What is the cost of living in Elburn, IL?
According to the most recent data on the cost of living, Elburn has an overall cost of living index of 116, which is 1.2x higher than the national index of 100.
Compared to Illinois, Elburn has a cost of living index that's 1.2x higher than Illinois's index of 98.
The standard of living in Elburn ranks as #263 most affordable out of the 336 places we measured in Illinois. By definition, that implies Elburn ranks as the #73 most expensive place in the Prairie State.
For more reading on life in Elburn, check out:
Elburn Cost Of Living Vs. Illinois
Six factors go into calculating the cost of living index in Elburn. Here is how it fares on each of the criteria:
The Services index in Elburn is 104.
The Groceries index in Elburn is 101.
The Health index in Elburn is 152.
The Housing index in Elburn is 96.
The Transportation index in Elburn is 96.
The Utilities index in Elburn is 98.
| Living Expense | Elburn | Illinois | National Average |
|---|---|---|---|
| Overall | 116 | 98 | 100 |
| Services | 104 | 99 | 100 |
| Groceries | 101 | 99 | 100 |
| Health | 152 | 96 | 100 |
| Housing | 96 | 101 | 100 |
| Transportation | 96 | 99 | 100 |
| Utilities | 98 | 101 | 100 |
Elburn Cost Of Living Compared To Illinois Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Illinois, check out:
Protect your home budget Compare home warranties in Elburn Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Elburn, IL Housing Cost Breakdown
Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Elburn is $448,721.
The Median Rent in Elburn is $1,708.
The Median Income in Elburn is $127,731.
The Home Value To Income in Elburn is 3.5x.
The Rent To Monthly Income in Elburn is 0.16x.
Elburn, IL Costs By Category
Detailed Elburn Services costs vs. Illinois
Detailed Elburn Groceries costs vs. Illinois
Detailed Elburn Health costs vs. Illinois
Detailed Elburn Transportation costs vs. Illinois
Elburn SnackAbility
Cost Of Living In Cities Around Elburn
The cost of living varies in the cities and towns around Elburn. Here's a quick look at the cost of living in the most populous nearby places:
Naperville, IL has a cost of living index of 133, 1.1x Elburn.
Wheaton, IL has a cost of living index of 127, 1.1x Elburn.
Bartlett, IL has a cost of living index of 119, 1.0x Elburn.
| City | Population | Cost Of Living | Vs. Elburn |
|---|---|---|---|
| Naperville, IL | 150,692 | 133 | 1.1x |
| Wheaton, IL | 53,557 | 127 | 1.1x |
| Bartlett, IL | 40,501 | 119 | 1.0x |
| Carol Stream, IL | 39,460 | 112 | 1.0x |
| St. Charles, IL | 32,854 | 118 | 1.0x |
| Batavia, IL | 27,151 | 118 | 1.0x |
| Lisle, IL | 23,407 | 122 | 1.1x |
| Bloomingdale, IL | 22,457 | 120 | 1.0x |
| Geneva, IL | 21,258 | 126 | 1.1x |
| North Aurora, IL | 18,696 | 111 | 1.0x |
