ranks as the #46 cheapest in Illinois out of 336.

  • Chester ranks as the #511 cheapest out of 6,489 in the US.

  • The median home value in Chester is $110,042.

  • The median income in Chester is $74,673.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
85
Chester's Overall Cost Of Living
0.8x
Lower Than The National Average

What is the cost of living in Chester, IL?

According to the most recent data on the cost of living, Chester has an overall cost of living index of 85, which is 0.8x lower than the national index of 100.

Compared to Illinois, Chester has a cost of living index that's 0.9x lower than Illinois's index of 97.

The standard of living in Chester ranks as #46 most affordable out of the 336 places we measured in Illinois. By definition, that implies Chester ranks as the #290 most expensive place in the Prairie State.

For more reading on life in Chester, check out:

46 out of 336
In Illinois
511 out of 6,489
In America

Chester Cost Of Living Vs. Illinois

Six factors go into calculating the cost of living index in Chester. Here is how it fairs on each of the criteria:

  • The Services index in Chester is 93.

  • The Groceries index in Chester is 97.

  • The Health index in Chester is 90.

  • The Housing index in Chester is 57.

  • The Transportation index in Chester is 95.

  • The Utilities index in Chester is 100.

Living Expense Chester Illinois National Average
Overall 85 97 100
Services 93 95 100
Groceries 97 99 100
Health 90 93 100
Housing 57 95 100
Transportation 95 102 100
Utilities 100 91 100
For more reading on cost of living around Illinois, check out:
Chester Cost of Living Vs. IL

Chester, IL Housing Cost Breakdown

Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Chester is $110,042.

  • The Median Rent in Chester is $642.

  • The Median Income in Chester is $74,673.

  • The Home Value To Income in Chester is 1.5x.

  • The Rent To Monthly Income in Chester is 0.1x.

Statistic Chester Illinois United States
Median Home Value $110,042 $283,508 $303,400
Median Rent $642 $1,227 $1,348
Median Income $74,673 $81,702 $78,538
Home Value To Income 1.5x 3.5x 3.9x
Rent To Monthly Income 0.1x 0.18x 0.21x
$110,042
Median Home Value
$642
Median Rent
$74,673
Median Income

Chester, IL Costs By Category

Detailed Chester Services Costs Vs. Illinois

Item Chester Illinois
Shampoo $1.11 $1.28
Movie $11.28 $12.13
Bowling $16.92 $18
Haircut $21.19 $24.26
Beauty Salon $40.57 $45.56

Detailed Chester Groceries Costs Vs. Illinois

Item Chester Illinois
Ground Beef $6.4 $5.84
Fried Chicken $1.36 $1.57
Milk $4.5 $4.67
Potatoes $5.28 $4.93
Pizza $10.84 $12.09
Beer $9.47 $10.41
Toothpaste $3.75 $3.7

Detailed Chester Health Costs Vs. Illinois

Item Chester Illinois
Optometrist $125.72 $125.68
Doctor $124.51 $135.78
Dentist $100.78 $113.29

Detailed Chester Transportation Costs Vs. Illinois

Item Chester Illinois
Gasoline $3.2 $3.46
Tire Balancing $50.0 $59.92

Detailed Chester Utilities Costs Vs. Illinois

Item Chester Illinois
All Electricity $133.84 $193.99
Phone $188.69 $192.25

Chester SnackAbility

5
/10
Overall SnackAbility
Jobs
8/10
Housing
4
Affordability
9
Diversity
8.5
Safety
9
Amenities
8
Education
3
Commute
9.5

Cost Of Living In Cities Around Chester

The cost of living varies in the cities and towns around Chester. Here's a quick look at the cost of living in the most populous nearby places:

  • O'Fallon, IL has a cost of living index of 102, 1.2x Chester.

  • Carbondale, IL has a cost of living index of 87, 1.0x Chester.

  • Fairview Heights, IL has a cost of living index of 94, 1.1x Chester.

City Population Cost Of Living Vs. Chester
O'Fallon, IL 32,139 102 1.2x
Carbondale, IL 21,813 87 1.0x
Fairview Heights, IL 16,255 94 1.1x
Swansea, IL 14,603 93 1.1x
Shiloh, IL 14,109 101 1.2x
Columbia, IL 11,063 99 1.2x
Waterloo, IL 11,055 94 1.1x
Mascoutah, IL 8,743 93 1.1x
Carterville, IL 5,822 98 1.2x
Pinckneyville, IL 5,055 80 0.9x

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