Elburn, IL Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Elburn, IL Summary

Cost of living in Elburn research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Elburn is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Illinois, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Elburn is 114, with 100 being the average.

  • The cost of living index in Elburn is 1.1x higher than the national average.

  • Elburn ranks as the #246 cheapest in Illinois out of 336.

  • Elburn ranks as the #4,023 cheapest out of 6,489 in the US.

  • The median home value in Elburn is $445,158.

  • The median income in Elburn is $106,506.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
114
Elburn's Overall Cost Of Living
1.1x
Higher Than The National Average

What is the cost of living in Elburn, IL?

According to the most recent data on the cost of living, Elburn has an overall cost of living index of 114, which is 1.1x higher than the national index of 100.

Compared to Illinois, Elburn has a cost of living index that's 1.2x higher than Illinois's index of 97.

The standard of living in Elburn ranks as #246 most affordable out of the 336 places we measured in Illinois. By definition, that implies Elburn ranks as the #90 most expensive place in the Prairie State.

For more reading on life in Elburn, check out:

246 out of 336
In Illinois
4,023 out of 6,489
In America

Elburn Cost Of Living Vs. Illinois

Six factors go into calculating the cost of living index in Elburn. Here is how it fairs on each of the criteria:

  • The Services index in Elburn is 106.

  • The Groceries index in Elburn is 98.

  • The Health index in Elburn is 99.

  • The Housing index in Elburn is 150.

  • The Transportation index in Elburn is 114.

  • The Utilities index in Elburn is 82.

Living Expense Elburn Illinois National Average
Overall 114 97 100
Services 106 95 100
Groceries 98 99 100
Health 99 93 100
Housing 150 95 100
Transportation 114 102 100
Utilities 82 91 100
For more reading on cost of living around Illinois, check out:
Elburn Cost of Living Vs. IL

Elburn, IL Housing Cost Breakdown

Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Elburn is $445,158.

  • The Median Rent in Elburn is $1,705.

  • The Median Income in Elburn is $106,506.

  • The Home Value To Income in Elburn is 4.2x.

  • The Rent To Monthly Income in Elburn is 0.19x.

Statistic Elburn Illinois United States
Median Home Value $445,158 $283,508 $303,400
Median Rent $1,705 $1,227 $1,348
Median Income $106,506 $81,702 $78,538
Home Value To Income 4.2x 3.5x 3.9x
Rent To Monthly Income 0.19x 0.18x 0.21x
$445,158
Median Home Value
$1,705
Median Rent
$106,506
Median Income

Elburn, IL Costs By Category

Detailed Elburn Services Costs Vs. Illinois

Item Elburn Illinois
Shampoo $1.32 $1.28
Movie $9.99 $12.13
Bowling $16.0 $18
Haircut $19.72 $24.26
Beauty Salon $37.22 $45.56

Detailed Elburn Groceries Costs Vs. Illinois

Item Elburn Illinois
Ground Beef $5.94 $5.84
Fried Chicken $1.39 $1.57
Milk $4.55 $4.67
Potatoes $5.08 $4.93
Pizza $10.69 $12.09
Beer $9.61 $10.41
Toothpaste $3.72 $3.7

Detailed Elburn Health Costs Vs. Illinois

Item Elburn Illinois
Optometrist $86.67 $125.68
Doctor $110.0 $135.78
Dentist $82.0 $113.29

Detailed Elburn Transportation Costs Vs. Illinois

Item Elburn Illinois
Gasoline $3.52 $3.46
Tire Balancing $45.0 $59.92

Detailed Elburn Utilities Costs Vs. Illinois

Item Elburn Illinois
All Electricity $156.87 $193.99
Phone $198.03 $192.25

Elburn SnackAbility

10
/10
Overall SnackAbility
Jobs
9/10
Housing
8.5
Affordability
8
Diversity
7
Safety
9.5
Amenities
8
Education
9.5
Commute
5

Cost Of Living In Cities Around Elburn

The cost of living varies in the cities and towns around Elburn. Here's a quick look at the cost of living in the most populous nearby places:

  • Naperville, IL has a cost of living index of 133, 1.2x Elburn.

  • Wheaton, IL has a cost of living index of 128, 1.1x Elburn.

  • Bartlett, IL has a cost of living index of 122, 1.1x Elburn.

City Population Cost Of Living Vs. Elburn
Naperville, IL 149,424 133 1.2x
Wheaton, IL 53,453 128 1.1x
Bartlett, IL 40,531 122 1.1x
Carol Stream, IL 39,427 114 1.0x
St. Charles, IL 32,733 120 1.1x
Batavia, IL 26,730 118 1.0x
Lisle, IL 23,413 124 1.1x
Bloomingdale, IL 22,388 121 1.1x
Geneva, IL 21,299 126 1.1x
North Aurora, IL 18,375 113 1.0x

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